Home

Insights

Union Bank of India P/E Ratio

Union Bank of India P/E Ratio

download
stocks purchased

₹ 12.4 Cr

Volume transacted

stocks purchased

894.2 K

stocks traded

Image

Union Bank of India

NSE: UNIONBANK

PE

7.4

Last updated : 18 May 02:42 AM

Key Highlights

    The P/E Ratio of Union Bank of India is 7.4 as of 18 May 02:42 AM .a1#The P/E Ratio of Union Bank of India changed from 7.6 on March 2019 to 5.3 on March 2023 . This represents a CAGR of -11.32% over 3 years. a1#The Latest Trading Price of Union Bank of India is ₹ 139.15 as of 17 May 15:30 .a1#The PE Ratio of Banks Industry has changed from 413.8 to 13.7 in 5 years. This represents a CAGR of -49.42%a1# The PE Ratio of Automobile industry is 27.2. The PE Ratio of Banks industry is 13.7. The PE Ratio of Finance industry is 13.6. The PE Ratio of IT - Software industry is 27.9. The PE Ratio of Retail industry is 94.8. The PE Ratio of Textiles industry is 21.1. In 2023a1#The Market Cap of Union Bank of India changed from ₹ 16836 crore on March 2019 to ₹ 45444 crore on March 2023 . This represents a CAGR of 21.97% over 5 years. a1#The Revenue of Union Bank of India changed from ₹ 21204 crore to ₹ 31611 crore over 8 quarters. This represents a CAGR of 22.10% a1#The EBITDA of Union Bank of India changed from ₹ 12762 crore to ₹ 22247 crore over 8 quarters. This represents a CAGR of 32.03% a1#The Net Profit of Union Bank of India changed from ₹ 1556 crore to ₹ 3309 crore over 8 quarters. This represents a CAGR of 45.83% a1#The Dividend Payout of Union Bank of India changed from 24.82 % on March 2019 to 24.31 % on March 2023 . This represents a CAGR of -1.03% over 2 years. a1#

Open Demat Account

Lead form image

+91

50 Years

of Trust & Legacy

₹0 AMC

for First Year

₹0 Brokerage

on Delivery, Intraday, Currency and NSE F&O

*By signing up you agree to our terms & conditions

×

P/E Ratio Over Time

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share. P/E Ratio Formula P/E ratio = (CMP of share/ Earning per share) Types of Price to Earning Ratio 1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance. 2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

P/E Ratio Over Time

Period
Mar '190
Mar '200
Mar '217.6
Mar '225
Mar '235.3

Fundamental Metrics

Market Cap

106,221 Cr

EPS

18.1

P/E Ratio (TTM) *

7.4

P/B Ratio (TTM) *

1.1

Day’s High

141.2

Day’s Low

139.0

DTE *

NaN

ROE *

14.0

52 Week High

163.15

52 Week Low

68.0

ROCE *

1.6

* All values are consolidated

* All values are consolidated

Image

Union Bank of India

NSE: UNIONBANK

PRICE

139.15

-1.55(-1.10%)

stock direction

Last updated : 17 May 15:30

×

PRICE

The current market price or CMP refers to the price at which the securities are trading in the share market. Current price in Over-the-counter costs: The following current price depends upon the bid price & the asking price when a financial asset is sold over-the-counter(OTC). Current Price in Bond Market: The current price of a bond is determined by measuring the actual interest rate against the bid-related interest rate. The par or the face value is then calculated to represent the remaining interest payments due which occur before the maturity of the bond.

Share price Over Time

1M

1Y

3Y

5Y

* All values are in Rupees

SWOT Analysis Of Union Bank of India

Strength

3

S

Weakness

0

W

Opportunity

0

O

Threats

1

T

BlinkX Score for Union Bank of India

Revenue

Profitability

Affordability

Liquidity

Dividend

Asset Value vs Market Value

Market Value

1,02,061

-0.4 X

Value addition

Asset Value

1,75,097

* All values are in Rupees

PE Ratio Over Market Cap

Key Valuation Metric

Earnings

13,797 Cr

7.4 X

PE Ratio

Market Cap

₹102061Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio

PS Ratio

PB Ratio

Earnings

13,797 Cr

7.4 X

PE Ratio

Market Cap

₹102061Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio of Banks Industry over time

