PNB customers can enjoy PNB NEFT or National Electronic Funds Transfer through Internet banking. Using the NEFT, you can transfer funds from one bank account to another bank account, pay bills, and more.
Let us read about PNB NEFT charges in detail.
PNB NEFT Charges
Below are the service charges applicable for NEFT transactions:
NEFT
Branch
Online
CC/OD
Online
Up to ₹ 10,000
₹2.25+GST
₹1.75+GST
--NIL--
Above ₹10,000/- and up to ₹1.00 lakh
₹4.75+GST
₹4.25+GST
Above ₹1.00 lakh and up to ₹2.00 lakhs
₹14.75+GST
₹14.25+GST
Above ₹2.00 lakhs
₹ 24.75+GST
₹24.25+GST
Essential details required to make an NEFT payment
Below are the details to be provided by the Remitter:
Beneficiary Name
Beneficiary account number
Beneficiary Account type
Name of the beneficiary bank branch
IFSC of the beneficiary bank branch
Originating and destination bank branches should be part of the NEFT network.
PNB NEFT Timings
Day
Timings
Monday to Friday
8 am to 7 pm
Saturday
8 am to 1 pm
NEFT transactions under Retail Internet Banking
Minimum
Maximum
NEFT
No Minimum
Below 2 Lakhs amount limit per transaction within the overall per day funds transfer limit of ₹15 Lakh.
NEFT Online & BULK- NEFT for Corporate Internet Banking Customers
Minimum
Maximum
NEFT
No Minimum
No Maximum
How to Add a Beneficiary for PNB NEFT Transfer?
Follow the below steps to add a beneficiary for PNB NEFT transfer:
Step 1: Log in to the PNB online banking.
Step 2: Go to 'Transactions,'
Step 3: Under 'Beneficiary Management,' click on 'Manage Beneficiary'.
Step 3: From the 'Manage Beneficiary' menu, select the 'Add NEFT Payee' option.
Step 4: Fill in the beneficiary information
Step 5: Click 'Validate' to validate the account number.
Step 6: Select the 'Continue' button.
How to transfer funds through NEFT transactions through online banking?
Follow the below steps to transfer funds through NEFT transactions through online banking:
Step 1: Log in to the PNB internet banking account.
Step 2: Go to ‘Transactions’,
Step 3: Under the ‘Transfer to other bank accounts’ option, click on NEFT tab.
Step 4: Fill the ‘Initiate Simple Payment’ page.
Step 5: Click on ‘Continue’ option.
Step 6: Re-confirm the details on the ‘Initiate Simple Payment’ page.
Step 7: On successful transaction, the reference number will be displayed on the screen.
You can save it as a PDF or click the ‘Send Mail’ option.
How to transfer funds through PNB NEFT through the branch?
Follow the below steps to transfer funds through PNB NEFT through the branch:
Step 1: Fill out the PNB NEFT form and provide the beneficiary details.
Step 2: Enter all the details and submit the form.
Step 3: Collect the receipt once the NEFT transfer is successful.
Step 4: Check the notification received on your mobile number after confirmation.
PNB Help Desk
Address
E-mail ID
First Floor, PNB House, Sir P M Road, Fort, Mumbai - 400 001
