Headquartered in Chennai, Indian Overseas Bank is an Indian public sector bank founded in 1937. Indian Overseas Bank offers various banking and non-banking services to millions of customers. To protect the identity of the customer, Indian Overseas Bank offers a unique account number to each customer. The account number is a unique identification number given to each customer to perform banking activity smoothly. Also, this helps in avoiding any confusion or any banking scam. Let us read more about the IOB account number and its structure in more detail.
Structure of IOB Account Number
The Indian Overseas Bank account number consists of 15-digit account numbers. The account number includes:
The first four digits represent the branch code.
The next two digits represent the product code.
For savings account – 01
For current account – 02
For loan account – 03
For deposit account - 04
The final eight digits represent the account number of the customer
Example of IOB Account Number
The first four digits represent the branch code: 0125 (branch code)
The next three digits represent the account type mapping code: The account type Code - 02
The final eight digits represent the account number of the customer: 123456789
Indian Overseas Bank Account Number Check
Through Passbook
Through Cheque book
Through Mobile banking
Through Internet banking services
By visiting the bank
Indian Overseas Bank Account Number Check
Through passbook
Every account holder of the Indian Overseas Bank is offered access to a physical or online passbook to note transactions from the bank. On the opening page of the physical passbook, you can view the account number. In the case of an online passbook, you can view the account number at the beginning of the statement.
If you do not own a passbook, you can walk into one of the nearest branches of the bank with ID proof to avail a freshly updated passbook for the Indian Overseas Bank account. If you cannot travel to the bank, you can also avail of this passbook online, either through internet banking or mobile banking.
Through the cheque book
When you open an account, a cheque book is provided as part of the welcome kit. You can check the Indian Overseas Bank account number printed on each cheque leaf.
Through customer service
To know your IOB account number, you can call the customer service number - 1800 425 00000 from your registered phone number.
Phone banking
Registered customers can directly view their Indian Overseas Bank account number by logging in to the Indian Overseas Bank mobile banking application. You can check the account number in the profile section of the mobile application.
For customers who have not registered for the mobile banking application, you can follow the below process:
Step 1: Download the mobile application from the Play Store or app store.
Step 2: Enter your registered mobile number.
Step 3: Enter the OTP sent to the registered mobile number.
Step 4: Once verified, set the PIN of your choice.
Step 5: Log in using the PIN
Step 6: Go to the profile section to view your Indian Overseas Bank account number.
Internet banking services
Register with Internet banking services to view your Indian Overseas Bank account number. Once you register, you can view your account number in the profile section.
Visiting the bank
You can visit the nearest branch of the Indian Overseas Bank to know your account number. To know your Indian Overseas Bank account number, carry your identity proof and check with the bank representative present in the bank.
Does your Indian Overseas Bank have a 15 digit account number?
The Indian Overseas Bank account number consists of 15-digit account numbers. The account number includes the first four digits representing the branch code, the next two digits representing the account type mapping code, and the final nine digits representing the account number of the customer.
What are the different methods to find out the Indian Overseas Bank account number?
You can find the IOB account number through various ways, such as through passbook, cheque book, customer service, mobile banking, internet banking services, and visiting the bank.
How can I check my Indian Overseas Bank account number on the phone without the internet?
You can call the customer service number 1800 425 00000 from your registered phone number to check your Indian Overseas Bank account number.
