Home

Insights

Punjab National Bank P/E Ratio

Punjab National Bank P/E Ratio

download
stocks purchased

₹ 2.1 Cr

Volume transacted

stocks purchased

165.0 K

stocks traded

Image

Punjab National Bank

NSE: PNB

PE

15.2

Last updated : 18 May 14:30 PM

Key Highlights

    The P/E Ratio of Punjab National Bank is 15.2 as of 18 May 14:30 PM .a1#The P/E Ratio of Punjab National Bank changed from 49.8 on March 2019 to 15.4 on March 2023 . This represents a CAGR of -25.43% over 4 years. a1#The Latest Trading Price of Punjab National Bank is ₹ 126.1 as of 18 May 15:30 .a1#The PE Ratio of Banks Industry has changed from 413.8 to 13.7 in 5 years. This represents a CAGR of -49.42%a1# The PE Ratio of Automobile industry is 27.2. The PE Ratio of Banks industry is 13.7. The PE Ratio of Finance industry is 13.6. The PE Ratio of IT - Software industry is 27.9. The PE Ratio of Retail industry is 94.8. The PE Ratio of Textiles industry is 21.1. In 2023a1#The Market Cap of Punjab National Bank changed from ₹ 43922 crore on March 2019 to ₹ 51432 crore on March 2023 . This represents a CAGR of 3.21% over 5 years. a1#The Revenue of Punjab National Bank changed from ₹ 21527 crore to ₹ 32976 crore over 8 quarters. This represents a CAGR of 23.77% a1#The EBITDA of Punjab National Bank changed from ₹ 12004 crore to ₹ 23145 crore over 8 quarters. This represents a CAGR of 38.85% a1#The Net Profit of Punjab National Bank changed from ₹ 304.45 crore to ₹ 3100 crore over 8 quarters. This represents a CAGR of 219.14% a1#The Dividend Payout of Punjab National Bank changed from 20.39 % on March 2019 to 28.55 % on March 2023 . This represents a CAGR of 18.33% over 2 years. a1#

Open Demat Account

Lead form image

+91

50 Years

of Trust & Legacy

₹0 AMC

for First Year

₹0 Brokerage

on Delivery, Intraday, Currency and NSE F&O

*By signing up you agree to our terms & conditions

×

P/E Ratio Over Time

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share. P/E Ratio Formula P/E ratio = (CMP of share/ Earning per share) Types of Price to Earning Ratio 1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance. 2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

P/E Ratio Over Time

Period
Mar '190
Mar '2049.8
Mar '2115
Mar '2210
Mar '2315.4

Fundamental Metrics

Market Cap

138,848 Cr

EPS

8.3

P/E Ratio (TTM) *

15.2

P/B Ratio (TTM) *

1.4

Day’s High

126.55

Day’s Low

125.1

DTE *

NaN

ROE *

7.5

52 Week High

142.9

52 Week Low

48.35

ROCE *

1.3

* All values are consolidated

* All values are consolidated

Image

Punjab National Bank

NSE: PNB

PRICE

126.1

1.05(0.84%)

stock direction

Last updated : 18 May 15:30

×

PRICE

The current market price or CMP refers to the price at which the securities are trading in the share market. Current price in Over-the-counter costs: The following current price depends upon the bid price & the asking price when a financial asset is sold over-the-counter(OTC). Current Price in Bond Market: The current price of a bond is determined by measuring the actual interest rate against the bid-related interest rate. The par or the face value is then calculated to represent the remaining interest payments due which occur before the maturity of the bond.

Share price Over Time

1M

1Y

3Y

5Y

* All values are in Rupees

SWOT Analysis Of Punjab National Bank

Strength

1

S

Weakness

1

W

Opportunity

1

O

Threats

1

T

BlinkX Score for Punjab National Bank

Revenue

Profitability

Affordability

Liquidity

Dividend

Asset Value vs Market Value

Market Value

1,38,464

-0.4 X

Value addition

Asset Value

2,28,441

* All values are in Rupees

PE Ratio Over Market Cap

Key Valuation Metric

Earnings

9,107 Cr

15.2 X

PE Ratio

Market Cap

₹138463Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio

PS Ratio

PB Ratio

Earnings

9,107 Cr

15.2 X

PE Ratio

Market Cap

₹138463Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio of Banks Industry over time

