PNB NEFT Charges 2025

PNB customers can enjoy PNB NEFT, or National Electronic Funds Transfer, through Internet banking. Using the NEFT service, you can transfer funds from one bank account to another, pay bills, and more. Before visiting a branch for NEFT transactions, it’s also helpful to be aware of Punjab National Bank timings to avoid inconvenience. Let us read about PNB NEFT charges in detail.

PNB NEFT Charges

Below are the service charges applicable for NEFT transactions; these PNB NEFT charges may vary based on the transaction amount and mode (branch or online):

Essential details required to make a PNB NEFT payment

Below are the details to be provided by the remitter:

• Beneficiary Name
• Beneficiary account number
• Beneficiary Account type
• Name of the beneficiary bank branch
• IFSC of the beneficiary bank branch
• The originating and destination bank branches should be part of the NEFT network.

PNB NEFT Timings

NEFT transactions under Retail Internet Banking

NEFT Online & BULK- NEFT for Corporate Internet Banking Customers 

How to Add a Beneficiary for PNB NEFT Transfer?

Follow the below steps to add a beneficiary for PNB NEFT transfer:

• Step 1: Log in to the PNB online banking.
• Step 2: Go to 'Transactions.'
• Step 3: Under 'Beneficiary Management,' click on 'Manage Beneficiary'.
• Step 3: From the 'Manage Beneficiary' menu, select the 'Add NEFT Payee' option.
• Step 4: Fill in the beneficiary information
• Step 5: Click 'Validate' to validate the account number.
• Step 6: Select the 'Continue' button.

How to transfer funds through NEFT transactions through online banking?

Follow the steps below to transfer funds through NEFT transactions through online banking:

• Step 1: Log in to the PNB internet banking account.
• Step 2: Go to ‘Transactions’,
• Step 3: Under the ‘Transfer to other bank accounts’ option, click on the NEFT tab.
• Step 4: Fill the ‘Initiate Simple Payment’ page.
• Step 5: Click on the ‘Continue’ option.
• Step 6: Re-confirm the details on the ‘Initiate Simple Payment’ page.
• Step 7: On successful transaction, the reference number will be displayed on the screen.

You can save it as a PDF or click the ‘Send Mail’ option.

How to transfer funds through PNB NEFT through the branch?

Follow the steps below to transfer funds through PNB NEFT through the branch:

• Step 1: Fill out the PNB NEFT form and provide the beneficiary details. 
• Step 2: Enter all the details and submit the form.
• Step 3: Collect the receipt once the NEFT transfer is successful.
• Step 4: Check the notification received on your mobile number after confirmation.

PNB Help Desk