HomeInsightsStock Comparison

Equitas Small Finance Bank Ltd vs Utkarsh Small Finance Bank Ltd Stock Comparison

Equitas Small Finance Bank Ltd vs Utkarsh Small Finance Bank Ltd Stock Comparison

Last Updated on: Jun 12, 2025

Key Highlights

  • The Latest Trading Price of Equitas Small Finance Bank Ltd is ₹ 69.65 as of 12 Jun 15:30.
  • The P/E Ratio of Equitas Small Finance Bank Ltd changed from 17.8 on March 2021 to 13.1 on March 2024 . This represents a CAGR of -7.38% over 4 yearsThe P/E Ratio of Utkarsh Small Finance Bank Ltd changed from 10.3 on March 2024 to 10.3 on March 2024 . This represents a CAGR of 0.00% over 1 years.
  • The Market Cap of Equitas Small Finance Bank Ltd changed from ₹ 6841 crore on March 2021 to ₹ 10487 crore on March 2024 . This represents a CAGR of 11.27% over 4 yearsThe Market Cap of Utkarsh Small Finance Bank Ltd changed from ₹ 5152 crore on March 2024 to ₹ 5152 crore on March 2024 . This represents a CAGR of 0.00% over 1 years.
  • The revenue of Equitas Small Finance Bank Ltd for the Mar '25 is ₹ 1869 crore as compare to the Dec '24 revenue of ₹ 1850 crore. This represent the growth of 1.03% The revenue of Utkarsh Small Finance Bank Ltd for the Mar '25 is ₹ 1166 crore as compare to the Dec '24 revenue of ₹ 1037 crore. This represent the growth of 12.41%.
  • The ebitda of Equitas Small Finance Bank Ltd for the Mar '25 is ₹ 867.83 crore as compare to the Dec '24 ebitda of ₹ 883.28 crore. This represent the decline of -1.75% The ebitda of Utkarsh Small Finance Bank Ltd for the Mar '25 is ₹ 479.49 crore as compare to the Dec '24 ebitda of ₹ 214.37 crore. This represent the growth of 123.67%.
  • The net profit of Equitas Small Finance Bank Ltd changed from ₹ 191.2 crore to ₹ 42.11 crore over 8 quarters. This represents a CAGR of -53.07% The net profit of Utkarsh Small Finance Bank Ltd changed from ₹ 107.5 crore to ₹ 2.97 crore over 8 quarters. This represents a CAGR of -83.38% .
  • The Dividend Payout of Equitas Small Finance Bank Ltd changed from 19.36 % on March 2023 to 14.2 % on March 2024 . This represents a CAGR of -14.36% over 2 yearsThe Dividend Payout of Utkarsh Small Finance Bank Ltd changed from 11.05 % on March 2024 to 11.05 % on March 2024 . This represents a CAGR of 0.00% over 1 years.

Share Price

* All values are in Rupees

P/E Ratio Over Time

No data available

Market Cap Over Time

No data available

* All values are in crore

Historical Share Prices

* All values are in Rupees

Revenue Over Time

No data available

* All values are in crore

EBITDA Over Time

No data available

* All values are in crore

Net Profit Over Time

No data available

* All values are in crore

Dividend Payout Over Time

No data available

* All values are in %

About Equitas Small Finance Bank Ltd

  • Equitas Small Finance Bank Limited (ESFBL) was originally incorporated as V.A.P. Finance Private Limited' on June 21, 1993 at Madras, Tamil Nadu, as a Private Limited Company by the RoC. Bank became a deemed public limited company on March 5, 1994 and the name of our Bank was changed to V.A.P. Finance Limited and the Certificate of Incorporation was endorsed by the RoC to that effect.
  • Bank thereafter became a Private Limited Company dated March 30, 2011 upon change of name from V.A.P. Finance Limited to V.A.P. Finance Private Limited due to conversion of the Bank from a Public Limited Company to a Private Limited Company.
  • A fresh Certificate of Incorporation dated August 12, 2011 was granted by the RoC upon change of name from V.A.P. Finance Private Limited to Equitas Finance Private Limited.

