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Indian Overseas Bank Timings 2025
Established in 1937, Indian Overseas Bank is an Indian public sector bank headquartered in Chennai. It offers a wide range of banking services to millions of customers across the country. As an Indian Overseas Bank customer, you must be aware of the Indian Overseas Bank timings to avoid delays in transactions or while availing various services. Along with the Indian Overseas Bank opening time and lunch time, it’s also useful to know about Indian Overseas Bank holidays to plan your branch visits better. For quick access to account details, customers can use services like the Indian Overseas Bank Mini Statement and Indian Overseas Bank Balance Check Number. Additionally, those tracking financial performance can stay updated with the latest Indian Overseas Bank share price. Let’s explore all these details in depth.
Indian Overseas Bank Timings and Indian Overseas Bank Working Hours
Below is the table showing Indian Overseas Bank Timings and IOB Working Hours
IOB Working Hours From Monday to Friday
Indian Overseas Bank Opening time | Indian Overseas Bank Closing time | |
Timings | 10:00 am | 4:00 pm |
Indian Overseas Bank Saturday Bank Timings
Indian Overseas Bank Opening Time | Indian Overseas Bank Closing Time | |
Timings | 10:00 am | 4:00 pm |
Please note Indian Overseas Bank is closed on 2nd Saturdays, 4th Saturdays, and Sundays.
IOB Bank Lunch Time
Lunch timings are important for an employee to keep productivity high and ensure happy customers. Generally, employees take these lunch breaks in different groups to avoid any inconvenience to the customers. The lunch timing may vary from branch to branch. However, the Indian Overseas Bank lunch time is between
Indian Overseas Bank lunch time | 1:30 pm to 2:30 pm |
Indian Overseas Bank Locker Timings
Indian Overseas Bank customers can avail themselves of locker service during normal business hours. A customer can visit the bank between :
Timings | 10:00 am to 4:00 pm |
Indian Overseas Bank NEFT Time
For transferring payments electronically via the NEFT system, banks would not charge any fees as proposed by RBI. Below are the timings:
Timings | Days | Holidays |
From 8:00 a.m. to 7:00 p.m. | Monday to Friday | 2nd and 4th Saturdays, Sundays, and bank holidays |
From 8:00 a.m. to 1:00 p.m. | 1st, 3rd and 5th Saturdays |
Indian Overseas Bank RTGS Time
With effect from December 2020, the RTGS facility will be available 24 hours a day, seven days a week.
Timings | Days | Holidays |
From 8:00 a.m. to 4:30 p.m. | Monday to Friday | 2nd and 4th Saturdays, Sundays, and bank holidays |
From 8:00 a.m. to 2:00 p.m. | 1st, 3rd and 5th Saturdays |
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FAQs on Indian Overseas Bank timings
Do Indian Overseas Bank have lunch time?
IOB Bank lunch time is usually between 1:30 am to 2:30 pm. The bank is not closed during lunch time. However, you must check with the bank to know more about the lunch timings.
Is Saturday half a day for banks?
Announced in 2015 by the RBI, on the second and fourth Saturdays of each month, all Indian Overseas Banks—private and PSU—will be closed. Banks will be open on the 1st, 3rd and 5th Saturdays. Moreover, on Sundays and public holidays, banks are closed.
What are the working days of the Indian Overseas Bank?
Indian Overseas Bank working hours are 10 am to 4 pm from Monday to Friday and on the 1st, 3rd, and 5th Saturdays.
How to activate Indian overseas bank ATM card first time?
To activate your Indian Overseas Bank ATM card for the first time, visit any IOB ATM, insert the card, and set your PIN using the option for first-time activation. You can also activate it through IOB’s net banking or mobile app if registered.

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