Bank of India Timings

As a Bank of India customer, understanding the precise operating hours can enhance your banking experience. Since its nationalization in 1969, the Bank of India has been a prominent government-owned financial institution, with a network of over 5,000 branches across India and several international locations. Let us know more about Indian Bank timings, Indian Bank opening time, Indian Bank lunch time, and Indian Bank closing time in detail.

Bank of India Opening Timing, Closing Time & Working Hours

Below is the information on the bank opening time and working hours of BOI:

Bank of India Timings: Urban and Semi-Urban Areas

Bank of India adopts distinct operating hours for its branches in metro and urban areas compared to those in semi-urban and rural locations. This approach ensures that customers have convenient access to banking services at times best suited to their specific regional needs.

Working Hours in Urban and Metro Branches

The typical operating hours for Bank of India branches in urban and metropolitan areas are as follows:

Bank of India Working time from Monday to Friday

Bank of India Saturday Timings

These hours provide ample time to complete transactions and access services during regular weekdays and Saturdays. To ensure a smooth visit, it is advisable to plan your visit by these operating hours and avoid peak times.

Working Hours in Semi-Urban and Rural Branches

For customers visiting a BOI branch in semi-urban or rural areas, please note that the operating hours differ slightly:

Bank of India Working time from Monday to Friday

Bank of India Saturday Timings

These adjusted hours are designed to better serve the needs of customers, providing greater convenience for those in rural and semi-urban locations.

Bank of India Lunch Timings

 Bank of India has a lunch schedule to make sure services are available all day. 

Urban/Metro Branches: Bank of India lunch time is usually from 2:30 pm to 3:00 pm. Staff take breaks at different times, so someone is always available to help.

Semi-Urban/Rural Branches: Lunch is also between 2:30 pm and 3:00 pm. In some rural branches, the counter may be closed for the full break, so it's a good idea to check the schedule before visiting.

This ensures you can get help even during lunch hours.

NEFT and RTGS Timings at Bank of India

When considering electronic fund transfers, it is important to be aware of the Bank of India’s timings for NEFT and RTGS transactions. Both services are widely utilized for secure transfers within India.

National Electronic Funds Transfer (NEFT): Available 24/7, NEFT transactions can be initiated at any time. However, they are processed in hourly batches, with credits generally being processed on the same day or the next working day, depending on the time of transfer and the recipient’s bank policies.

Real-Time Gross Settlement (RTGS): Designed for larger transactions, RTGS provides immediate settlement and is the fastest method for fund transfers. The Bank of India's RTGS service operates Monday to Saturday (excluding the 2nd and 4th Saturdays) from 8:00 AM to 4:30 PM.

Understanding these NEFT and RTGS timings ensures that you can effectively plan your high-value or urgent transactions.

BOI Customer Support

Bank of India (BOI) offers comprehensive customer support through various channels to address general inquiries, complaints, and feedback. 

• BOI’s toll-free helplines (1800 220 229/1800 103 1906) are available 24/7, providing assistance in multiple regional languages. 
• For non-urgent inquiries, customers can reach out via email at cgro.boi@bankofindia.co.in 
• Additionally, BOI's official website and mobile banking app feature self-help tools, FAQs, and live chat options for prompt resolution of common issues. 
• For personalized assistance, customers are welcome to visit any Bank of India branch during business hours. 
• BOI also provides responsive support through its social media channels for general queries.

Additional Information

Bank of India Holiday Closures:

Bank of India branches are closed on national and regional holidays, as well as on the second and fourth Saturdays of each month. Customers are advised to verify the specific holiday schedule for their respective state or branch, especially when planning important transactions.

BOI Digital Banking Services:

For customers who prefer online banking, Bank of India offers 24/7 access to its digital services. You can conveniently manage your accounts, make payments, and transfer funds through BOI's mobile and online platforms, providing flexibility beyond the bank's regular operating hours.
 

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