PE Ratio of Top Sectors

Union Bank of India PE Ratio Calculation

  • The Price-to-Earnings (PE) ratio, also known as the P/E Ratio, is a fundamental financial metric used to assess the valuation of a company's stock in relation to its earnings performance. For Union Bank of India, the PE Ratio is calculated as follows:

P/E Ratio

=

Market Capitalization

Net Income

  • Given the current market conditions, Union Bank of India's Share Price stands at 139.15. The Earnings per Share (Diluted) for the trailing twelve months (TTM) ending in 2024-05-17T00:00:00 is 18.07. Substituting the values into the formula, PE Ratio becomes as follows: PE Ratio = 139.15/ 18.07= 7.4.

P/E Ratio

=

Stock Price

Earning Per Share

  • This indicates that Union Bank of India's stock is trading at approximately 7.4 times its earnings per share for the trailing twelve months. Alternatively, the PE Ratio can also be computed using the company's overall financial performance: PE Ratio = Market Cap / Net Income. Where Market Cap represents the total market capitalization of the company, and Net Income signifies the total earnings after expenses and taxes.

Understanding Union Bank of India’s PE Ratio (BSE: UNIONBANK)

    The Price-to-Earnings (PE) ratio, used to assess Union Bank of India's stock (BSE: UNIONBANK), indicates how many years it would take for the company to earn back the stock price. If a company earns ₹2 per share annually and its stock trades at ₹30, the PE ratio is 15, signifying a 15-year payback period assuming steady earnings. Earnings fluctuate, affecting the payback period, Growing earnings shorten the recovery time while declining earnings extend it. Shareholders favor shorter payback periods, preferring lower PE stocks. Among stocks with the same PE ratio, faster-growing businesses are preferred. A company with losses makes the PE ratio meaningless. Peter Lynch introduced the PEG ratio to compare stocks with different growth rates, dividing the PE ratio by the growth rate. A company is considered fairly valued when its PE ratio matches its growth rate. The PE ratio, applicable across industries, measures stock valuation based on earnings power. It indicates how quickly an investment can be recouped. Unlike the PB ratio, which assesses valuation based on the balance sheet, the PE ratio focuses on earnings. Overall, the PE ratio provides insights into stock valuation, aligning with investors' preference for faster returns.

×

Market Cap Over Time

Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore

Market Cap Over Time

Period
Mar '1916837
Mar '209841
Mar '2121815
Mar '2226485
Mar '2345444

* All values are a in crore

×

Revenue Over Time

Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services. Types of Revenue: 1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered. 2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees. Formula for Revenue: The formula for calculating revenue is based on two goods & services: For goods: Revenue = Avg unit price x Number of Units sold For services: Revenue = Avg unit price x Number of Customers served.

Revenue Over Time

Period
Jun '2221204
Sep '2223475
Dec '2224635
Mar '2227764
Jun '2327822
Sep '2328953
Dec '2329802
Mar '2331612

* All values are a in crore

×

EBITDA Over Time

PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.

EBITDA Over Time

Period
Jun '2212762
Sep '2213877
Dec '2215818
Mar '2217722
Jun '2319845
Sep '2320990
Dec '2321790
Mar '2322247

* All values are a in crore

×

Net Profit Over Time

Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions. Net Profit formula is expressed as: Net Profit = Total Revenue - Total Expense Net Profit Margin Ratio: Net Profit Margin Ratio = Net Profit / Total Revenue

Net Profit Over Time

Period
Jun '221556
Sep '221839
Dec '222236
Mar '222799
Jun '233240
Sep '233548
Dec '233610
Mar '233310

* All values are a in crore

×

Dividend Payout Over Time

Dividend payout refers to the total dividends paid to shareholders relative to the company's earnings. It is a financial measure that determines the percentage of earnings paid out to existing shareholders as dividends. How to calculate Dividend Payout Ratio? The dividend payout ratio formula is as follows: DPR = Dividends paid / Net earnings With the dividend payout ratio, you can understand the company's priorities. It is an important metric that allows you to easily check DPR online.

