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Esaf Small Finance Bank Ltd vs Utkarsh Small Finance Bank Ltd Stock Comparison

Esaf Small Finance Bank Ltd vs Utkarsh Small Finance Bank Ltd Stock Comparison

Last Updated on: Jun 05, 2025

Key Highlights

  • The Latest Trading Price of ESAF Small Finance Bank Ltd is ₹ 31.99 as of 05 Jun 15:30.
  • The P/E Ratio of ESAF Small Finance Bank Ltd changed from 6.6 on March 2024 to 6.6 on March 2024 . This represents a CAGR of 0.00% over 1 yearsThe P/E Ratio of Utkarsh Small Finance Bank Ltd changed from 10.3 on March 2024 to 10.3 on March 2024 . This represents a CAGR of 0.00% over 1 years.
  • The Market Cap of ESAF Small Finance Bank Ltd changed from ₹ 2790 crore on March 2024 to ₹ 2790 crore on March 2024 . This represents a CAGR of 0.00% over 1 yearsThe Market Cap of Utkarsh Small Finance Bank Ltd changed from ₹ 5152 crore on March 2024 to ₹ 5152 crore on March 2024 . This represents a CAGR of 0.00% over 1 years.
  • The revenue of ESAF Small Finance Bank Ltd for the Mar '25 is ₹ 1036 crore as compare to the Dec '24 revenue of ₹ 1061 crore. This represent the decline of -2.35% The revenue of Utkarsh Small Finance Bank Ltd for the Mar '25 is ₹ 1166 crore as compare to the Dec '24 revenue of ₹ 1037 crore. This represent the growth of 12.41%.
  • The ebitda of ESAF Small Finance Bank Ltd for the Mar '25 is ₹ 216.81 crore as compare to the Dec '24 ebitda of ₹ 180.48 crore. This represent the growth of 20.13% The ebitda of Utkarsh Small Finance Bank Ltd for the Mar '25 is ₹ 479.49 crore as compare to the Dec '24 ebitda of ₹ 214.37 crore. This represent the growth of 123.67%.
  • The net profit of ESAF Small Finance Bank Ltd changed from ₹ 129.96 crore to ₹ -183 crore over 8 quarters. This represents a CAGR of NaN% The net profit of Utkarsh Small Finance Bank Ltd changed from ₹ 107.5 crore to ₹ 2.97 crore over 8 quarters. This represents a CAGR of -83.38% .
  • The Dividend Payout of ESAF Small Finance Bank Ltd changed from 8.47 % on March 2024 to 8.47 % on March 2024 . This represents a CAGR of 0.00% over 1 yearsThe Dividend Payout of Utkarsh Small Finance Bank Ltd changed from 11.05 % on March 2024 to 11.05 % on March 2024 . This represents a CAGR of 0.00% over 1 years.

Share Price

* All values are in Rupees

P/E Ratio Over Time

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Market Cap Over Time

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* All values are in crore

Historical Share Prices

* All values are in Rupees

Revenue Over Time

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* All values are in crore

EBITDA Over Time

No data available

* All values are in crore

Net Profit Over Time

No data available

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Dividend Payout Over Time

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* All values are in %

About ESAF Small Finance Bank Ltd

  • ESAF Small Finance Bank Limited was incorporated on May 5, 2016 at Thrissur, Kerala, as a Public Limited Company vide Certificate of Incorporation issued by the RoC. The Bank received license to carry on business as a SFB from the Reserve Bank of India on November 18, 2016 and commenced their banking operations from 10 March 2017.
  • As per RBI Approval, the Bank became a Schedule Bank effective from November 12, 2018, which was included in the Second Schedule to the Reserve Bank of India Act, 1934. The Bank is one of the leading small finance banks in India which provides micro, retail and corporate banking, para banking activities, such as debit card, third party financial product distribution, in addition to Treasury and permitted Foreign Exchange Business.
  • The Bank offer online banking services, including electronic funds transfer, bill payment services, usage of credit cards on-line, requesting account statements, and requesting cheque books.