PE Ratio of Top Sectors

Punjab National Bank PE Ratio Calculation

  • The Price-to-Earnings (PE) ratio, also known as the P/E Ratio, is a fundamental financial metric used to assess the valuation of a company's stock in relation to its earnings performance. For Punjab National Bank, the PE Ratio is calculated as follows:

P/E Ratio

=

Market Capitalization

Net Income

  • Given the current market conditions, Punjab National Bank's Share Price stands at 126.1. The Earnings per Share (Diluted) for the trailing twelve months (TTM) ending in 2024-05-18T00:00:00 is 8.27. Substituting the values into the formula, PE Ratio becomes as follows: PE Ratio = 126.1/ 8.27= 15.21.

P/E Ratio

=

Stock Price

Earning Per Share

  • This indicates that Punjab National Bank's stock is trading at approximately 15.21 times its earnings per share for the trailing twelve months. Alternatively, the PE Ratio can also be computed using the company's overall financial performance: PE Ratio = Market Cap / Net Income. Where Market Cap represents the total market capitalization of the company, and Net Income signifies the total earnings after expenses and taxes.

Understanding Punjab National Bank’s PE Ratio (BSE: PNB)

    The Price-to-Earnings (PE) ratio, used to assess Punjab National Bank's stock (BSE: PNB), indicates how many years it would take for the company to earn back the stock price. If a company earns ₹2 per share annually and its stock trades at ₹30, the PE ratio is 15, signifying a 15-year payback period assuming steady earnings. Earnings fluctuate, affecting the payback period, Growing earnings shorten the recovery time while declining earnings extend it. Shareholders favor shorter payback periods, preferring lower PE stocks. Among stocks with the same PE ratio, faster-growing businesses are preferred. A company with losses makes the PE ratio meaningless. Peter Lynch introduced the PEG ratio to compare stocks with different growth rates, dividing the PE ratio by the growth rate. A company is considered fairly valued when its PE ratio matches its growth rate. The PE ratio, applicable across industries, measures stock valuation based on earnings power. It indicates how quickly an investment can be recouped. Unlike the PB ratio, which assesses valuation based on the balance sheet, the PE ratio focuses on earnings. Overall, the PE ratio provides insights into stock valuation, aligning with investors' preference for faster returns.

×

Market Cap Over Time

Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore

Market Cap Over Time

Period
Mar '1943923
Mar '2021796
Mar '2138401
Mar '2238594
Mar '2351432

* All values are a in crore

×

Revenue Over Time

Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services. Types of Revenue: 1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered. 2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees. Formula for Revenue: The formula for calculating revenue is based on two goods & services: For goods: Revenue = Avg unit price x Number of Units sold For services: Revenue = Avg unit price x Number of Customers served.

Revenue Over Time

Period
Jun '2221527
Sep '2223292
Dec '2226134
Mar '2228132
Jun '2329033
Sep '2329857
Dec '2330527
Mar '2332976

* All values are a in crore

×

EBITDA Over Time

PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.

EBITDA Over Time

Period
Jun '2212005
Sep '2212798
Dec '2214556
Mar '2217319
Jun '2318044
Sep '2319598
Dec '2321078
Mar '2323146

* All values are a in crore

×

Net Profit Over Time

Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions. Net Profit formula is expressed as: Net Profit = Total Revenue - Total Expense Net Profit Margin Ratio: Net Profit Margin Ratio = Net Profit / Total Revenue

Net Profit Over Time

Period
Jun '22304
Sep '22364
Dec '22660
Mar '221741
Jun '231211
Sep '231765
Dec '232253
Mar '233101

* All values are a in crore

×

Dividend Payout Over Time

Dividend payout refers to the total dividends paid to shareholders relative to the company's earnings. It is a financial measure that determines the percentage of earnings paid out to existing shareholders as dividends. How to calculate Dividend Payout Ratio? The dividend payout ratio formula is as follows: DPR = Dividends paid / Net earnings With the dividend payout ratio, you can understand the company's priorities. It is an important metric that allows you to easily check DPR online.

