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Bajaj Finance Ltd P/E Ratio

Bajaj Finance Ltd P/E Ratio

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Bajaj Finance Ltd

NSE: BAJFINANCE

PE

30.9

Last updated : 21 Jun 11:29 AM

Key Highlights

    The P/E Ratio of Bajaj Finance Ltd is 30.9 as of 21 Jun 11:29 AM .a1#The P/E Ratio of Bajaj Finance Ltd changed from 43.7 on March 2019 to 29.5 on March 2023 . This represents a CAGR of -7.56% over 5 years. a1#The Latest Trading Price of Bajaj Finance Ltd is ₹ 7121 as of 21 Jun 09:00 .a1#The PE Ratio of Finance Industry has changed from 15.3 to 13.8 in 5 years. This represents a CAGR of -2.04%a1# The PE Ratio of Automobile industry is 11.3. The PE Ratio of Finance industry is 31.6. The PE Ratio of IT - Software industry is 28.9. The PE Ratio of Retail industry is 142.7. The PE Ratio of Textiles industry is 7.2. In 2024a1#The Market Cap of Bajaj Finance Ltd changed from ₹ 174826 crore on March 2019 to ₹ 339972 crore on March 2023 . This represents a CAGR of 14.23% over 5 years. a1#The Revenue of Bajaj Finance Ltd changed from ₹ 9285 crore to ₹ 14934 crore over 8 quarters. This represents a CAGR of 26.82% a1#The EBITDA of Bajaj Finance Ltd changed from ₹ 6259 crore to ₹ 10515 crore over 8 quarters. This represents a CAGR of 29.61% a1#The Net Profit of Bajaj Finance Ltd changed from ₹ 2596 crore to ₹ 3824 crore over 8 quarters. This represents a CAGR of 21.37% a1#The Dividend Payout of Bajaj Finance Ltd changed from 8.9 % on March 2019 to 17.62 % on March 2023 . This represents a CAGR of 14.64% over 5 years. a1#

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P/E Ratio Over Time

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share. P/E Ratio Formula P/E ratio = (CMP of share/ Earning per share) Types of Price to Earning Ratio 1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance. 2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

P/E Ratio Over Time

Period
Mar '1943.7
Mar '2025.3
Mar '2170.1
Mar '2262.3
Mar '2329.5

Fundamental Metrics

Market Cap

446,225 Cr

EPS

233.5

P/E Ratio (TTM) *

30.9

P/B Ratio (TTM) *

5.8

Day’s High

0.0

Day’s Low

0.0

DTE *

3.8

ROE *

18.8

52 Week High

8190.0

52 Week Low

0.0

ROCE *

10.3

* All values are consolidated

Last Updated time: 21 Jun 11:29 AM

* All values are consolidated

Last Updated time: 21 Jun 11:29 AM

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Bajaj Finance Ltd

NSE: BAJFINANCE

PRICE

7121

-87.85 (-1.22%)

stock direction

Last updated : 21 Jun 09:00

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PRICE

The current market price or CMP refers to the price at which the securities are trading in the share market. Current price in Over-the-counter costs: The following current price depends upon the bid price & the asking price when a financial asset is sold over-the-counter(OTC). Current Price in Bond Market: The current price of a bond is determined by measuring the actual interest rate against the bid-related interest rate. The par or the face value is then calculated to represent the remaining interest payments due which occur before the maturity of the bond.

Share price Over Time

1M

1Y

3Y

5Y

* All values are in Rupees

SWOT Analysis Of Bajaj Finance Ltd

Strength

3

S

Weakness

2

W

Opportunity

0

O

Threats

0

T

BlinkX Score for Bajaj Finance Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

Asset Value vs Market Value

Market Value

4,46,225

Asset Value

7,969

55.0 X

Value addition

* All values are in Rupees

PE Ratio Over Market Cap

Company NamePEMarket Cap (INR Cr.)
Bajaj Finserv Ltd31253,271
Jio Financial Services Ltd144231,545
Power Finance Corporation Ltd8158,900
REC Ltd9132,965
Bajaj Finance Ltd30446,225

Key Valuation Metric

Earnings

14,451 Cr

30.9 X

PE Ratio

Market Cap

₹446225Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio

PS Ratio

PB Ratio

Earnings

14,451 Cr

30.9 X

PE Ratio

Market Cap

₹446225Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio of Finance Industry over time

PE Ratio of Top Sectors

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Market Cap Over Time

Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore

Market Cap Over Time

Period
Mar '19174827
Mar '20133337
Mar '21310266
Mar '22439487
Mar '23339973

* All values are a in crore

×

Revenue Over Time

Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services. Types of Revenue: 1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered. 2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees. Formula for Revenue: The formula for calculating revenue is based on two goods & services: For goods: Revenue = Avg unit price x Number of Units sold For services: Revenue = Avg unit price x Number of Customers served.

