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Ujjivan Small Finance Bank Ltd P/E Ratio

Ujjivan Small Finance Bank Ltd P/E Ratio

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₹ 4.7 Cr

Volume transacted

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1081.1 K

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Last Updated time: 25 Jul 15:15 PM

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Ujjivan Small Finance Bank Ltd

NSE: UJJIVANSFB

PE

6.7

Last updated : 25 Jul 15:15 PM

Key Highlights

    The P/E Ratio of Ujjivan Small Finance Bank Ltd is 6.7 as of 25 Jul 15:15 PM .a1#The P/E Ratio of Ujjivan Small Finance Bank Ltd changed from 14.1 on March 2019 to 1.8 on March 2024 . This represents a CAGR of -33.75% over 5 years. a1#The Latest Trading Price of Ujjivan Small Finance Bank Ltd is ₹ 43.93 as of 25 Jul 15:07 .a1#The PE Ratio of Banks Industry has changed from 413.8 to 13.7 in 5 years. This represents a CAGR of -49.42%a1# The PE Ratio of Automobile industry is 18.9. The PE Ratio of Banks industry is 13.0. The PE Ratio of Finance industry is 23.5. The PE Ratio of IT - Software industry is 29.1. The PE Ratio of Retail industry is 143.1. The PE Ratio of Textiles industry is 24.3. In 2024a1#The Market Cap of Ujjivan Small Finance Bank Ltd changed from ₹ 4735 crore on March 2019 to ₹ 8679 crore on March 2024 . This represents a CAGR of 12.88% over 5 years. a1#The Revenue of Ujjivan Small Finance Bank Ltd changed from ₹ 1029 crore to ₹ 1764 crore over 8 quarters. This represents a CAGR of 30.90% a1#The EBITDA of Ujjivan Small Finance Bank Ltd changed from ₹ 576.33 crore to ₹ 1034 crore over 8 quarters. This represents a CAGR of 33.98% a1#The Net Pr of Ujjivan Small Finance Bank Ltd changed from ₹ 202.94 crore to ₹ 329.63 crore over 8 quarters. This represents a CAGR of 27.45% a1#The Dividend Payout of Ujjivan Small Finance Bank Ltd changed from 22.63 % on March 2019 to 6.07 % on March 2024 . This represents a CAGR of -48.21% over 2 years. a1#

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Historical P/E Ratio of Ujjivan Small Finance Bank Ltd

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share. P/E Ratio Formula P/E ratio = (CMP of share/ Earning per share) Types of Price to Earning Ratio 1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance. 2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

Historical P/E Ratio of Ujjivan Small Finance Bank Ltd

Period
Mar '190
Mar '2014.1
Mar '21610
Mar '220
Mar '234.6
Mar '241.8

Company Fundamentals for Ujjivan Small Finance Bank Ltd

Market Cap

8,601 Cr

EPS

6.6

P/E Ratio (TTM) *

6.7

P/B Ratio (TTM) *

1.5

Day’s High

44.56

Day’s Low

43.78

DTE *

NaN

ROE *

22.8

52 Week High

62.99

52 Week Low

40.0

ROCE *

2.9

* All values are consolidated

Last Updated time: 25 Jul 15:15 PM

* All values are consolidated

Last Updated time: 25 Jul 15:15 PM

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Ujjivan Small Finance Bank Ltd

NSE: UJJIVANSFB

PRICE

43.93

-0.55 (-1.24%)

stock direction

Last updated : 25 Jul 15:07

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PRICE

The current market price or CMP refers to the price at which the securities are trading in the share market. Current price in Over-the-counter costs: The following current price depends upon the bid price & the asking price when a financial asset is sold over-the-counter(OTC). Current Price in Bond Market: The current price of a bond is determined by measuring the actual interest rate against the bid-related interest rate. The par or the face value is then calculated to represent the remaining interest payments due which occur before the maturity of the bond.

