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Esaf Small Finance Bank Ltd vs Ujjivan Small Finance Bank Ltd Stock Comparison

Esaf Small Finance Bank Ltd vs Ujjivan Small Finance Bank Ltd Stock Comparison

Last Updated on: Jun 18, 2025

Key Highlights

  • The Latest Trading Price of ESAF Small Finance Bank Ltd is ₹ 30.4 as of 18 Jun 15:30.
  • The P/E Ratio of ESAF Small Finance Bank Ltd changed from 6.6 on March 2024 to 0 on March 2025 . This represents a CAGR of -100.00% over 2 yearsThe P/E Ratio of Ujjivan Small Finance Bank Ltd changed from 14.1 on March 2020 to 9.2 on March 2025 . This represents a CAGR of -6.87% over 6 years.
  • The Market Cap of ESAF Small Finance Bank Ltd changed from ₹ 2790 crore on March 2024 to ₹ 0 crore on March 2025 . This represents a CAGR of -100.00% over 2 yearsThe Market Cap of Ujjivan Small Finance Bank Ltd changed from ₹ 4735 crore on March 2020 to ₹ 6656 crore on March 2025 . This represents a CAGR of 5.84% over 6 years.
  • The revenue of ESAF Small Finance Bank Ltd for the Mar '25 is ₹ 1036 crore as compare to the Dec '24 revenue of ₹ 1061 crore. This represent the decline of -2.35% The revenue of Ujjivan Small Finance Bank Ltd for the Mar '25 is ₹ 1843 crore as compare to the Dec '24 revenue of ₹ 1763 crore. This represent the growth of 4.53%.
  • The ebitda of ESAF Small Finance Bank Ltd for the Mar '25 is ₹ 216.81 crore as compare to the Dec '24 ebitda of ₹ 180.48 crore. This represent the growth of 20.13% The ebitda of Ujjivan Small Finance Bank Ltd for the Mar '25 is ₹ 804.31 crore as compare to the Dec '24 ebitda of ₹ 840.7 crore. This represent the decline of -4.33%.
  • The net profit of ESAF Small Finance Bank Ltd changed from ₹ 129.96 crore to ₹ -183 crore over 8 quarters. This represents a CAGR of NaN% The net profit of Ujjivan Small Finance Bank Ltd changed from ₹ 324.07 crore to ₹ 83.39 crore over 8 quarters. This represents a CAGR of -49.27% .
  • The Dividend Payout of ESAF Small Finance Bank Ltd changed from 8.47 % on March 2024 to 0 % on March 2025 . This represents a CAGR of -100.00% over 2 yearsThe Dividend Payout of Ujjivan Small Finance Bank Ltd changed from 22.63 % on March 2023 to 0 % on March 2025 . This represents a CAGR of -100.00% over 3 years.

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P/E Ratio Over Time

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Historical Share Prices

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Revenue Over Time

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EBITDA Over Time

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Net Profit Over Time

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Dividend Payout Over Time

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About ESAF Small Finance Bank Ltd

  • ESAF Small Finance Bank Limited was incorporated on May 5, 2016 at Thrissur, Kerala, as a Public Limited Company vide Certificate of Incorporation issued by the RoC. The Bank received license to carry on business as a SFB from the Reserve Bank of India on November 18, 2016 and commenced their banking operations from 10 March 2017.
  • As per RBI Approval, the Bank became a Schedule Bank effective from November 12, 2018, which was included in the Second Schedule to the Reserve Bank of India Act, 1934. The Bank is one of the leading small finance banks in India which provides micro, retail and corporate banking, para banking activities, such as debit card, third party financial product distribution, in addition to Treasury and permitted Foreign Exchange Business.
  • The Bank offer online banking services, including electronic funds transfer, bill payment services, usage of credit cards on-line, requesting account statements, and requesting cheque books.

About Ujjivan Small Finance Bank Ltd

  • Ujjivan Small Finance Bank Limited is a mass market focused small finance bank in India, catering to financially unserved and underserved segments and committed to building financial inclusion in the country.The companies Promoter, Ujjivan Financial Services Limited (UFSL) commenced operations as an NBFC in 2005 with the mission to provide a full range of financial services to the economically active poor' who were not adequately served by financial institutions.
  • On October 7, 2015, UFSL received RBI In-Principle Approval to set up a Small Finance Bank(SFB), following which it incorporated Ujjivan Small Finance Bank Limited as a wholly-owned subsidiary.
  • UFSL, subsequent to obtaining RBI Final Approval on November 11, 2016 to establish and carry on business as an SFB, transferred its business undertaking comprising of its lending and financing business to our Bank, which commenced its operations from February 1, 2017.