Revenue Over Time

Period
Jun '229286
Sep '229974
Dec '2210789
Mar '2311369
Jun '2312503
Sep '2313382
Dec '2314169
Mar '2414935

* All values are a in crore

×

EBITDA Over Time

PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.

EBITDA Over Time

Period
Jun '226260
Sep '226845
Dec '227481
Mar '237987
Jun '238810
Sep '239453
Dec '239939
Mar '2410515

* All values are a in crore

×

Net Profit Over Time

Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions. Net Profit formula is expressed as: Net Profit = Total Revenue - Total Expense Net Profit Margin Ratio: Net Profit Margin Ratio = Net Profit / Total Revenue

Net Profit Over Time

Period
Jun '222596
Sep '222781
Dec '222973
Mar '233158
Jun '233437
Sep '233551
Dec '233639
Mar '243825

* All values are a in crore

×

Dividend Payout Over Time

Dividend payout refers to the total dividends paid to shareholders relative to the company's earnings. It is a financial measure that determines the percentage of earnings paid out to existing shareholders as dividends. How to calculate Dividend Payout Ratio? The dividend payout ratio formula is as follows: DPR = Dividends paid / Net earnings With the dividend payout ratio, you can understand the company's priorities. It is an important metric that allows you to easily check DPR online.

Dividend Payout Over Time

Period
Mar '199
Mar '2012
Mar '2115
Mar '2219
Mar '2318

* All values are a in %

About Bajaj Finance Ltd

About Bajaj Finance Ltd

    Bajaj Finance Limited (Formerly Known as Bajaj Auto Finance Limited), is a subsidiary of Bajaj Finserv Limited. The Company is engaged in business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers variety of financial services products to its customers. The Company has two wholly owned subsidiaries, viz Bajaj Housing Finance Ltd. (BHFL) and Bajaj Financial Securities Ltd. The Reserve Bank of India classified the Company as an Asset Finance Company. Apart from this, it focuses on six broad categories: Consumer Lending, SME Lending, Commercial Lending, Rural Lending, Deposits; and Partnerships and Services. Bajaj Auto Finance Limited was originally incorporated on March 25, 1987 as a Non-Banking Financial Company primarily focused on providing two and three-wheeler finance. On 20 October 1987, it became a deemed Public Company u/s 43A(1) of the Companies Act 1956. On 24 September 1988, it was registered as a Public Limited Company. On 5 March 1998, Bajaj Auto Finance registered with RBI as a Non-Bank Company. In 1994-95, Bajaj Auto Finance came out an Initial Public Offer and was listed on the BSE and NSE. Subsequently, the Company ventured into consumer lending, SME (small and medium-sized enterprises) lending, commercial lending, rural lending, deposits, and wealth management. Initially, the Company was promoted by erstwhile Bajaj Auto Ltd and Bajaj Auto Holdings Ltd. As per Scheme of Demerger of erstwhile Bajaj Auto Ltd, the shareholding of Bajaj Auto Limited in the Company was vested with Bajaj Finserv Limited. In order to offer various finance schemes, the Company opened many branches in various locations throughout the country. During the years 1991-95, the company opened their branch offices at Hyderabad, New Delhi, Chennai, Bangalore, Mumbai, Nagpur, Vijaywada, Nasik, Vishakhapattanam, Kolkata, Goa, Madurai and Pune. During the year 1995-96, the Company completed their first Real Estate Project for Nayan Co-operative Housing Society Ltd at Pune. Also, they opened their branch offices at Baroda and Trivandurm. During the year 1998-2003, they opened their branch offices at various places, which include Chandigarh, Cochin, Indore, Ludhiana, Surat, Kolhapur, Bhopal, Bhubaneshwar, Calicut, Erode, Jalgaon, Jullundhar, Kanpur, Lucknow, Raipur, Rajkot, Salem, Solapur, Udaipur, Tirupati, Amaravati, Amritsar, Bhavnagar, Durgapur, Jamshedpur, Jodhpur, Kopergaon, Mehsana, Mysore, Siliguri and Vellore. During the year 2003-04, the company entered into the financing of Personal Computers. They opened their branch offices at Hissar, Hubli, Patiala, Rourkela, Agra, Ahmednagar, Ajmer, Akola, Alwar, Ambala, Anand, Bharuch, Bhilai, Chandrapur, Dindigul, Eluru, Guna, Gurgaon, Himatnagar, Jagadhri, Jamnagar, Karaikudi, Karimnagar, Karur, Kottayam, Kurnool, Navsari, Nellore, Palghat, Rajahmundry, Sangli, Tanjore, Tirunelveli and Ujjain during the year 2004-05. During the year 2005-06, the company opened Loan Shoppes with a view to enhance their direct marketing activity and their brand awareness. They opened 22 shoppes and 14 new branch offices during the financial year. During the year 2006-07, the company opened 11 new branch offices, in which the total number of branches has gone up to 113. Also, they cover 280 towns through their branch network. The company launched new product lines/extensions during the year 2007-08. They launched IPO financing for high networth customers, acquisition of AAA rated securitization transactions, personal loan cross sell programme to their existing customers and financing for personal computers to SMEs. On 6 September 2010, name of the Company was changed from Bajaj Auto Finance to Bajaj Finance Limited. In 2013, the company makes Rights issue in the Ratio of 3:19. On 1 November 2014, the company acquired 100% shares of Bajaj Financial Solutions for a consideration of Rs. 17 crore from its holding company Bajaj Finserv to promote the business of housing finance. Bajaj Housing Finance Limited, a wholly owned subsidiary of Bajaj Finance received certificate of registration on 2 October 2015 from the National Housing Bank to commence housing finance business. In June 2015, Bajaj Finance raised Rs. 1400 crore through Qualified Institutions Placement (QIP). On 8 August 2017, Bajaj Finance entered into an agreement with One Mobikwik Systems Private Limited (Mobikwik) and invested an amount of Rs. 225 crore in the equity shares and cumulative compulsorily convertible preference shares (CCPS) of Mobikwik, a mobile wallet major. Post