Share price Over Time

1M

1Y

3Y

5Y

* All values are in Rupees

SWOT Analysis Of Ujjivan Small Finance Bank Ltd

Strength

0

S

Weakness

1

W

Opportunity

0

O

Threats

1

T

Asset Value vs Market Value of Ujjivan Small Finance Bank Ltd

Market Value

8,602

Asset Value

3,365

1.6 X

Value addition

* All values are in Rupees

Competitive Comparison of P/E Ratio

Company NamePEMarket Cap (INR Cr.)
Ujjivan Small Finance Bank Ltd68,601
HDFC Bank Ltd171,220,875
ICICI Bank Ltd19860,539
State Bank of India11760,600
Axis Bank Ltd14383,202
Kotak Mahindra Bank Ltd18347,116

Key Valuation Metric of Ujjivan Small Finance Bank Ltd

Earnings

1,281 Cr

6.7 X

PE Ratio

Market Cap

₹8601Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

Earnings

1,281 Cr

6.7 X

PE Ratio

Market Cap

₹8601Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio of Banks Industry over time

PE Ratio of Top Sectors

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Historical Market Cap of Ujjivan Small Finance Bank Ltd

Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore

Historical Market Cap of Ujjivan Small Finance Bank Ltd

Period
Mar '190
Mar '204735
Mar '215271
Mar '222558
Mar '234947
Mar '248679

* All values are a in crore

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Historical Revenue of Ujjivan Small Finance Bank Ltd

Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services. Types of Revenue: 1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered. 2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees. Formula for Revenue: The formula for calculating revenue is based on two goods & services: For goods: Revenue = Avg unit price x Number of Units sold For services: Revenue = Avg unit price x Number of Customers served.

Historical Revenue of Ujjivan Small Finance Bank Ltd

Period
Jun '221030
Sep '221140
Dec '221221
Mar '231364
Jun '231464
Sep '231580
Dec '231655
Mar '241765

* All values are a in crore

×

Historical EBITDA of Ujjivan Small Finance Bank Ltd

PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.

Historical EBITDA of Ujjivan Small Finance Bank Ltd

Period
Jun '22576
Sep '22725
Dec '22774
Mar '23859
Jun '23926
Sep '231004
Dec '231005
Mar '241035

* All values are a in crore

×

Historical Net Profit of Ujjivan Small Finance Bank Ltd

Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions. Net Profit formula is expressed as: Net Profit = Total Revenue - Total Expense Net Profit Margin Ratio: Net Profit Margin Ratio = Net Profit / Total Revenue

Historical Net Profit of Ujjivan Small Finance Bank Ltd

Period
Jun '22203
Sep '22294
Dec '22293
Mar '23310
Jun '23324
Sep '23328
Dec '23300
Mar '24330

* All values are a in crore

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Historical Dividend Payout of Ujjivan Small Finance Bank Ltd

Dividend payout refers to the total dividends paid to shareholders relative to the company's earnings. It is a financial measure that determines the percentage of earnings paid out to existing shareholders as dividends. How to calculate Dividend Payout Ratio? The dividend payout ratio formula is as follows: DPR = Dividends paid / Net earnings With the dividend payout ratio, you can understand the company's priorities. It is an important metric that allows you to easily check DPR online.

