Bank of India (BOI) is one of the banks that was established before India became independent. It offers a wide range of products to meet customers' needs, including retail banking, corporate banking, loans, and asset management. To make electronic fund transfers easier, the bank has switched to a new 15-digit account number format, replacing the older, shorter account numbers.
This change was made because of a directive from the Reserve Bank of India (RBI), which aims to standardize account numbers across all banks in India. The goal is to make interbank transactions more uniform and easier for customers. The new 15-digit account number is used for all types of transactions, whether they are done electronically or offline, and is required for services like: NEFT, RTGS, IMPS, and ECS among others.
To switch from the old short account number to the new 15-digit number, customers only need to visit any Bank of India branch and request the change. The bank will then provide the new account number. The structure of the 15-digit account number depends on the type of account the customer holds. The bank offers different account numbers for different types of accounts, including:
Savings Account
Current Account
Loan Account
Deposits Account
So, if a customer wants to deposit money into a loan account, they need to provide the loan account number.
Format of Bank of India Account Number
A BOI account number has 15 digits, and it is coded in a specific way:
The first 4 digits represent the branch code, which is unique to each branch.
The next 4 digits show the type of account, such as a loan account, savings account, or current account. Each type has a different code.
The last 7 digits are your actual account number.
This 15-digit account number is used for all banking purposes as provided by the bank.
Bank of India (BOI) Account Number Check
The below information will help you locate your Bank of India account number:
To find your Bank of India account number, you can get a copy of your passbook from the bank branch. The passbook shows all your transactions and account balances, and it can be used for verification when applying for new services like credit cards, loans, and other bank services. If you have trouble finding your passbook, you can get a duplicate one. You will need to provide some documents to do this.
Your Bank of India account number is on your chequebook. Many people print their cheques and keep them for future reference. Some also use cheques to track their deposits and withdrawals.
Your Bank of India account number is printed at the top and bottom of your bank statement. If you don’t know how to get a statement, you can easily find it online.
You can also find your Bank of India account number by logging into the mobile or internet banking app. After logging in, go to your profile section to find your account number and customer ID.
If you prefer, you can visit a Bank of India branch in person. Provide details like your name and date of birth, and once they verify your information, they will give you your account number.
If your phone number is registered with your Bank of India account, you can call their customer care numbers to ask for your account number. The numbers are:
800 220 229 - Toll-free
1800 103 1906 - Toll-free
40919191 – Chargeable
Disclaimer
The details mentioned here are for informational purposes only. Users are advised to verify the information directly with the Bank of India or through their official channels.
What are the online methods that can be followed to know my account number from the Bank of India?
You can access your Bank of India account via the mobile banking application or through internet banking on the official portal.
If my phone number is not registered with the Bank of India, can I still call customer support to know my account number for this account?
For security and verification purposes, customer support can only be contacted from your registered phone number.
Will the Bank of India chequebook have the account number, even when I hold a salary account?
Yes, the account number is included in the chequebook, even if it is a salary account.
What could I do if I lost my chequebook? Where can I find my account number?
In case you have misplaced your chequebook, you can retrieve your Bank of India account number through online services, customer support, or by referring to your passbook.
