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ICICI NEFT Charges 2025

ICICI customers can enjoy ICICI NEFT or National Electronic Funds Transfer through internet banking. Using the NEFT, you can transfer funds from one bank account to another bank account, pay bills, and more.

Let us read about NEFT charges ICICI in detail.

NEFT Charges ICICI 2025

Below are the service charges applicable for ICICI bank NEFT charges transactions:

NEFT

Branch

Up to ₹ 10,000

₹2.25+GST

Above ₹10,000/- and up to ₹1.00 lakh

₹4.75+GST

Above ₹1.00 lakh and up to ₹2.00 lakhs

₹14.75+GST

Above ₹2.00 lakhs

₹ 24.75+GST

Essential details required to make an NEFT payment

Below are the details to be provided by the remitter:

  • Beneficiary Name
  • Beneficiary account number
  • Beneficiary Account type
  • Name of the beneficiary bank branch
  • IFSC of the beneficiary bank branch

ICICI NEFT Timings

Day

Availability

All Days

24x7

NEFT charges ICICI via Internet banking

On Weekdays

Transaction Limits/Timing

1:00 a.m. IST – 7:00 p.m. IST

12:00 a.m. IST – 1:00 a.m. IST
and
7:00 p.m. IST – 12:00 a.m. IST

Minimum

₹ 1

₹ 1

Maximum

₹ 10 lakh or ₹ 1 crore (based on customer segment)

₹ 2 Lakh

On Weekends

Transaction Limits/Timing

2nd & 4th Saturday, Sunday & Bank Holidays

Minimum

₹ 1

Maximum

₹ 2 Lakh

NEFT charges ICICI via iMobile Pay

Transaction Limits/Timing

1:00 a.m. IST – 7:00 p.m. IST

12:00 a.m. IST – 1:00 a.m. IST, 7:00 p.m. IST – 12:00 a.m. IST & Bank Holidays

Minimum

₹ 1

₹ 1

Maximum

₹ 20 lakh

₹ 2 Lakh

ICICI NEFT Fund Transfer through Online Banking

Follow the below steps to transfer funds through ICICI Bank NEFT transactions through the online banking:

  • Step 1: To transfer funds from one ICICI bank account to another, go to the ICICI bank website and sign in to your online banking account.
  • Step 2: Under the 'Payments & Transfer' tab, select the 'Fund Transfer' option.
  • Step 3: Under the 'Other Bank Account' option, select the Beneficiary account
  • Step 4: Enter the additional information, such as the fund amount, Beneficiary name, IFSC Code, and Branch name.
  • Step 5: Enter your ATM or debit card information

Once done, you will receive a confirmation message on the registered mobile number.

ICICI Bank NEFT Transactions through ICICI Bank Branch

Follow the below steps to transfer funds through ICICI Bank NEFT transactions through the branch:

  • Step 1: Fill out the ICICI NEFT form and provide the beneficiary details. 
  • Step 2: Enter all the details and submit the form.
  • Step 3: Collect the receipt once the NEFT transfer is successful.
  • Step 4: Check the notification received on your mobile number after confirmation.

FAQs related to ICICI NEFT Charges

How to transfer funds through ICICI Bank NEFT transactions through online banking?

Follow the below steps to transfer funds through ICICI Bank NEFT transactions through the online banking:

  • Step 1: To transfer funds from one ICICI bank account to another, go to the ICICI bank website and sign in to your online banking account.
  • Step 2: Under the 'Payments & Transfer' tab, select the 'Fund Transfer' option.
  • Step 3: Under the 'Other Bank Account' option, select the Beneficiary account
  • Step 4: Enter the additional information, such as the fund amount, Beneficiary name, IFSC Code, and Branch name.
  • Step 5: Enter your ATM or debit card information

Once done, you will receive a confirmation message on the registered mobile number.

How to transfer funds through ICICI Bank NEFT through ICICI Bank Branch?

Follow the below steps to transfer funds through ICICI Bank NEFT transactions through the branch:

  • Step 1: Fill out the ICICI NEFT form and provide the beneficiary details. 
  • Step 2: Enter all the details and submit the form.
  • Step 3: Collect the receipt once the NEFT transfer is successful.
  • Step 4: Check the notification received on your mobile number after confirmation.

Is there any charges for NEFT transfer in ICICI?

Below are the service charges applicable for NEFT transactions:

NEFT

Branch

Up to ₹ 10,000

₹2.25+GST

Above ₹10,000/- and up to ₹1.00 lakh

₹4.75+GST

Above ₹1.00 lakh and up to ₹2.00 lakhs

₹14.75+GST

Above ₹2.00 lakhs

₹ 24.75+GST

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