Utkarsh Small Finance Bank standalone net profit declines 98.14% in the March 2025 quarter

Net profit of Utkarsh Small Finance Bank declined 98.14% to Rs 2.97 crore in the quarter ended March 2025 as against Rs 159.66 crore during the previous quarter ended March 2024. Total Operating Income declined 1.79% to Rs 879.62 crore in the quarter ended March 2025 as against Rs 895.62 crore during the previous quarter ended March 2024.

For the full year,net profit declined 95.24% to Rs 23.70 crore in the year ended March 2025 as against Rs 497.63 crore during the previous year ended March 2024. Total Operating Income rose 18.45% to Rs 3764.93 crore in the year ended March 2025 as against Rs 3178.41 crore during the previous year ended March 2024.

Particulars	Quarter Ended			Year Ended
	Mar. 2025	Mar. 2024	% Var.	Mar. 2025	Mar. 2024	% Var.
Total Operating Income	879.62	895.62	-2	3764.93	3178.41	18
OPM %	21.87	49.50	-	31.07	48.82	-
PBDT	11.28	208.35	-95	27.65	659.39	-96
PBT	11.28	208.35	-95	27.65	659.39	-96
NP	2.97	159.66	-98	23.70	497.63	-95