Indusind Bank Ltd vs South Indian Bank Ltd Stock Comparison
Indusind Bank Ltd vs South Indian Bank Ltd Stock Comparison
Last Updated on: Jun 18, 2026
Key Highlights
The Latest Trading Price of IndusInd Bank Ltd is ₹ 933.6 as of 17 Jun 15:30
. The P/E Ratio of IndusInd Bank Ltd changed from 25.2 on March 2021 to 19.6 on March 2025 . This represents a CAGR of -4.90% over 5 yearsThe P/E Ratio of South Indian Bank Ltd changed from 35.8 on March 2022 to 4.6 on March 2025 . This represents a CAGR of -40.13% over 4 years The Market Cap of IndusInd Bank Ltd changed from ₹ 73779 crore on March 2021 to ₹ 50603 crore on March 2025 . This represents a CAGR of -7.26% over 5 yearsThe Market Cap of South Indian Bank Ltd changed from ₹ 1573 crore on March 2022 to ₹ 6035 crore on March 2025 . This represents a CAGR of 39.94% over 4 years The revenue of IndusInd Bank Ltd for the Mar '26 is ₹ 12719 crore as compare to the Dec '25 revenue of ₹ 13080 crore. This represent the decline of -2.76% The revenue of South Indian Bank Ltd for the Mar '26 is ₹ 2945 crore as compare to the Dec '25 revenue of ₹ 3003 crore. This represent the decline of -1.93% The ebitda of IndusInd Bank Ltd for the Mar '26 is ₹ 7447 crore as compare to the Dec '25 ebitda of ₹ 6985 crore. This represent the growth of 6.61% The ebitda of South Indian Bank Ltd for the Mar '26 is ₹ 2190 crore as compare to the Dec '25 ebitda of ₹ 2141 crore. This represent the growth of 2.32% The net profit of IndusInd Bank Ltd changed from ₹ 2170 crore to ₹ 594.14 crore over 8 quarters. This represents a CAGR of -47.68%
The net profit of South Indian Bank Ltd changed from ₹ 293.9 crore to ₹ 407.4 crore over 8 quarters. This represents a CAGR of 17.74%
The Dividend Payout of IndusInd Bank Ltd changed from 13.63 % on March 2021 to 0 % on March 2025 . This represents a CAGR of -100.00% over 5 yearsThe Dividend Payout of South Indian Bank Ltd changed from 8.1 % on March 2023 to 8.03 % on March 2025 . This represents a CAGR of -0.29% over 3 years .
About IndusInd Bank Ltd
IndusInd Bank Limited is one of the fifth largest private sector bank in India.
The Bank's business lines include Corporate Banking, Retail Banking, Treasury and Foreign Exchange Operations, Investment Banking, Capital Markets, Non-Resident Indian/ High-Net-Worth Individual Banking, and Information Technology.
The Bank's Business Divisions include Retail/ Consumer Banking, Consumer Finance, Global Markets Group, Corporate & Commercial Banking, Transaction Banking Group and Investment Banking.
The Bank operates in India including at the International Financial Service Centre in India (IFSC), at GIFT City, and does not have a branch in any foreign country.
The Bank provides multi-channel facilities, which includes automated teller machines (ATMs), net banking, mobile banking, phone banking, multi-city banking and international debit cards.
About South Indian Bank Ltd
South Indian Bank Overview One of the oldest banks in South India, the South Indian Bank (SIB) came into being during the Swadeshi Movement. The South Indian Bank Limited was incorporated on 29 January, 1929, at Thrissur, as a private limited company and was later converted into a public limited company on 11 August, 1939. SIB has a network of 955 branches in India and provides retail and corporate banking and parabanking activities such as debit/credit cards and third-party product distribution, in addition to treasury and foreign exchange business.
The first branch outside Kerala was opened by the bank in Coimbatore during the year 1941. SIB is the first among the private sector banks in Kerala to become a scheduled bank in 1946 under the RBI Act. During the year 1963, the bank took over the assets and liabilities of Kshemavilasam Banking Company Ltd and the Ambat Bank Pvt Ltd, Chittur, Kerala. South Indian Bank Dividend Payout Ratio The South Indian Bank dividend history ratio indicates the percentage share of South Indian Bank’s net profits that it distributes among investors as a dividend; the rest of the profits are used for business expansion purposes.
This ratio helps investors understand the funding priorities for South Indian Bank, including its retail and MSME lending infrastructure. In South Indian Bank, this payout ratio signifies a planned approach, where the company distributes dividends with due consideration to profitability as well as flexibility in a capital-intensive banking business. South Indian Bank Dividend Growth and Sustainability The growth of dividend yield of South Indian Bank and their sustainability significantly depend upon the stability of earnings, cash flow situations, and long-term business performance. Earnings-Linked Payouts: South Indian Bank’s history of dividend declaration shows a link with profitability rather than any influence of the bank’s share prices. Stable Operating Performance: Improving Net Interest Margins (NIM) and a focus on high-yield segments like gold loans help to ensure stable operating income. Capital Adequacy Requirements: Retained earnings are critical in maintaining a healthy Capital Adequacy Ratio (CAR), which supports future loan book expansion and affects dividend payout trends. Asset Quality Trends: Sustainability is heavily reliant on the bank's ability to manage Non-Performing Assets (NPAs), as lower credit costs free up capital for shareholder rewards. Overall, South Indian Bank dividend history reflects a stable and sustainable dividend approach supported by consistent operating performance. How to Use Dividend Data for Investment Analysis? South Indian bank dividend yield history can provide useful insights.
Investors can analyse dividend metrics alongside earnings growth, valuation ratios, and industry dynamics to form a balanced investment view. Review History of South Indian Bank Dividend: Emphasis will be given to consistency over the long term rather than isolated high-payment years. Identify the Trend of the Dividend Yield: South Indian Bank dividend yield should be compared in relation to share price and sector averages. Comparison of Dividends and Earnings: Payment of dividends generally receives support from rising or stable financial benefits and Return on Assets (RoA). Use Valuation Ratios: Additional metrics like P/E, P/B, and ROE might also be helpful in addition to the dividend yield to assess the bank's relative value. Determining Long-term Outlook: The effectiveness of using dividend data can also be enhanced when supported with credit growth targets and the overall outlook for the private banking sector. This approach helps investors evaluate the dividend history of South Indian Bank and income reliability. .
FAQs for the comparison of IndusInd Bank Ltd and South Indian Bank Ltd
Which company has a larger market capitalization, IndusInd Bank Ltd or South Indian Bank Ltd?
Market cap of IndusInd Bank Ltd is 72,739 Cr while Market cap of South Indian Bank Ltd is 12,684 Cr
What are the key factors driving the stock performance of IndusInd Bank Ltd and South Indian Bank Ltd?
The stock performance of IndusInd Bank Ltd and South Indian Bank Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.
What are the recent stock price for IndusInd Bank Ltd and South Indian Bank Ltd?
As of June 18, 2026, the IndusInd Bank Ltd stock price is INR ₹933.6. On the other hand, South Indian Bank Ltd stock price is INR ₹48.46.
How do dividend payouts of IndusInd Bank Ltd and South Indian Bank Ltd compare?
To compare the dividend payouts of IndusInd Bank Ltd and South Indian Bank Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.
Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.