Question 1

How long does it take PNB to process an NEFT transaction?

Accepted Answer

Typically, NEFT transactions at PNB are processed at the end of the day, with settlements occurring between 6:00 PM and 7:00 PM on weekdays, and after 1:00 PM on working Saturdays. Beneficiaries can expect to receive funds either on the same day or by the next working day.

Question 2

What are the PNB weekend hours?

Accepted Answer

PNB branches operate from 10:00 AM to 5:00 PM on the first, third, and fifth Saturdays of each month. The bank remains closed on the second and fourth Saturdays, as well as on Sundays.

Question 3

On a bank holiday, can I make a UPI payment through my PNB bank account?

Accepted Answer

UPI transactions through your PNB account can be completed on bank holidays, as PNB’s online services remain operational without interruption.

Question 4

Can I make NEFT Payments online when the bank has already closed?

Accepted Answer

PNB’s NEFT service is available 24/7, allowing customers to initiate transactions even after the bank's working hours have ended.

Question 5

Is there a cut-off time for same-day RTGS transactions at PNB branches?

Accepted Answer

For same-day processing of RTGS transactions at PNB branches, the cut-off time is 4:00 PM. Transactions initiated after this time will be processed on the next working day. However, online RTGS transactions are available 24/7 for real-time transfers.

Question 6

Can I access my PNB locker on bank holidays or weekends?

Accepted Answer

PNB locker facilities are only accessible during regular working hours, from 10:00 AM to 5:00 PM on weekdays and on the first, third, and fifth Saturdays of each month. The lockers are not accessible on Sundays or bank holidays.

Punjab National Bank Timings 2025