Dividend Payout Over Time

Period
Mar '190
Mar '200
Mar '210
Mar '2220
Mar '2329

* All values are a in %

About Punjab National Bank

About Punjab National Bank

    They offer banking products, and also operate credit card and debit card business, bullion business, life and non-life insurance business, and gold coins and asset management business. In the year 2000, the Bank has introduced a scheme for providing finance against mortgage of immovable property. In March 2002, the Bank came out with their first Initial public offer (IPO) for 5,30,60,700 equity shares of Rs 10 each which resulted in the reduction of the government's shareholding in the Bank. They made joint venture with Infosys for the implementation of a Centralized Banking Solution for them. Also, they made a tie up with Cisco Systems for networking 3,870 branches as part of their Rs 150 crore plan. In June 2003, the Bank entered into an MoU with Principal Financial Services Inc (USA) and Vijaya Bank for joint venture partnership in Life Insurance, Pensions and Asset Management (MF) business. The bank established an alliance with Everest Bank in Nepal that permits migrants to transfer funds easily between India and Everest Bank's 12 branches in Nepal. Also, they entered into an agreement with Oriental Insurance Company to market insurance products, a practice also known as bancassurance. In March 2009, the Bank entered into an understanding with Tata Motors for financing entire range of passenger cars. During the year 2009-10, the Bank opened 524 domestic branches, out of which 347 are at new locations while 177 branches was added through upgradation of existing Extension Counters. ESQ ATM Monitoring System was installed for on line ATM monitoring and to take prompt corrective/preventive actions in case ATM gets down. The Board of Directors of PNB at its meeting held on 6 February 2018 accorded approval for Capital Infusion by Government of India up to Rs 5473 crore. The Bank has one of the largest networks of 6989 branches and 9255 ATMs as on 31.03.2019 comprising of 1280 Metropolitan, 1387 Urban, 1727 Semi Urban and 2595 Rural branches. During the FY2020, the bank made a preferential allotment of 213,35,18,960 equity shares at a price of Rs 75.42 per share to GOI.

Punjab National Bank News Hub

News

Board of Punjab National Bank recommends final dividend

Punjab National Bank announced that the Board of Directors of the Company at its meeting h...

Read more

09 May 2024 14:44

News

Punjab National Bank to convene AGM

Punjab National Bank announced that the 23th Annual General Meeting(AGM) of the bank will ...

Read more

09 May 2024 14:49

News

Punjab National Bank Q4 PAT soars to Rs 3,010 cr

Total income grew by 18.67% year on year (YoY) to Rs 32,361.04 crore in the quarter ended ...

Read more

09 May 2024 16:45

News

Punjab National Bank announces board meeting date

Punjab National Bank will hold a meeting of the Board of Directors of the Company on 9 May...

Read more

03 May 2024 17:43

News

Punjab National Bank spurts 0.62%, gains for five straight sessions

Punjab National Bank is up for a fifth straight session in a row. The stock is quoting at ...

Read more

30 Apr 2024 13:00

News

Punjab National Bank total advances jumps 11.5% YoY in Q4

On quarter on quarter (QoQ) basis, the deposits rose 1.9% in the March quarter from Rs 9,6...

Read more

06 Apr 2024 16:31

Product Composition by Percentage (Revenue)

Document

Annual Reports

Annual Report 2023

dropdown
download

Credit Ratings

Credit Report 2023

dropdown
download

Concalls

July 2023

TranscriptPPT

July 2022

TranscriptPPT

Apr 2022

PPT

July 2021

PPT

Mar 2021

PPT

Nov 2020

PPT

July 2023

TranscriptPPT

July 2022

TranscriptPPT

Apr 2022

PPT

July 2021

PPT

Mar 2021

PPT

Nov 2020

PPT

FAQs for PE of Punjab National Bank

What is Punjab National Bank current share price?

The current market price of Punjab National Bank as of May 18, 2024 is ₹126.10.

Is Punjab National Bank a good investment?

As per BlinkX Score Punjab National Bank scores 66 in Revenue, 96 in Profitability. However it's advisable to conduct comprehensive research or seek advice from experts to evaluate whether it aligns with your investment objectives.

What are Punjab National Bank's total net assets?

According to Punjab National Bank's most recent financial filings, the company's net assets total ₹228441.4 Cr.

Is Punjab National Bank making a profit or loss?

Punjab National Bank's net Profit as of May 18, 2024 is close to ₹9,107 Cr.
up arrow
50yearstrust

Unlimited trading at just

Rs. 399

Rs. 199