Question 1

How to transfer funds through PNB NEFT through the branch?

Accepted Answer

Follow the below steps to transfer funds through PNB NEFT through the branch:

Step 1: Fill out the PNB NEFT form and provide the beneficiary details.
Step 2: Enter all the details and submit the form.
Step 3: Collect the receipt once the NEFT transfer is successful.
Step 4: Check the notification received on your mobile number after confirmation.

Question 2

How to Add a Beneficiary for PNB NEFT Transfer?

Accepted Answer

Follow the below steps to add a beneficiary for PNB NEFT transfer:

Step 1: Log in to the PNB online banking.
Step 2: Go to 'Transactions,'
Step 3: Under 'Beneficiary Management,' click on 'Manage Beneficiary'.
Step 3: From the 'Manage Beneficiary' menu, select the 'Add NEFT Payee' option.
Step 4: Fill in the beneficiary information
Step 5: Click 'Validate' to validate the account number.
Step 6: Select the 'Continue' button.

Question 3

Is there any charges for NEFT transfer in PNB?

Accepted Answer

Below are the service charges applicable for NEFT transactions:

NEFT	Branch	Online CC/OD	Online
Up to ₹ 10,000	₹2.25+GST	₹1.75+GST	--NIL--
Above ₹10,000/- and up to ₹1.00 lakh	₹4.75+GST	₹4.25+GST
Above ₹1.00 lakh and up to ₹2.00 lakhs	₹14.75+GST	₹14.25+GST
Above ₹2.00 lakhs	₹ 24.75+GST	₹24.25+GST

Question 4

Are there any charges for NEFT transactions in PNB?

Accepted Answer

Yes, PNB NEFT charges apply for transactions done at branches, ranging from ₹2.25 to ₹24.75 (including GST) based on the amount. However, NEFT transactions done through PNB Internet or Mobile Banking are free of charge.

PNB NEFT Charges 2025