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Indian Overseas Bank Timings 2025
Established in 1937, Indian Overseas Bank is an Indian public sector bank, headquartered in Chennai. Indian Overseas Bank offers several banking services to millions of customers in India. As an Indian Overseas Bank customer, you must be aware of the Indian Overseas Bank timings. Knowing the timing allows you to avoid any delay in transactions or availing of any banking services. Let us know more about Indian Overseas Bank timings, Indian Overseas Bank opening time, IOB Bank lunch time, and Indian Overseas Bank closing time in detail.
Indian Overseas Bank Timings and Indian Overseas Bank Working Hours
Below is the table showing Indian Overseas Bank Timings and IOB Working Hours
IOB Working Hours From Monday to Friday
| Indian Overseas Bank Opening time | Indian Overseas Bank Closing time |
Timings | 10:00 am | 4:00 pm |
Indian Overseas Bank Saturday Bank Timings
| Indian Overseas Bank Opening time | Indian Overseas Bank Closing time |
Timings | 10:00 am | 4:00 pm |
Please note Indian Overseas Bank is closed on 2nd Saturdays, 4th Saturdays, and Sundays.
IOB Bank Lunch Time
Lunch timings are important for an employee to keep productivity high and ensure happy customers. Generally, employees take these lunch breaks in different groups to avoid any inconvenience to the customers. The lunch timing may vary from branch to branch. However, IOB Bank lunch time is between:
IOB Bank lunch time | 1:30 am to 2:30 pm |
Indian Overseas Bank Locker Timings
Indian Overseas Bank customers can avail themselves of locker service during normal business hours. A customer can visit the bank between :
Timings | 10:00 am to 4:00 pm |
Indian Overseas Bank NEFT Time
For transferring payments electronically via the NEFT system, banks would not charge any fees as proposed by RBI. Below are the timings:
Timings | Days | Holidays |
From 8:00 a.m. to 7:00 p.m. | Monday to Friday | 2nd and 4th Saturdays, Sundays, and bank holidays |
From 8:00 a.m. to 1:00 p.m. | 1st, 3rd and 5th Saturdays |
Indian Overseas Bank RTGS Time
With effect from December 2020, the RTGS facility will be available 24 hours a day, seven days a week.
Timings | Days | Holidays |
From 8:00 a.m. to 4:30 p.m. | Monday to Friday | 2nd and 4th Saturdays, Sundays, and bank holidays |
From 8:00 a.m. to 2:00 p.m. | 1st, 3rd and 5th Saturdays |
Related Indian Overseas Bank Topics:
Banking
View AllFAQs on Indian Overseas Bank timings
Do Indian Overseas Bank have lunch time?
IOB Bank lunch time is usually between 1:30 am to 2:30 pm. The bank is not closed during lunch time. However, you must check with the bank to know more about the lunch timings.
Is Saturday half a day for banks?
Announced in 2015 by the RBI, on the second and fourth Saturdays of each month, all Indian Overseas Banks—private and PSU—will be closed. Banks will be open on the 1st, 3rd and 5th Saturdays. Moreover, on Sundays and public holidays, banks are closed.
What are the working days of the Indian Overseas Bank?
Indian Overseas Bank working hours are 10 am to 4 pm from Monday to Friday and on the 1st, 3rd, and 5th Saturdays.

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