Icici Bank Ltd vs South Indian Bank Ltd Stock Comparison

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Last Updated on: May 29, 2026

Key Highlights

The Latest Trading Price of ICICI Bank Ltd is ₹ 1256 as of 29 May 15:30 . The P/E Ratio of ICICI Bank Ltd changed from 21.9 on March 2021 to 18.8 on March 2025 . This represents a CAGR of -3.01% over 5 yearsThe P/E Ratio of South Indian Bank Ltd changed from 35.8 on March 2022 to 4.6 on March 2025 . This represents a CAGR of -40.13% over 4 years The Market Cap of ICICI Bank Ltd changed from ₹ 401992 crore on March 2021 to ₹ 960320 crore on March 2025 . This represents a CAGR of 19.03% over 5 yearsThe Market Cap of South Indian Bank Ltd changed from ₹ 1573 crore on March 2022 to ₹ 6035 crore on March 2025 . This represents a CAGR of 39.94% over 4 years The revenue of ICICI Bank Ltd for the Mar '26 is ₹ 84613 crore as compare to the Dec '25 revenue of ₹ 76782 crore. This represent the growth of 10.2% The revenue of South Indian Bank Ltd for the Mar '26 is ₹ 2945 crore as compare to the Dec '25 revenue of ₹ 3003 crore. This represent the decline of -1.93% The ebitda of ICICI Bank Ltd for the Mar '26 is ₹ 42791 crore as compare to the Dec '25 ebitda of ₹ 39628 crore. This represent the growth of 7.98% The ebitda of South Indian Bank Ltd for the Mar '26 is ₹ 2190 crore as compare to the Dec '25 ebitda of ₹ 2141 crore. This represent the growth of 2.32% The net profit of ICICI Bank Ltd changed from ₹ 12405 crore to ₹ 15611 crore over 8 quarters. This represents a CAGR of 12.18% The net profit of South Indian Bank Ltd changed from ₹ 293.9 crore to ₹ 407.4 crore over 8 quarters. This represents a CAGR of 17.74% The Dividend Payout of ICICI Bank Ltd changed from 8.54 % on March 2021 to 16.59 % on March 2025 . This represents a CAGR of 14.20% over 5 yearsThe Dividend Payout of South Indian Bank Ltd changed from 8.1 % on March 2023 to 8.03 % on March 2025 . This represents a CAGR of -0.29% over 3 years .

About ICICI Bank Ltd

ICICI Bank Ltd P/E Ratio Overview The ICICI Bank P/E ratio shows how much investors pay for each rupee of ICICI Bank’s earnings.
It helps understand the stock’s current value.
It can also be compared with peers, the industry, and past levels. Calculation of P/E Ratio of ICICI Bank Ltd ICICI Bank Ltd's P/E ratio compares its earnings with investors' willingness to pay.
This helps determine if the stock is undervalued or overvalued.
The following formula can be used to calculate the PE ratio of ICICI Bank:  ICICI Bank share P/E Ratio = Current Market Price per Share / Earnings Per Share (EPS) For example, If: ICICI Bank’s current stock price = ₹1,000 Its EPS = ₹50 Then: ICICI Bank P/E Ratio = 1000/50 = 20 This means investors are willing to pay ₹20 for every ₹1 of earnings generated by the bank. How does ICICI Bank Ltd P/E Ratio benchmark against competitors? Comparing the P/E ratio of ICICI Bank Ltd with that of its competitors as well as with the industry average can help you determine whether or not the stock is overvalued or undervalued.

About South Indian Bank Ltd

South Indian Bank Overview One of the oldest banks in South India, the South Indian Bank (SIB) came into being during the Swadeshi Movement. The South Indian Bank Limited was incorporated on 29 January, 1929, at Thrissur, as a private limited company and was later converted into a public limited company on 11 August, 1939. SIB has a network of 955 branches in India and provides retail and corporate banking and parabanking activities such as debit/credit cards and third-party product distribution, in addition to treasury and foreign exchange business.
The first branch outside Kerala was opened by the bank in Coimbatore during the year 1941. SIB is the first among the private sector banks in Kerala to become a scheduled bank in 1946 under the RBI Act. During the year 1963, the bank took over the assets and liabilities of Kshemavilasam Banking Company Ltd and the Ambat Bank Pvt Ltd, Chittur, Kerala. South Indian Bank Dividend Payout Ratio The South Indian Bank dividend history ratio indicates the percentage share of South Indian Bank’s net profits that it distributes among investors as a dividend; the rest of the profits are used for business expansion purposes.
This ratio helps investors understand the funding priorities for South Indian Bank, including its retail and MSME lending infrastructure.  In South Indian Bank, this payout ratio signifies a planned approach, where the company distributes dividends with due consideration to profitability as well as flexibility in a capital-intensive banking business. South Indian Bank Dividend Growth and Sustainability The growth of dividend yield of South Indian Bank and their sustainability significantly depend upon the stability of earnings, cash flow situations, and long-term business performance.  Earnings-Linked Payouts: South Indian Bank’s history of dividend declaration shows a link with profitability rather than any influence of the bank’s share prices. Stable Operating Performance: Improving Net Interest Margins (NIM) and a focus on high-yield segments like gold loans help to ensure stable operating income. Capital Adequacy Requirements: Retained earnings are critical in maintaining a healthy Capital Adequacy Ratio (CAR), which supports future loan book expansion and affects dividend payout trends. Asset Quality Trends: Sustainability is heavily reliant on the bank's ability to manage Non-Performing Assets (NPAs), as lower credit costs free up capital for shareholder rewards. Overall, South Indian Bank dividend history reflects a stable and sustainable dividend approach supported by consistent operating performance. How to Use Dividend Data for Investment Analysis? South Indian bank dividend yield history can provide useful insights.
Investors can analyse dividend metrics alongside earnings growth, valuation ratios, and industry dynamics to form a balanced investment view. Review History of South Indian Bank Dividend: Emphasis will be given to consistency over the long term rather than isolated high-payment years. Identify the Trend of the Dividend Yield: South Indian Bank dividend yield should be compared in relation to share price and sector averages. Comparison of Dividends and Earnings: Payment of dividends generally receives support from rising or stable financial benefits and Return on Assets (RoA). Use Valuation Ratios: Additional metrics like P/E, P/B, and ROE might also be helpful in addition to the dividend yield to assess the bank's relative value. Determining Long-term Outlook: The effectiveness of using dividend data can also be enhanced when supported with credit growth targets and the overall outlook for the private banking sector. This approach helps investors evaluate the dividend history of South Indian Bank and income reliability. .

FAQs for the comparison of ICICI Bank Ltd and South Indian Bank Ltd

Which company has a larger market capitalization, ICICI Bank Ltd or South Indian Bank Ltd?

Market cap of ICICI Bank Ltd is 900,589 Cr while Market cap of South Indian Bank Ltd is 10,834 Cr

What are the key factors driving the stock performance of ICICI Bank Ltd and South Indian Bank Ltd?

The stock performance of ICICI Bank Ltd and South Indian Bank Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for ICICI Bank Ltd and South Indian Bank Ltd?

As of May 29, 2026, the ICICI Bank Ltd stock price is INR ₹1256.0. On the other hand, South Indian Bank Ltd stock price is INR ₹41.39.

How do dividend payouts of ICICI Bank Ltd and South Indian Bank Ltd compare?

To compare the dividend payouts of ICICI Bank Ltd and South Indian Bank Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.

Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.