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ESAF Small Finance Bank Ltd P/E Ratio

ESAF Small Finance Bank Ltd P/E Ratio

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₹ 0.6 Cr

Volume transacted

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123.3 K

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Last Updated time: 22 Jul 14:42 PM

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ESAF Small Finance Bank Ltd

NSE: ESAFSFB

PE

6.2

Last updated : 22 Jul 14:42 PM

Key Highlights

    The P/E Ratio of ESAF Small Finance Bank Ltd is 6.2 as of 22 Jul 14:42 PM .a1#The P/E Ratio of ESAF Small Finance Bank Ltd changed from 0 on March 2019 to 0 on March 2023 . This represents a CAGR of 0.0% over 5 years. a1#The Latest Trading Price of ESAF Small Finance Bank Ltd is ₹ 50.31 as of 22 Jul 14:33 .a1#The PE Ratio of Banks Industry has changed from 413.8 to 13.7 in 5 years. This represents a CAGR of -49.42%a1# The PE Ratio of Automobile industry is 18.5. The PE Ratio of Banks industry is 13.0. The PE Ratio of Finance industry is 23.8. The PE Ratio of IT - Software industry is 29.3. The PE Ratio of Retail industry is 143.1. The PE Ratio of Textiles industry is 20.4. In 2024a1#The Market Cap of ESAF Small Finance Bank Ltd changed from ₹ 0 crore on March 2019 to ₹ 0 crore on March 2023 . This represents a CAGR of 0.0% over 5 years. a1#The Revenue of ESAF Small Finance Bank Ltd changed from ₹ 738.32 crore to ₹ 1151 crore over 8 quarters. This represents a CAGR of 24.90% a1#The EBITDA of ESAF Small Finance Bank Ltd changed from ₹ 383.22 crore to ₹ 469.78 crore over 8 quarters. This represents a CAGR of 10.72% a1#The Net Pr of ESAF Small Finance Bank Ltd changed from ₹ 105.97 crore to ₹ 43.35 crore over 8 quarters. This represents a CAGR of -36.04% a1#The Dividend Payout of ESAF Small Finance Bank Ltd changed from 0 % on March 2019 to 0 % on March 2023 . This represents a CAGR of 0.0% over 5 years. a1#

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Historical P/E Ratio of ESAF Small Finance Bank Ltd

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share. P/E Ratio Formula P/E ratio = (CMP of share/ Earning per share) Types of Price to Earning Ratio 1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance. 2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

Historical P/E Ratio of ESAF Small Finance Bank Ltd

Period
Mar '190
Mar '200
Mar '210
Mar '220
Mar '230

Company Fundamentals for ESAF Small Finance Bank Ltd

Market Cap

2,634 Cr

EPS

8.3

P/E Ratio (TTM) *

6.2

P/B Ratio (TTM) *

1.1

Day’s High

51.85

Day’s Low

50.19

DTE *

NaN

ROE *

17.1

52 Week High

82.26

52 Week Low

47.95

ROCE *

2.3

* All values are consolidated

Last Updated time: 22 Jul 14:42 PM

* All values are consolidated

Last Updated time: 22 Jul 14:42 PM

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ESAF Small Finance Bank Ltd

NSE: ESAFSFB

PRICE

50.31

-0.87 (-1.70%)

stock direction

Last updated : 22 Jul 14:33

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PRICE

The current market price or CMP refers to the price at which the securities are trading in the share market. Current price in Over-the-counter costs: The following current price depends upon the bid price & the asking price when a financial asset is sold over-the-counter(OTC). Current Price in Bond Market: The current price of a bond is determined by measuring the actual interest rate against the bid-related interest rate. The par or the face value is then calculated to represent the remaining interest payments due which occur before the maturity of the bond.

