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Saraswati Commercial India Ltd vs Sbi Cards Payment Services Ltd Stock Comparison

Saraswati Commercial India Ltd vs Sbi Cards Payment Services Ltd Stock Comparison

Last Updated on: Jun 26, 2025

Key Highlights

  • The Latest Trading Price of Saraswati Commercial (India) Ltd is ₹ 15800 as of 26 Jun 10:42.
  • The P/E Ratio of Saraswati Commercial (India) Ltd changed from 9.5 on March 2021 to 5.5 on March 2024 . This represents a CAGR of -12.77% over 4 yearsThe P/E Ratio of SBI Cards & Payment Services Ltd changed from 0 on March 2020 to 0 on March 2024 . This represents a CAGR of 0.0% over 5 years.
  • The Market Cap of Saraswati Commercial (India) Ltd changed from ₹ 14.91 crore on March 2020 to ₹ 575.32 crore on March 2024 . This represents a CAGR of 107.63% over 5 yearsThe Market Cap of SBI Cards & Payment Services Ltd changed from ₹ 0 crore on March 2020 to ₹ 0 crore on March 2024 . This represents a CAGR of 0.0% over 5 years.
  • The revenue of Saraswati Commercial (India) Ltd for the Mar '25 is ₹ -26.23 crore as compare to the Dec '24 revenue of ₹ -44.84 crore. This represent the decline of -41.5% The revenue of SBI Cards & Payment Services Ltd for the Mar '25 is ₹ 0 crore as compare to the Dec '24 revenue of ₹ 0 crore. This represent the decline of 0%.
  • The ebitda of Saraswati Commercial (India) Ltd for the Mar '25 is ₹ -27.55 crore as compare to the Dec '24 ebitda of ₹ -45.62 crore. This represent the decline of -39.61% The ebitda of SBI Cards & Payment Services Ltd for the Mar '25 is ₹ 0 crore as compare to the Dec '24 ebitda of ₹ 0 crore. This represent the decline of 0%.
  • The net profit of Saraswati Commercial (India) Ltd changed from ₹ 24.42 crore to ₹ -22.94 crore over 8 quarters. This represents a CAGR of NaN% The net profit of SBI Cards & Payment Services Ltd changed from ₹ 0 crore to ₹ 0 crore over 8 quarters. This represents a CAGR of 0.0% .
  • The Dividend Payout of Saraswati Commercial (India) Ltd changed from 0 % on March 2020 to 0 % on March 2024 . This represents a CAGR of 0.0% over 5 yearsThe Dividend Payout of SBI Cards & Payment Services Ltd changed from 7.54 % on March 2020 to 9.87 % on March 2024 . This represents a CAGR of 5.53% over 5 years.

Share Price

* All values are in Rupees

P/E Ratio Over Time

No data available

Market Cap Over Time

No data available

* All values are in crore

Historical Share Prices

* All values are in Rupees

Revenue Over Time

No data available

* All values are in crore

EBITDA Over Time

No data available

* All values are in crore

Net Profit Over Time

No data available

* All values are in crore

Dividend Payout Over Time

No data available

* All values are in %

About Saraswati Commercial (India) Ltd

  • Saraswati Commercial (India) Limited is a Non Banking Financial Company registered with Reserve Bank of India.
  • The Company was incorporated in the year January 24, 1983 and is mainly engaged in the business of investment and trading in shares and securities & lending activities.
  • All the prudential norms for asset classification, income recognition, provisioning etc., are applicable to NBFCs in India. Since the asset size of the Company along with its group Companies is more than rupees 500 crores, the Company is following Prudential norms as per Non-Banking Financial Company - systemically important non deposit-taking Company (Reserve Bank) Directions, 2016. During the year 2015, Mahotsav Trading and Finance Private Ltd ceased to be the associates of company. In 2017, Aroni Commercials Limited got amalgamated with the Company through the Scheme of Amalgamation which became effective on 31 March, 2017.

