FX Buffers Under Strain as India's Oil Vulnerability Splits the Street

Reserves Falling Fast
 

India's forex reserves dropped to $709.76 billion as of March 13, 2026, down $7.05 billion in a week, after peaking at $728.49 billion on February 27 — a $19 billion two-week depletion raising alarm.

RBI Intervenes Heavily
 

RBI sold approximately $12 billion in the spot market by early March to stem rupee volatility amid the West Asia war. Interventions later tapered to allow a more controlled depreciation

Oil Shock Widening the CAD

Higher oil prices inflate the current account deficit, projected at 1.5–2% of GDP, pressuring inflation and slowing growth via input costs for MSMEs

Street Divided on Resilience
 

Import cover remains at approximately 11–12 months, above the 6–9 month comfort zone. But swap markets are now pricing in about 100 basis points of rate hikes over the next year, up sharply from before the Iran war broke out

Positives Still in Play

Robust FDI of approximately $50 billion in FY26, services surplus, and remittances of around $120 billion offer some cushion. RBI's MPC statement on April 8 is expected to address the outlook for FX buffers and policy

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