Share price Over Time

1M

1Y

3Y

5Y

* All values are in Rupees

SWOT Analysis Of ESAF Small Finance Bank Ltd

Strength

0

S

Weakness

1

W

Opportunity

0

O

Threats

1

T

Asset Value vs Market Value of ESAF Small Finance Bank Ltd

Market Value

2,635

Asset Value

1,223

1.2 X

Value addition

* All values are in Rupees

Competitive Comparison of P/E Ratio

Company NamePEMarket Cap (INR Cr.)
ESAF Small Finance Bank Ltd62,634
HDFC Bank Ltd191,222,701
ICICI Bank Ltd19878,532
State Bank of India11793,577
Axis Bank Ltd15399,375
Kotak Mahindra Bank Ltd19362,155

Key Valuation Metric of ESAF Small Finance Bank Ltd

Earnings

425 Cr

6.2 X

PE Ratio

Market Cap

₹2634Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

Earnings

425 Cr

6.2 X

PE Ratio

Market Cap

₹2634Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio of Banks Industry over time

PE Ratio of Top Sectors

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Historical Market Cap of ESAF Small Finance Bank Ltd

Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore

Historical Market Cap of ESAF Small Finance Bank Ltd

Period
Mar '190
Mar '200
Mar '210
Mar '220
Mar '230

* All values are a in crore

×

Historical Revenue of ESAF Small Finance Bank Ltd

Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services. Types of Revenue: 1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered. 2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees. Formula for Revenue: The formula for calculating revenue is based on two goods & services: For goods: Revenue = Avg unit price x Number of Units sold For services: Revenue = Avg unit price x Number of Customers served.

Historical Revenue of ESAF Small Finance Bank Ltd

Period
Jun '22738
Sep '22753
Dec '22782
Mar '23868
Jun '23992
Sep '231022
Dec '231094
Mar '241152

* All values are a in crore

×

Historical EBITDA of ESAF Small Finance Bank Ltd

PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.

Historical EBITDA of ESAF Small Finance Bank Ltd

Period
Jun '22383
Sep '22328
Dec '22301
Mar '23411
Jun '23487
Sep '23535
Dec '23527
Mar '24470

* All values are a in crore

×

Historical Net Profit of ESAF Small Finance Bank Ltd

Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions. Net Profit formula is expressed as: Net Profit = Total Revenue - Total Expense Net Profit Margin Ratio: Net Profit Margin Ratio = Net Profit / Total Revenue

Historical Net Profit of ESAF Small Finance Bank Ltd

Period
Jun '22106
Sep '2258
Dec '2237
Mar '23101
Jun '23130
Sep '23140
Dec '23112
Mar '2443

* All values are a in crore

×

Historical Dividend Payout of ESAF Small Finance Bank Ltd

Dividend payout refers to the total dividends paid to shareholders relative to the company's earnings. It is a financial measure that determines the percentage of earnings paid out to existing shareholders as dividends. How to calculate Dividend Payout Ratio? The dividend payout ratio formula is as follows: DPR = Dividends paid / Net earnings With the dividend payout ratio, you can understand the company's priorities. It is an important metric that allows you to easily check DPR online.