conversion of CCPS, Bajaj Finance would hold approximately 10.83% of equity in MobiKwik on a fully diluted basis. In September 2017, Bajaj Finance raised Rs. 4500 crore through Qualified Institutions Placement (QIP). The QIP was priced at Rs. 1,690 per equity share of Rs. 2 face value. On 11 October 2017, Bajaj Finance and LG Electronics India announced the launch of an exclusive OEM co-branded card - LG Bajaj Finserv EMI card that will enable customers to buy all LG products at no cost EMI option across all LG formats. During the FY 2017-18, the company's assets under management (AUM) stood at Rs 80,444 crore on standalone basis and Rs 84,033 on consolidated basis, As on 31 March 2018, the company is present in 1,332 locations across the country, including 602 rural locations. During FY2018, the Company raised approximately Rs 4,500 crore through the Qualified Institutions Placement (QIP) route by issuing 6,627,218 equity shares of face value of Rs 2 at a premium of Rs 1,688 per share. This was the largest QIP of equity shares by any NBFC in India. BFL continued to grow its Co-branded Credit Cards business with RBL Bank. The number of cards-in-force stood at over 380,000 as on 31 March 2018. BFL entered into an strategic partnership with One MobiKwik Systems Pvt. Ltd. (MobiKwik') on 8 August 2017, and invested approximately Rs 225 crore in the equity shares and cumulative compulsorily convertible preference shares (CCCPS) of MobiKwik. Based on the capital structure of Mobikwik as on the date of investment, the Company will hold approximately 12.38% of equity in Mobikwik on a fully diluted basis post conversion of CCCPS. During the FY 2017-18, the company has received the following important awards: a. Featured among the Top 18 Best Employers in India', 2017 by Aon Hewitt. The company has been awarded India's Leading NBFC - Other than Infrastructure Financing' by Dun and Bradstreet. Further the company won The Mint Corporate Strategy Award, recognising excellence in corporate governance. During the fiscal 2019, the company's consolidated AUM stood at Rs 115,888 crore and a standalone AUM of Rs 98,671 crore, and BFL has emerged as one of the leading diversified NBFCs in the country. As on 31 March 2019, the company is present in 1,830 locations across the country, including 903 locations in rural/smaller towns and villages. During the FY2019, the company made a strategic investments an amount of in BHFL by subscribing 2,000,000,000 equity shares of Rs 10 each on rights basis. Further the company acquired 100% shareholding of BFinsec from its wholly owned subsidiary, BHFL by investing an amount of Rs 20.38 crore. Further, the Company was allotted 10,534 Series E compulsorily convertible cumulative preference shares of One MobiKwik Systems Pvt. Ltd. (MobiKwik) on 12 April 2019 against the receivables of the Company, pursuant to commercial agreement with MobiKwik, amounting to Rs 8.67 crore. The total investment in MobiKwik as on the date of this report is approximately Rs 234 crore. The company has won the award Outstanding Company of the Year' at CNBC Indian Business Leader Awards in February 2019. Also the company ranked 9th amongst 'Top 25 Best Large Workplaces in Asia', 2019, by Great Places to Work' institute. During the fiscal 2020, the Company's standalone AUM stood at Rs 116,102 crore and a consolidated AUM of Rs 147,153 crore. As on 31 March 2020, the company is present in 2,392 locations across the country, including 1,357 locations in rural/smaller towns and villages. BFL was allotted 45,325 Series E compulsorily convertible cumulative preference shares, in tranches, against the receivables of the Company, pursuant to commercial agreement with MobiKwik, amounting to Rs 37.32 crore. The total investment in MobiKwik as on 31 March 2020 is approximately Rs 262.32 crore. During the FY2020, the Company made a strategic investments an amount of in BHFL -an amount of approximately Rs 1,500 crore by subscribing to 1,333,333,329 equity shares at a price of Rs 11.25 for equity share of face value of Rs 10, on rights basis. The total investment in BHFL as on 31 March 2020 is approximately Rs 5,050 crore. Further, investment made in BFinsec-an amount of Rs 100 crore by subscribing to 100,000,000 equity shares of the face value of Rs 10 issued at par, on rights basis. The total investment in BFinsec as on 31 March 2020 is approximately Rs 120.38 crore. BFL participated in Qualified Institutions Placement of RBL Bank and was allotted 4,273,504 equity shares at a price of Rs 351 per Equity Share aggregating to approximately Rs 150 Crore. The Company launched health EMI card product which provides benefits like higher financing limits in 2021; EMI facility at multi-speciality hospitals; discounts on medicines and medical tests; and various other wellness benefits. In FY2021, BFL expanded its rural lending footprint adding 333 locations and deepening its rural geographical presence. At the end of FY2021, it was present in 1,690 locations across 21 states and union territories in India. During period 2022, the Company expanded its geographic presence by adding 516 locations taking its presence to 3,504 locations, with a distribution network of over 133,200 points of sale. It acquired over 9 million new customers taking existing customer franchise to 57.6 million as on 31 March 2022. It launched two-wheeler financing across all manufacturers in addition to financing of Bajaj Auto two-wheelers. On 19 January 2021, the Company received approval of the RBI for issuance of co-branded credit card in association with DBS Bank (India) Ltd., which got launched with DBS Bank on 5 April 2022. It formed a strategic tie-up with Cars24. During the year 2023, Company acquired 41.5% stake into Snapwork Technologies Private Ltd., and post- acquisition, Snapwork became an associate of the Company. During period 2023, the Company expanded its presence to 3,733 locations with a distribution network of over 154,650 points of sale.

