With our busy lives, visiting the bank can feel like a task. We've all been in situations where, upon visiting a bank, we find out it's closed or it's lunchtime. Such situations can be easily avoided by knowing the bank timings in India. Let us look at the major bank timings, bank opening time, bank closing time in India, and bank lunch time in India in detail.
Bank Timings in India
To avoid inconvenience, you must find out the bank’s working hours, bank opening time, bank closing time in India, and bank lunch time before visiting the branch. Below are some of the bank timings in India that you might find:
Timings
Hours
9:30 am to 5:30 pm
9 hours
8:00 am to 8:00 pm
12 hours
10:00 am to 4:00 pm
6 hours
Major Bank Timings in India
Below are the major bank timings in India, consisting of bank opening time and bank closing time:
You can visit the bank during operating hours for your banking activity. However, you must know the bank lunch timings to avoid any delay. Bank employees take a lunch break in groups ensuring the smooth operation of the bank. The bank lunch timings can vary between 1 to 3 pm. These timings differ from one to another.
NEFT Timings
The Reserve Bank of India determines the working hours. NEFT has been made a 24×7 available service for customers from 16 December 2019. It is available on all days, including holidays. This includes 48 half-hourly settlement batches starting from 00:30 hours to 00:00 hours.
RTGS Timings
RBI has made the transfer of funds through the Real-Time Gross Settlement (RTGS) system available to the customers 24×7 on all days of the week. You can use RTGS to transfer funds in real-time.
RBI Bank Timings
Banking hours are when customers can visit the bank. Working hours are for the employees. In other hours, the bank conducts internal affairs. Below are the timings of RBI:
Hours
Timings
Days
Working Hours
9:30 am to 5:15 pm
Monday to Friday
Banking Hours
10:00 am to 2:30 pm
Monday to Friday
Banking Services Available on Bank Off-days and Holidays
Below are the banking services available on bank Off-days and Holidays:
Immediate Payment Services (IMPS)
Unified Payments Interface (UPI)
Access to mobile banking and internet banking
Service of ATMs
Cheque-drop boxes at ATMs and other cheque-drop locations
Banking services Not available on bank off-days and holidays
Below are the banking services not available on bank Off-days and Holidays:
Below are some of the bank timings in India that you might find:
Timings
Hours
9:30 am to 5:30 pm
9 hours
8:00 am to 8:00 pm
12 hours
10:00 am to 4:00 pm
6 hours
Is Saturday off in banks?
Only, the 2nd and 4th Saturdays are off in the bank.
When do banks open?
Generally, the bank opens at 9:30 am and closes at 4:30 pm. However, you must check with the nearest bank to avoid any inconvenience.
What time do banks open in India?
In India, most bank branches open around 9:30 AM and close by 4:00 PM to 5:30 PM on weekdays (Mon–Fri) with the customer-facing services typically available between 10:00 AM and 4:00 PM. On Saturdays, branches generally operate only on the 1st, 3rd, and 5th Saturdays, following weekday hours; they remain closed on Sundays and the 2nd & 4th Saturdays.