About Utkarsh Small Finance Bank Ltd

  • Utkarsh Small Finance Bank Limited was incorporated on April 30, 2016 at Varanasi, Uttar Pradesh as a Public Limited Company and was granted a Certificate of Incorporation by the Registrar of Companies.
  • The Bank is subsidiary of Utkarsh Core Invest Limited.
  • The Promoter, Utkarsh Core Invest Limited, started operations as a NBFC in year 2010 and was focused on providing microfinance to unserved and underserved segments in the States of Uttar Pradesh and Bihar.
  • Later on, it converted to a NBFC- MFI. The Bank is engaged in providing banking and financial services and governed by Banking Regulation Act, 1949. On October 7, 2015, the Promoter received the RBI In-Principle Approval to establish an SFB, following which it incorporated Utkarsh Small Finance Bank Limited as a wholly-owned subsidiary on April 30, 2016.

ESAF Small Finance Bank Ltd News Hub

News

ESAF Small Finance Bank to table results

ESAF Small Finance Bank will hold a meeting of the Board of Directors of the Company on 16...

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13 May 2025 12:01

News

ESAF SFB jumps after total deposits climb 17% YoY in Q4

On a sequential basis, the bank's total deposits increased 3.85% from Rs 22,415 crore as o...

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03 Apr 2025 10:38

News

Board of ESAF Small Finance Bank approves raising Tier II capital up to Rs 250 cr

The Board of ESAF Small Finance Bank at its meeting held on 21 March 2025 has approved the...

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21 Mar 2025 20:06

News

ESAF Small Finance Bank to consider fund Raising

ESAF Small Finance Bank will hold a meeting of the Board of Directors of the Company on 21...

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19 Mar 2025 09:46

News

ESAF SFB gains as board mulls fund raising plan

The company will raise funds by way of issuance of NCDs (Tier II bonds) on preferential ba...

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19 Mar 2025 10:59

News

ESAF Small Finance Bank allots 24,331 equity shares under ESOP

ESAF Small Finance Bank has allotted 24,331 equity shares under ESOP on 24 January 2025. P...

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24 Jan 2025 12:16

Utkarsh Small Finance Bank Ltd News Hub

News

ICRA revises its outlook on LT rating of Utkarsh Small Finance Bank to 'negative'

The agency has reaffirmed its '[ICRA] A1+' rating on the short-term bank facilities of the...

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22 May 2025 15:50

News

Utkarsh Small Finance Bank to discuss results

Utkarsh Small Finance Bank will hold a meeting of the Board of Directors of the Company on...

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29 Apr 2025 15:11

News

Utkarsh SFB posts 7% YoY rise in loan book in Q4; total deposits at Rs 21,566 crore

On a sequential basis, the bank's loan book registered a growth of 3.2%. The gross loan po...

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07 Apr 2025 11:00

News

Board of Utkarsh Small Finance Bank approves equity issuance up to Rs 750 cr

The Board of Utkarsh Small Finance Bank at its meeting held on 26 February 2025 has approv...

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26 Feb 2025 20:04

News

Utkarsh Small Finance Bank to hold board meeting

Utkarsh Small Finance Bank will hold a meeting of the Board of Directors of the Company on...

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24 Feb 2025 09:20

News

Utkarsh Small Finance Bank to conduct board meeting

Utkarsh Small Finance Bank will hold a meeting of the Board of Directors of the Company on...

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12 Feb 2025 11:34

SWOT Analysis Of Utkarsh Small Finance Bank Ltd

Strength

1

S

Weakness

0

W

Opportunity

0

O

Threats

1

T

SWOT Analysis Of ESAF Small Finance Bank Ltd

Strength

0

S

Weakness

1

W

Opportunity

0

O

Threats

1

T

BlinkX Score for Utkarsh Small Finance Bank Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

BlinkX Score for ESAF Small Finance Bank Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

FAQs for the comparison of ESAF Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd

Which company has a larger market capitalization, ESAF Small Finance Bank Ltd or Utkarsh Small Finance Bank Ltd?

Market cap of ESAF Small Finance Bank Ltd is 1,648 Cr while Market cap of Utkarsh Small Finance Bank Ltd is 2,619 Cr

What are the key factors driving the stock performance of ESAF Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd?

The stock performance of ESAF Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for ESAF Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd?

As of June 5, 2025, the ESAF Small Finance Bank Ltd stock price is INR ₹31.99. On the other hand, Utkarsh Small Finance Bank Ltd stock price is INR ₹23.78.

How do dividend payouts of ESAF Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd compare?

To compare the dividend payouts of ESAF Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.
Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.
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