How To Get Capital Gains Statements for Mutual Fund Investments?

As an individual, you can invest in bonds, mutual funds, or stocks to earn income by selling these investments. Any gains from selling bonds, mutual funds, or stocks are categorized under capital gains. Mutual funds can be taxed as short-term capital gains (up to 1 year) or long-term capital gains (more than 1 year), depending on the holding period. STCG is taxed at a rate of 20% whereas LTCG is taxed at 12.5% on gains exceeding ₹1,25,000 lakh annually. The capital gains statement helps you assess the tax liability for a particular fiscal year. Keep reading to learn about capital gains statement, capital gains statement for mutual funds, how to download capital gains statement, and various platforms to download capital gains statements.

How to Download Capital Gains Statement for Mutual Funds?

Below are the four different methods for downloading the capital gains statement for mutual funds.

1. Online Investment Platforms

If you have invested in mutual funds through any of the online investments, you can get your capital gains statement by following the below-mentioned steps:

• Step 1: Go to the official online platform.
• Step 2: Log in or register for an account.
• Step 3: Find “Reports” or Portfolio section
• Step 4: Click on Request the Capital Gains Statement from your account dashboard.
• Step 5: Select the financial year or period.

Click on download, and your capital gains statement will be downloaded in PDF format.

2. CAMS

If you have invested in mutual funds via different platforms, you can get a consolidated statement. You can get your consolidated capital gains statement by following the below-mentioned steps:

• Step 1: Go to the official CAMS website.
• Step 2: Find and click on the "Investor Services" section.
• Step 3: Log in or register for an account if needed.
• Step 4: Click on Request the Capital Gains Statement from your account dashboard.
• Step 5: Select the mutual fund(s) and the financial year.

Click on download, and your capital gains statement will be downloaded in PDF format.

3. KFin Technologies Limited

If you have invested in mutual funds via different platforms, you can get a consolidated statement through KARVY. You can get your capital gains statement by following the below-mentioned steps:

• Step 1: Go to the official KARVY website.
• Step 2: Find and click on the "Investor Services" section.
• Step 3: Log in or register for an account if needed.
• Step 4: Click on Request the Capital Gains Statement from your account dashboard.
• Step 5: Select the mutual fund(s) and the financial year.

Click on download, and your capital gains statement will be downloaded in PDF format.

 4. Mutual Fund Companies

If you have a diverse mutual fund portfolio, both online and offline, you can get your capital gains statement by following the below-mentioned steps:

• Step 1: Go to the official Mutual Fund website.
• Step 3: Log in or register for an account if needed.
• Step 2: Find and click on the ‘tax documents’ or ‘capital gains statements’ section.
• Step 4: Click on Request the Capital Gains Statement from your account dashboard.
• Step 5: Select the mutual fund(s) and the financial year.

Click on download, and your capital gains statement will be downloaded in PDF format.

Conclusion

Gains from investing in mutual funds attract taxes; hence, it is important to keep track of your mutual fund gains and losses for better tax planning. Using the capital gains statement, you can assess the performance of your investments. To get a consolidated MF statement, you can use online investment platforms, RTAs (Registrar and Transfer Agents) such as KARVY or CAMS, or download directly from the mutual fund companies' website. Download the capital gains statement and keep your financial records well organized for tax compliance.