SBI Cards & Payment Services Ltd Financials

SBI Cards & Payment Services Ltd Financial Statement

SBI Cards & Payment Services Ltd Income Statement

Quarterly

Annual

*All values are in Rs. Cr

Particulars	Sep 2024	Jun 2024	Mar 2024
Revenue	4,555.82	4,482.59	4,474.57
Operating Expense	3,172.58	2,867.22	2,810.96
Net Profit	404.42	594.45	662.37
Net Profit Margin	8.88	13.26	14.80
Earning Per Share	4.25	6.25	6.97
EBIDTA	1,443.02	1,637.75	1,683.30
Effective Tax Rate	14.50	14.06	14.76

Particulars	Sep 2024
Revenue	4555.82
Operating Expense	3172.58
Net Profit	404.42
Net Profit Margin	8.88
Earning Per Share	4.25
EBIDTA	1443.02
Effective Tax Rate	14.50

SBI Cards & Payment Services Ltd Profit & Loss

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Total Revenue Annual	16,968.42	13,666.64	10,677.27
Operating Expenses Annual	14,054.95	11,091.29	8,980.80
Operating Profit Annual	6,023.77	4,842.01	3,348.04
Interest Annual	2,595.22	1,647.63	1,027.32
Depreciation	136.94	105.90	91.58
Net Profit Annual	2,407.88	2,258.47	1,616.14
Tax Annual	823.92	772.10	556.02

Particulars	Mar 2024
Total Revenue Annual	16,968.42
Operating Expenses Annual	14,054.95
Operating Profit Annual	6,023.77
Interest Annual	2,595.22
Depreciation	136.94
Net Profit Annual	2,407.88
Tax Annual	823.92

SBI Cards & Payment Services Ltd Cash Flow

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Cash Flow at the Beginning	989.79	758.16	643.20
Cash Flow from Operations	-5,451.54	-6,670.51	-4,391.46
Cash Flow from Investing	-1,457.37	-921.44	-538.12
Cash Flow from Financing	8,401.17	7,823.58	5,044.54
Cash Flow at the End	2,482.05	989.79	758.16

Particulars	Mar 2024
Cash Flow at the Beginning	989.79
Cash Flow from Operations	-5,451.54
Cash Flow from Investing	-1,457.37
Cash Flow from Financing	8,401.17
Cash Flow at the End	2,482.05

SBI Cards & Payment Services Ltd Key Ratios

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
PBDIT Margin (%)	34.45	33.89	29.62
PBIT Margin (%)	33.33	32.75	28.31
PBT Margin (%)	33.32	32.73	28.28
Net PROFIT Margin (%)	13.77	15.81	14.30
Return On Networth / Equity (%)	21.98	25.69	23
Return On Networth /Employed (%)	12.54	13.05	11.65
Return On Assets (%)	5.10	6.01	5.58
Total Debt / Equity (X)	3.24	3.08	2.91
Asset Turnover Ratio (%)	0.37	0.38	0.39

Particulars	Mar 2024
PBDIT Margin (%)	34.45
PBIT Margin (%)	33.33
PBT Margin (%)	33.32
Net PROFIT Margin (%)	13.77
Return On Networth / Equity (%)	21.98
Return On Networth /Employed (%)	12.54
Return On Assets (%)	5.10
Total Debt / Equity (X)	3.24
Asset Turnover Ratio (%)	0.37

SBI Cards & Payment Services Ltd Balance Sheet

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Fixed Assets Annual	564.31	567.59	453.21
Total Current Assets Annual	4,654.13	3,224.57	2,491.76
Non Current Assets Annual	53,517.10	42,320.99	32,156.67
Total Shareholders Funds Annual	12,084.03	9,830.06	7,752.70
Total Assets Annual	58,171.23	45,545.56	34,648.43

Particulars	Mar 2024
Fixed Assets Annual	564.31
Total Current Assets Annual	4,654.13
Non Current Assets Annual	53,517.10
Total Shareholders Funds Annual	12,084.03
Total Assets Annual	58,171.23

SBI Cards & Payment Services Ltd Earning Calls

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Dividend Pages

PE Ratio

Get Your FAQs Right

As of Dec 26, 2024, SBI Cards & Payment Services Ltd has a market capitalization of 64,898.85 Cr. Value Research classifies it as a Large-Cap company.

No, SBI Cards & Payment Services Ltd is not debt-free with a debt-to-equity ratio of 3.30.

In FY 2023 , SBI Cards & Payment Services Ltd recorded a total revenue of approximately 16,968.42 Cr marking a significant milestone in the company's financial performance.

SBI Cards & Payment Services Ltd's Future outlook anticipates robust growth, with forecasted earnings and revenue rising approximately -0.1% and 0.2% annually, respectively..

SBI Cards & Payment Services Ltd's current PE ratio is 26.95.

SBI Cards & Payment Services Ltd's ROCE averaged 10.8% from the FY ending March 2022 to 2024, with a median of 11.0%. It peaked at 11.2% in March 2023, reflecting strong capital efficiency over the period..

SBI Cards & Payment Services Ltd's latest EBIT is Rs. 5,827.02 Cr, surpassing the average EBIT of Rs. 4,568.23 Cr over the 5 years..