Dividend Payout Over Time

Period
Mar '190
Mar '200
Mar '210
Mar '2225
Mar '2324

* All values are a in %

About Union Bank of India

About Union Bank of India

    The Bank is a listed entity and the Government of India holds 83.49 percent in Bank's Total Share Capital. In the year 2002, the Bank undertook their initial public offer of equity shares and the equity shares were subsequently listed on the BSE and NSE. The Bank made a tie up with New India Insurance Company for market and distributed the products of New India Insurance Company on a commission basis. Also, they entered into a banc assurance tie-up with the Export Credit Guarantee Corporation Ltd (ECGC) for marketing the latter's export credit insurance products. They launched 'Union Miles Scheme', an exclusive two-wheeler finance scheme along with TVS Motor Company. In the year 2005, the Bank launched Unioncard, which is international credit card and international debit card in association with VISA. They commenced clearing bank operations with the NSE and BSE for settlement of funds and securities obligations under Cash and Future and Options Segments. During the year 2005-06, the Bank opened 31 new branches, 6 extension counters and upgraded 5 extension counters into full fledged branches. During Financial Year 2008-2009, the Bank launched Wealth Management Services for HNI clients through two service providers. On 23 March 2017, Union Bank of India informed the stock exchanges that the bank has sold its entire stake of 5% (12.5 lakh shares) in TransUnion CIBIL Limited to TransUnion International Inc. (TUI). On 14 December 2017, Union Bank of India announced that the offer of QIP was oversubscribed and the bank has issued 12.93 crore shares aggregating to Rs 2000 crore to Qualified Institutional Buyers. The bank has also purchased some Buyers' Credit assets from Axis Bank through Risk Participation as a part of normal international business practice. On 27 March 2018, Union Bank of India issued and allotted 31.28 crore equity shares at issue price of Rs 144.62 per share on preferential basis to Government of India. Post merger of Andhra Bank and Corporation Bank with UBI, as on 31 December 2020, the bank had a distribution network of 9590 branches and 12961 ATMs across the country. The Bank has a network of 9315 branches and 3 overseas branches, 10,835 ATMs across 29 States and 5 Union Territories as on March 31, 2023.

Union Bank of India News Hub

News

Board of Union Bank of India recommends final dividend

Union Bank of India announced that the Board of Directors of the Company at its meeting he...

Read more

11 May 2024 09:53

News

Union Bank of India Q4 PAT grows 19% YoY to Rs 3,310 cr

Net interest income (NII) in Q4 FY24 was at Rs 9,437 crore, up 14.38 % from Rs 8,251 crore...

Read more

11 May 2024 15:12

News

Union Bank of India to discuss results

Union Bank of India will hold a meeting of the Board of Directors of the Company on 10 May...

Read more

03 May 2024 18:11

News

Union Bank of India up for third straight session

Union Bank of India gained for a third straight session today. The stock is quoting at Rs ...

Read more

26 Apr 2024 13:05

News

Union Bank of India domestic advances jumps 11% YoY in Q4

Sequentially, the domestic advances rose 0.80% in Q4 FY24 from Rs 8,66,689 crore in Q3 FY2...

Read more

06 Apr 2024 12:32

News

Union Bank of India spurts 0.83%, up for fifth straight session

Union Bank of India is up for a fifth straight session today. The stock is quoting at Rs 1...

Read more

28 Mar 2024 13:00

Product Composition by Percentage (Revenue)

FAQs for PE of Union Bank of India

What is Union Bank of India current share price?

The current market price of Union Bank of India as of May 18, 2024 is ₹139.15.

Is Union Bank of India a good investment?

As per BlinkX Score Union Bank of India scores 90 in Revenue, 5 in Profitability. However it's advisable to conduct comprehensive research or seek advice from experts to evaluate whether it aligns with your investment objectives.

What are Union Bank of India's total net assets?

According to Union Bank of India's most recent financial filings, the company's net assets total ₹175097.0 Cr.

Is Union Bank of India making a profit or loss?

Union Bank of India's net Profit as of May 18, 2024 is close to ₹13,797 Cr.
up arrow
50yearstrust

Unlimited trading at just

Rs. 399

Rs. 199