PMJDY Deposits Surge 18.7x: ₹15,670 Cr to ₹2.94 Lakh Cr

Explosive Growth Story
 

Jan Dhan deposits skyrocket from ₹15,670 crore (March 2015) to ₹2.94 lakh crore (March 2026)—1,777% growth in 11 years. Average balance per account rises 4x from ₹1,065 to ₹4,600+

56 Crore Accounts Opened
 

World's largest financial inclusion program reaches 56.16 crore beneficiaries. 56% accounts (31.5 crore) held by women. 67% in rural/semi-urban areas—bridging India's financial divide

JAM Trinity Saves ₹3.48 Lakh Cr

Jan Dhan-Aadhaar-Mobile linkage eliminates ghost beneficiaries. ₹38.49 lakh crore transferred via DBT across 327 schemes. Zero leakage in COVID relief, PM-KISAN payments

Banking Infrastructure Boom
 

99.95% inhabited villages now have banking access within 5km. 38.68 crore RuPay cards issued with ₹2 lakh accident insurance. ₹10,000 overdraft facility for emergencies

From Exclusion to Empowerment

Formal account ownership jumps from 25% (2008) to 80% adults (2026). World Bank credits India for achieving in 6 years what would've taken 47 years. Digital payments revolution built on PMJDY foundation

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