Bajaj Finance Ltd News Hub

News

Bajaj Finance Ltd spurts 1.06%, gains for third straight session

Bajaj Finance Ltd gained for a third straight session today. The stock is quoting at Rs 72...

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13 Jun 202413:05

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Bajaj Finance Ltd rises for third consecutive session

Bajaj Finance Ltd gained for a third straight session today. The stock is quoting at Rs 72...

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07 Jun 202413:05

News

Bajaj Finance rallies on plan to sell BHFL shares via OFS

The OFS is subject to market conditions, receipt of applicable approvals including that of...

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07 Jun 202413:44

News

Bajaj Finance Ltd up for five straight sessions

Bajaj Finance Ltd rose for a fifth straight session today. The stock is quoting at Rs 6867...

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24 May 202413:00

News

Bajaj Finance allots NCDs aggregating Rs 1,000 cr

Bajaj Finance has allotted 1,00,000 non convertible debentures of face value of Rs 1 lakh ...

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22 May 202412:43

News

Bajaj Finance allots NCDs aggregating Rs 1305 cr

Bajaj Finance has allotted 1,30,500 NCDs of face value of Rs 1 lakh each aggregating to Rs...

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15 May 202413:08

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FAQs for PE of Bajaj Finance Ltd

What is Bajaj Finance Ltd current share price?

The current market price of Bajaj Finance Ltd as of June 21, 2024 is ₹7121.00.

Is Bajaj Finance Ltd a good investment?

As per BlinkX Score Bajaj Finance Ltd scores 34 in Revenue, 51 in Profitability. However it's advisable to conduct comprehensive research or seek advice from experts to evaluate whether it aligns with your investment objectives.

What are Bajaj Finance Ltd's total net assets?

According to Bajaj Finance Ltd's most recent financial filings, the company's net assets total ₹7969.0 Cr.

Is Bajaj Finance Ltd making a profit or loss?

Bajaj Finance Ltd's net Profit as of June 21, 2024 is close to ₹14,451 Cr.
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