ESAF Small Finance Bank Ltd News Hub

News

ESAF Small Finance Bank to table results

ESAF Small Finance Bank will hold a meeting of the Board of Directors of the Company on 16...

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13 May 2025 12:01

News

ESAF SFB jumps after total deposits climb 17% YoY in Q4

On a sequential basis, the bank's total deposits increased 3.85% from Rs 22,415 crore as o...

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03 Apr 2025 10:38

News

Board of ESAF Small Finance Bank approves raising Tier II capital up to Rs 250 cr

The Board of ESAF Small Finance Bank at its meeting held on 21 March 2025 has approved the...

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21 Mar 2025 20:06

News

ESAF Small Finance Bank to consider fund Raising

ESAF Small Finance Bank will hold a meeting of the Board of Directors of the Company on 21...

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19 Mar 2025 09:46

News

ESAF SFB gains as board mulls fund raising plan

The company will raise funds by way of issuance of NCDs (Tier II bonds) on preferential ba...

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19 Mar 2025 10:59

News

ESAF Small Finance Bank allots 24,331 equity shares under ESOP

ESAF Small Finance Bank has allotted 24,331 equity shares under ESOP on 24 January 2025. P...

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24 Jan 2025 12:16

Ujjivan Small Finance Bank Ltd News Hub

News

Ujjivan Small Finance Bank AGM scheduled

Ujjivan Small Finance Bank announced that the 9th Annual General Meeting(AGM) of the bank ...

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04 Jun 2025 17:08

News

Ujjivan Small Finance Bank grants 40,105 stock options under ESOP

Ujjivan Small Finance Bank has approved a grant of 40,105 options to eligible employee und...

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26 May 2025 16:18

News

Ujjivan Small Finance Bank allots 1.48 lakh equity shares under ESOP

Ujjivan Small Finance Bank has allotted 1,48,894 equity shares under ESOP on 14 May 2025. ...

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15 May 2025 10:00

News

Ujjivan SFB rises after total deposits climb 20% YoY in Q4

Ujjivan SFB's CASA increased 15.3% to Rs 9,611 crore in Q4 FY25 as compared with Rs 8,335 ...

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04 Apr 2025 16:43

News

Ujjivan Small Finance Bank announces board meeting date

Ujjivan Small Finance Bank will hold a meeting of the Board of Directors of the Company on...

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26 Mar 2025 15:41

News

Ujjivan Small Finance Bank allots 2.18 lakh equity shares under ESOP

Ujjivan Small Finance Bank has allotted 2,18,939 equity shares of face value of Rs.10/- ea...

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12 Mar 2025 15:14

SWOT Analysis Of Ujjivan Small Finance Bank Ltd

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SWOT Analysis Of ESAF Small Finance Bank Ltd

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Weakness

1

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Opportunity

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Threats

1

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BlinkX Score for Ujjivan Small Finance Bank Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

BlinkX Score for ESAF Small Finance Bank Ltd

Revenue

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Liquidity

Dividend

FAQs for the comparison of ESAF Small Finance Bank Ltd and Ujjivan Small Finance Bank Ltd

Which company has a larger market capitalization, ESAF Small Finance Bank Ltd or Ujjivan Small Finance Bank Ltd?

Market cap of ESAF Small Finance Bank Ltd is 1,594 Cr while Market cap of Ujjivan Small Finance Bank Ltd is 9,275 Cr

What are the key factors driving the stock performance of ESAF Small Finance Bank Ltd and Ujjivan Small Finance Bank Ltd?

The stock performance of ESAF Small Finance Bank Ltd and Ujjivan Small Finance Bank Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for ESAF Small Finance Bank Ltd and Ujjivan Small Finance Bank Ltd?

As of June 18, 2025, the ESAF Small Finance Bank Ltd stock price is INR ₹30.93. On the other hand, Ujjivan Small Finance Bank Ltd stock price is INR ₹47.93.

How do dividend payouts of ESAF Small Finance Bank Ltd and Ujjivan Small Finance Bank Ltd compare?

To compare the dividend payouts of ESAF Small Finance Bank Ltd and Ujjivan Small Finance Bank Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.
Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.
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