Historical Dividend Payout of ESAF Small Finance Bank Ltd

Period
Mar '190
Mar '200
Mar '210
Mar '220
Mar '230

* All values are a in %

About ESAF Small Finance Bank Ltd

About ESAF Small Finance Bank Ltd

    ESAF Small Finance Bank Limited was incorporated as ESAF Small Finance Bank Limited' on May 5, 2016 at Thrissur, Kerala, as a Public Limited Company vide Certificate of Incorporation issued by the RoC. The Bank received license to carry on business as a SFB from the Reserve Bank of India on November 18, 2016 and commenced their banking operations from 10 March 2017. As per RBI Approval, the Bank became a Schedule Bank effective from November 12, 2018, which was included in the Second Schedule to the Reserve Bank of India Act, 1934. The Bank is one of the leading small finance banks in India which provides micro, retail and corporate banking, para banking activities, such as debit card, third party financial product distribution, in addition to Treasury and permitted Foreign Exchange Business. The Bank offer online banking services, including electronic funds transfer, bill payment services, usage of credit cards on-line, requesting account statements, and requesting cheque books. The asset products comprise micro loans, retail loans, MSME and corporate loans and agricultural loans. The history of Bank dates back to 1992, when Kadambelil Paul Thomas, the Managing Director, founded ESAF Society, a society focused on the development of micro-enterprises, community development, and community health development. ESAF Society started lending its micro loan activities in Kerala in 1995. In 2006, K. Paul Thomas along with others acquired Corporate Promoter. Thereafter, ESAF Society transferred its micro loan business undertaking to our Corporate Promoter in 2008 pursuant to a business transfer agreement dated March 31, 2008. On March 10, 2017, the Bank acquired the business of its Corporate Promoter and consequently, the Corporate Promoter transferred its business undertaking comprising of its lending and financing business to Bank through a Business Transfer Agreement on February 22, 2017. On 17 March 2017, the Bank was officially inaugurated at Thrissur, Kerala. Prior to Fiscal 2018, all of the loans were micro loans. Since then, it introduced retail advances, MSME and corporate advances and agricultural advances. In Fiscal 2020, it began offering platinum debit cards. As at March 31, 2021, Bank had 550 Branches, 12 Business Correspondents (BCs), 158 banking agents and 327 ATMs in 21 states and 2 union territories. Their Ultra-Small Branches were the erstwhile micro loan branches from when the business was owned by Corporate Promoter. They catered primarily to micro loan customers. As per the RBI's guidelines, all their Ultra -Small Branches were converted to Branches or merged with a Branch before March 10, 2020. The Bank is proposing an Initial Public Offer aggregating upto Rs 998 crore Equity Shares, comprising a Fresh Issue of upto Rs 800 crore by raising capital and Rs 198 crore through Offer for Sale.

ESAF Small Finance Bank Ltd News Hub

News

ESAF Small Finance Bank to announce Quarterly Result

ESAF Small Finance Bank will hold a meeting of the Board of Directors of the Company on 26...

Read more

20 Jul 202416:15

News

ESAF Small Finance Bank to conduct AGM

ESAF Small Finance Bank announced that the 8th Annual General Meeting (AGM) of the bank wi...

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17 Jul 202409:30

News

ESAF SFB total deposits jumps 33% YoY in Q1

On sequential basis, the bank’s total deposits increased 5.13% from Rs 19,868 crore as on ...

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05 Jul 202414:43

News

Board of ESAF Small Finance Bank recommends final dividend

ESAF Small Finance Bank announced that the Board of Directors of the Company at its meetin...

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09 May 202409:21

News

ESAF Small Finance Bank schedules board meeting

ESAF Small Finance Bank will hold a meeting of the Board of Directors of the Company on 8 ...

Read more

02 May 202415:12

News

ESAF SFB gains after total deposits rises 35% YoY in Q4

On sequential basis, the bank’s total deposits increased 5.34% to Rs 18,860 crore as on 31...

Read more

05 Apr 202411:57

Product Composition by Percentage (Revenue)

FAQs for PE of ESAF Small Finance Bank Ltd

What is ESAF Small Finance Bank Ltd current share price?

The current market price of ESAF Small Finance Bank Ltd as of July 22, 2024 is ₹50.31.

What is ESAF Small Finance Bank Ltd's market cap?

ESAF Small Finance Bank Ltd's market capitalisation stood at ₹2,634 Cr as of July 22, 2024

What are ESAF Small Finance Bank Ltd's total net assets?

According to ESAF Small Finance Bank Ltd's most recent financial filings, the company's net assets total ₹1222.9 Cr.

Is ESAF Small Finance Bank Ltd making a profit or loss?

ESAF Small Finance Bank Ltd's net Profit as of July 22, 2024 is close to ₹425 Cr.
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