About SBI Cards & Payment Services Ltd

  • SBI Cards and Payment Services Limited was incorporated as a private limited company with the name 'SBI Cards and Payment Services Private Limited' on May 15, 1998 in New Delhi.
  • On the conversion of Company to a public limited company, the name was changed to, 'SBI Cards and Payment Services Limited' on August 20, 2019.
  • The Company is engaged in the business of issuing credit cards to consumers.
  • It also acts as corporate insurance agent for selling insurance policies to credit card customers.
  • State Bank of India is having a holding of 68.63% as at March 31, 2024. The Company is a subsidiary of State Bank of India (SBI) and is the second largest credit card issuer in the country.

Saraswati Commercial (India) Ltd News Hub

News

Saraswati Commercial (India) announces board meeting date

Saraswati Commercial (India) will hold a meeting of the Board of Directors of the Company ...

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21 May 2025 12:12

News

Saraswati Commercial raises Rs 78.62 cr through preferential allotment of shares

Saraswati Commercial (India) has allotted 66,000 equity shares on preferential basis to Wi...

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19 Mar 2025 16:12

News

Saraswati Commercial (India) to announce Quarterly Result

Saraswati Commercial (India) will hold a meeting of the Board of Directors of the Company ...

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05 Feb 2025 11:24

News

Saraswati Commercial (India) to table results

Saraswati Commercial (India) will hold a meeting of the Board of Directors of the Company ...

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06 Nov 2024 14:36

News

Saraswati Commercial (India) to conduct AGM

Saraswati Commercial (India) announced that the 41th Annual General Meeting (AGM) of the c...

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13 Sep 2024 11:30

News

Saraswati Commercial (India) to declare Quarterly Result

Saraswati Commercial (India) will hold a meeting of the Board of Directors of the Company ...

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07 Aug 2024 12:42

SBI Cards & Payment Services Ltd News Hub

News

SBI Cards & Payment Services Ltd soars 2.68%

SBI Cards & Payment Services Ltd is up for a third straight session in a row. The stock is...

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24 Jun 2025 13:05

News

SBI Cards tumbles as impairment charge jumps 32% YoY in Q4

The company's interest income and fees & other revenue for the period under review were Rs...

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25 Apr 2025 11:30

News

SBI Cards & Payment Services to hold board meeting

SBI Cards & Payment Services will hold a meeting of the Board of Directors of the Company ...

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19 Apr 2025 10:18

News

SBI Cards announces appointment of nominee director

SBI Cards & Payment Services has appointed Shamsher Singh (DIN: 09787674) as Nominee Direc...

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17 Apr 2025 20:15

News

SBI Card partners with Tata Digital to launch lifestyle co-branded credit card

 SBI Cards & Payment Services (SBI Card) in partnership with Tata Digital announced the la...

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16 Apr 2025 16:35

News

SBI Cards slides after MD & CEO Abhijit Chakravorty resigns

Following his retirement from the company, he will also cease to be the MD & CEO of the St...

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01 Apr 2025 09:50

SWOT Analysis Of Saraswati Commercial (India) Ltd

Strength

1

S

Weakness

0

W

Opportunity

0

O

Threats

0

T

SWOT Analysis Of SBI Cards & Payment Services Ltd

Strength

2

S

Weakness

2

W

Opportunity

0

O

Threats

0

T

BlinkX Score for Saraswati Commercial (India) Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

BlinkX Score for SBI Cards & Payment Services Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

FAQs for the comparison of Saraswati Commercial (India) Ltd and SBI Cards & Payment Services Ltd

Which company has a larger market capitalization, Saraswati Commercial (India) Ltd or SBI Cards & Payment Services Ltd?

Market cap of Saraswati Commercial (India) Ltd is 1,698 Cr while Market cap of SBI Cards & Payment Services Ltd is 92,141 Cr

What are the key factors driving the stock performance of Saraswati Commercial (India) Ltd and SBI Cards & Payment Services Ltd?

The stock performance of Saraswati Commercial (India) Ltd and SBI Cards & Payment Services Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for Saraswati Commercial (India) Ltd and SBI Cards & Payment Services Ltd?

As of June 26, 2025, the Saraswati Commercial (India) Ltd stock price is INR ₹15497.45. On the other hand, SBI Cards & Payment Services Ltd stock price is INR ₹968.4.

How do dividend payouts of Saraswati Commercial (India) Ltd and SBI Cards & Payment Services Ltd compare?

To compare the dividend payouts of Saraswati Commercial (India) Ltd and SBI Cards & Payment Services Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.
Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.
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