HDFC Bank Q4 PAT Up 9% to ₹19,221 Cr; ₹13 Dividend

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Strong Profit Growth:

Q4 FY26 standalone net profit jumps 9.1% YoY to ₹19,221 crore from ₹17,616 crore. Full year FY26 profit up 10.9%. Interest income dips marginally 1.1% to ₹76,610 crore.

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Dividend Bonanza Declared:

Board recommends final dividend ₹13/share (face value ₹1) for FY26 subject to AGM approval. Including ₹2.50 special interim dividend paid August 2025, total FY26 dividend ₹15.50/share. Record date June 19, 2026.

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NII Growth Steady:

Net Interest Income rises 3.2% to ₹33,082 crore from ₹32,066 crore YoY. Net Interest Margin at 3.38% on total assets, 3.53% on interest-earning assets. Total income marginally up to ₹89,809 crore.

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Asset Quality Improves:

Gross NPA ratio improves to 1.15% (March 2026) from 1.33% (March 2025). Net NPA ratio shrinks to 0.38% from 0.43%. Credit costs moderate as provisioning discipline continues.

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Balance Sheet Expansion:

Total deposits grow 14.4% to ₹31.05 lakh crore. Gross advances rise robustly. India's largest private lender maintains strong capital adequacy, zero governance concerns per RBI despite recent AT1 probe controversy.

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With Our Subscription Plans

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HDFC Bank Q4 PAT Up 9% to ₹19,221 Cr; ₹13 Dividend

Strong Profit Growth: Q4 FY26 standalone net profit jumps 9.1% YoY to ₹19,221 crore from ₹17,616 crore. Full year FY26 profit up 10.9%. Interest income dips marginally 1.1% to ₹76,610 crore.

Dividend Bonanza Declared: Board recommends final dividend ₹13/share (face value ₹1) for FY26 subject to AGM approval. Including ₹2.50 special interim dividend paid August 2025, total FY26 dividend ₹15.50/share. Record date June 19, 2026.

NII Growth Steady: Net Interest Income rises 3.2% to ₹33,082 crore from ₹32,066 crore YoY. Net Interest Margin at 3.38% on total assets, 3.53% on interest-earning assets. Total income marginally up to ₹89,809 crore.

Asset Quality Improves: Gross NPA ratio improves to 1.15% (March 2026) from 1.33% (March 2025). Net NPA ratio shrinks to 0.38% from 0.43%. Credit costs moderate as provisioning discipline continues.

Balance Sheet Expansion: Total deposits grow 14.4% to ₹31.05 lakh crore. Gross advances rise robustly. India's largest private lender maintains strong capital adequacy, zero governance concerns per RBI despite recent AT1 probe controversy.