Historical Dividend Payout of Ujjivan Small Finance Bank Ltd

Period
Mar '190
Mar '200
Mar '210
Mar '220
Mar '2323
Mar '246

* All values are a in %

About Ujjivan Small Finance Bank Ltd

About Ujjivan Small Finance Bank Ltd

    Ujjivan Small Finance Bank Limited is a mass market focused small finance bank in India, catering to financially unserved and underserved segments and committed to building financial inclusion in the country.The companies Promoter, Ujjivan Financial Services Limited (UFSL) commenced operations as an NBFC in 2005 with the mission to provide a full range of financial services to the economically active poor' who were not adequately served by financial institutions. On October 7, 2015, UFSL received RBI In-Principle Approval to set up a Small Finance Bank(SFB), following which it incorporated Ujjivan Small Finance Bank Limited as a wholly-owned subsidiary. UFSL, subsequent to obtaining RBI Final Approval on November 11, 2016 to establish and carry on business as an SFB, transferred its business undertaking comprising of its lending and financing business to our Bank, which commenced its operations from February 1, 2017. Ujjivan Small Finance Bank has a diversified portfolio with branches spread across 24 states and union territories and a customer base of 4.72 million as of June 30, 2019. Apart from the network of branches, ATMs and Automated Cash Recyclers, the bank has a phone banking unit that services customers in eleven languages, a mobile banking application that is accessible in five languages as well as internet banking facility for individual and corporate customers. The Bank operationalised 101 Banking Outlets (BO) including 24 in Unbanked Rural Centres (URCs) during FY 2019-20. As of March 31, 2020, the Bank operated a strong network of 575 Banking Outlets (BOs) and 475 ATMs. The Bank came up with an IPO of 202,702,702 Equity Shares of Face Value of Rs 10 each for cash at a price of Rs 37 per equity share (including a share premium of Rs 27 per equity share) aggregating to Rs 7,459.46 Million. Pursuant to the IPO, the Equity Shares of the Bank got listed on BSE and NSE on December 12, 2019. The Bank, as part of its IPO, had undertaken PreIPO Placement of 71,428,570 Equity Shares by way of preferential issue on private placement basis at a price of Rs 35 per equity shares for cash consideration. As of March 31, 2021, the Bank operated a strong network of 575 Banking Outlets (BOs) and 491 ATMs. During FY 2020-21, new products launched included Differential saving account rates; Point of Sale (PoS) machine; Cash Management Services (CMS) solutions; Online fee collection solutions and QR code solution for merchants. The Bank introduced new health insurance offerings, scaled up employee IRDA certification efforts, improved internal processes to remove operational bottlenecks, adopted digital initiatives for customer on-boarding and servicing, and focused on quality customer acquisition across business verticals. The Bank operated a network of 492 Automated Teller Machines (ATMs) as at March 31, 2022. New products like term loan, overdraft and cash credit facility, were launched under the Credit Guarantee Trust for MSE scheme (CGTMSE); and cash credit/OD facilities were introduced for FIG customers. During 2023, the Bank expanded its branch network by introducing 54 new branches, bringing the total to 629 branches. The Bank operated a network of 517 Automated Teller Machines (ATMs) as at March 31, 2023. It commenced operations in Telangana. It opened 9 new branches in Uttar Pradesh and Gujarat; it added regional processing hubs across the country to enhance the regional presence and cater to major markets such as Ahmedabad, Coimbatore, Patna, and Jaipur. Additionally, it launched Asset Centres dedicated to serving MSME customers, with the first centre opening in Mysuru.

Ujjivan Small Finance Bank Ltd News Hub

News

Ujjivan Small Finance Bank to announce Quarterly Result

Ujjivan Small Finance Bank will hold a meeting of the Board of Directors of the Company on...

Read more

11 Jul 202416:28

News

Ujjivan SFB slumps after trimming FY25 loan growth guidance by 500 bps

The bank has also said that it expects the credit costs for FY25 to be 1.7% as against the...

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24 Jun 202411:03

News

Ujjivan Small Finance Bank to hold AGM

Ujjivan Small Finance Bank announced that the 8th Annual General Meeting(AGM) of the bank ...

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23 May 202412:47

News

Ujjivan SFB Q4 PAT rises 6% YoY; NII climbs 27% YoY to Rs 934 crore

Profit before tax stood at Rs 439.56 crore in March 2024 quarter, up 6.56% from 412.50 cro...

Read more

20 May 202412:35

News

Board of Ujjivan Small Finance Bank recommends Final Dividend

Ujjivan Small Finance Bank announced that the Board of Directors of the Company at its mee...

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18 May 202413:41

News

Ujjivan Small Finance Bank grants 69,742 options under ESOP

Ujjivan Small Finance Bank has granted 69,742 options under ESOP on 13 May 2024. Powered b...

Read more

13 May 202419:23

Product Composition by Percentage (Revenue)

FAQs for PE of Ujjivan Small Finance Bank Ltd

What is Ujjivan Small Finance Bank Ltd current share price?

The current market price of Ujjivan Small Finance Bank Ltd as of July 25, 2024 is ₹43.93.

What is Ujjivan Small Finance Bank Ltd's market cap?

Ujjivan Small Finance Bank Ltd's market capitalisation stood at ₹8,601 Cr as of July 25, 2024

What are Ujjivan Small Finance Bank Ltd's total net assets?

According to Ujjivan Small Finance Bank Ltd's most recent financial filings, the company's net assets total ₹3364.7 Cr.

Is Ujjivan Small Finance Bank Ltd making a profit or loss?

Ujjivan Small Finance Bank Ltd's net Profit as of July 25, 2024 is close to ₹1,281 Cr.
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