About Utkarsh Small Finance Bank Ltd

  • Utkarsh Small Finance Bank Limited was incorporated on April 30, 2016 at Varanasi, Uttar Pradesh as a Public Limited Company and was granted a Certificate of Incorporation by the Registrar of Companies.
  • The Bank is subsidiary of Utkarsh Core Invest Limited.
  • The Promoter, Utkarsh Core Invest Limited, started operations as a NBFC in year 2010 and was focused on providing microfinance to unserved and underserved segments in the States of Uttar Pradesh and Bihar.
  • Later on, it converted to a NBFC- MFI. The Bank is engaged in providing banking and financial services and governed by Banking Regulation Act, 1949. On October 7, 2015, the Promoter received the RBI In-Principle Approval to establish an SFB, following which it incorporated Utkarsh Small Finance Bank Limited as a wholly-owned subsidiary on April 30, 2016.

Equitas Small Finance Bank Ltd News Hub

News

Equitas Small Finance Bank allots 73,704 equity shares under ESOP

Equitas Small Finance Bank has allotted 73,704 equity shares of Rs.10/- each, to the optio...

Read more

04 Jun 2025 18:31

News

Board of Equitas Small Finance Bank approves QIP issue of Rs 1250 cr

The Board of Equitas Small Finance Bank at its meeting held on 30 May 2025 has approved ra...

Read more

30 May 2025 15:51

News

Equitas Small Finance Bank to conduct board meeting

Equitas Small Finance Bank will hold a meeting of the Board of Directors of the Company on...

Read more

24 May 2025 14:01

News

Equitas SFB board to mull fund raising on 30 May

The company will raise capital by issuing and allotting such number of equity shares or an...

Read more

23 May 2025 08:39

News

Board of Equitas Small Finance Bank to consider raising further capital

The Board of Equitas Small Finance Bank will meet on 30 May 2025 has the proposal for rais...

Read more

22 May 2025 18:27

News

Equitas Small Finance Bank allots 48,596 equity shares under ESOP

Equitas Small Finance Bank has allotted 48,596 equity shares of Rs.10/- each, to the optio...

Read more

07 May 2025 13:36

Utkarsh Small Finance Bank Ltd News Hub

News

ICRA revises its outlook on LT rating of Utkarsh Small Finance Bank to 'negative'

The agency has reaffirmed its '[ICRA] A1+' rating on the short-term bank facilities of the...

Read more

22 May 2025 15:50

News

Utkarsh Small Finance Bank to discuss results

Utkarsh Small Finance Bank will hold a meeting of the Board of Directors of the Company on...

Read more

29 Apr 2025 15:11

News

Utkarsh SFB posts 7% YoY rise in loan book in Q4; total deposits at Rs 21,566 crore

On a sequential basis, the bank's loan book registered a growth of 3.2%. The gross loan po...

Read more

07 Apr 2025 11:00

News

Board of Utkarsh Small Finance Bank approves equity issuance up to Rs 750 cr

The Board of Utkarsh Small Finance Bank at its meeting held on 26 February 2025 has approv...

Read more

26 Feb 2025 20:04

News

Utkarsh Small Finance Bank to hold board meeting

Utkarsh Small Finance Bank will hold a meeting of the Board of Directors of the Company on...

Read more

24 Feb 2025 09:20

News

Utkarsh Small Finance Bank to conduct board meeting

Utkarsh Small Finance Bank will hold a meeting of the Board of Directors of the Company on...

Read more

12 Feb 2025 11:34

SWOT Analysis Of Equitas Small Finance Bank Ltd

Strength

1

S

Weakness

2

W

Opportunity

0

O

Threats

0

T

SWOT Analysis Of Utkarsh Small Finance Bank Ltd

Strength

1

S

Weakness

0

W

Opportunity

0

O

Threats

1

T

BlinkX Score for Equitas Small Finance Bank Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

BlinkX Score for Utkarsh Small Finance Bank Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

FAQs for the comparison of Equitas Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd

Which company has a larger market capitalization, Equitas Small Finance Bank Ltd or Utkarsh Small Finance Bank Ltd?

Market cap of Equitas Small Finance Bank Ltd is 7,891 Cr while Market cap of Utkarsh Small Finance Bank Ltd is 2,744 Cr

What are the key factors driving the stock performance of Equitas Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd?

The stock performance of Equitas Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for Equitas Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd?

As of June 12, 2025, the Equitas Small Finance Bank Ltd stock price is INR ₹69.21. On the other hand, Utkarsh Small Finance Bank Ltd stock price is INR ₹24.91.

How do dividend payouts of Equitas Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd compare?

To compare the dividend payouts of Equitas Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.
Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.
up arrow
Open Trading Account
Verify your phone
+91
*By signing up you agree to our terms & conditions

Join the

Future of Trading

with BlinkX

#ItsATraderThing

Open Trading Account
Verify your phone
+91
*By signing up you agree to our terms & conditions