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Punjab National Bank Timings 2025

Punjab National Bank (PNB), one of India's premier nationalized financial institutions, offers various banking and financial services. Familiarity with the bank's operating hours is essential to ensure a smooth and efficient experience when conducting transactions or accessing services like locker facilities. Let us read more about Punjab National Bank timings, Punjab National Bank lunch time, PNB Bank opening time, PNB working hours, and more in detail.

Punjab National Bank Timings and Working Hours

Punjab National Bank is open from Monday to Friday and on the 1st, 3rd, and 5th Saturdays of the month. The bank is closed on the 2nd and 4th Saturdays, as well as on Sundays and public holidays.

 

PNB Bank Opening time

PNB Bank Closing time

Timings

10:00 am

5:00 pm

PNB Saturday Bank Timings

 

PNB Bank Opening time

PNB Bank Closing time

Timings

10:00 am

4:00 pm

Please note: Punjab National Bank is closed on 2nd Saturdays, 4th Saturdays and Sundays. These hours are the same at all PNB branches across the country. However, local holidays may vary, so it’s a good idea to check with your branch during festive seasons or special regional holidays.

Punjab National Bank Lunch Time

PNB does not close for lunch, so customers can still carry out transactions during the day. Employees take lunch in shifts, usually between 1:00 pm and 2:00 pm. However, the exact time may vary by branch.

Punjab National Bank lunch time

1:00 am to 2:00 pm

PNB Locker Timings

PNB lockers are available during the bank's regular hours, from 10:00 am to 5:00 pm, Monday to Friday. Lockers can also be accessed on the 1st, 3rd, and 5th Saturdays. It is best to visit during these hours to avoid any issues.

PNB NEFT, IMPS, RTGS Timings

Punjab National Bank (PNB) offers various online and offline fund transfer services, including NEFT, RTGS, IMPS, and UPI. Below are the operational timings for each service: 

National Electronic Funds Transfer (NEFT)

Branch Timings: 10:00 AM to 4:00 PM (Monday to Friday; 1st, 3rd, and 5th Saturdays).

Online Timings: Available 24/7 through mobile and internet banking.

Real Time Gross Settlement (RTGS)

Branch Timings: 10:00 AM to 4:00 PM (Monday to Friday; 1st, 3rd, and 5th Saturdays).

Online Timings: Available 24/7 (transactions are processed in real-time). Please note that RTGS is applicable for transactions of ₹2 lakhs and above.

Immediate Payment Service (IMPS)

Availability: 24/7, accessible via online and mobile banking. Transactions are processed instantly with no downtime.

Unified Payments Interface (UPI)

Availability: Available 24/7 for seamless instant payments, providing a convenient solution for both small and large transactions.

These services are designed to provide flexibility and efficiency in fund transfers, ensuring quick and secure transactions around the clock.

PNB Customer Service

The Punjab National Bank (PNB) offers complaint registration and resolution services through the PNB Complaint Portal on its official website.

PNB customer service is available 24/7 to assist with general inquiries and fraud-related concerns.

Additionally, PNB offers SMS banking services for quick updates and transactions. The customer support team is also equipped to assist with NEFT/RTGS/IMPS transactions, credit card services, loan-related queries, and more.

PNB Holidays

Punjab National Bank (PNB) observes a uniform holiday schedule nationwide, which includes closures on the 2nd and 4th Saturdays of each month, as well as on major public holidays such as Diwali, Christmas, Republic Day, and others. Please note that local holidays may vary depending on the region. Customers are advised to verify specific holiday dates with their respective local branch in advance.

FAQs on Punjab National Bank Timings

How long does it take PNB to process an NEFT transaction?

Typically, NEFT transactions at PNB are processed at the end of the day, with settlements occurring between 6:00 PM and 7:00 PM on weekdays, and after 1:00 PM on working Saturdays. Beneficiaries can expect to receive funds either on the same day or by the next working day.

What are the PNB weekend hours?

PNB branches operate from 10:00 AM to 5:00 PM on the first, third, and fifth Saturdays of each month. The bank remains closed on the second and fourth Saturdays, as well as on Sundays.

On a bank holiday, can I make a UPI payment through my PNB bank account?

UPI transactions through your PNB account can be completed on bank holidays, as PNB’s online services remain operational without interruption.

Can I make NEFT Payments online when the bank has already closed?

PNB’s NEFT service is available 24/7, allowing customers to initiate transactions even after the bank's working hours have ended.

Is there a cut-off time for same-day RTGS transactions at PNB branches?

For same-day processing of RTGS transactions at PNB branches, the cut-off time is 4:00 PM. Transactions initiated after this time will be processed on the next working day. However, online RTGS transactions are available 24/7 for real-time transfers.

Can I access my PNB locker on bank holidays or weekends?

PNB locker facilities are only accessible during regular working hours, from 10:00 AM to 5:00 PM on weekdays and on the first, third, and fifth Saturdays of each month. The lockers are not accessible on Sundays or bank holidays.

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