Check Mutual Fund Status with Folio Number

A folio number can be used to check the status of a mutual fund through the AMC's website/app or through registrar portals such as CAMS/KFintech, or investors can contact their broker/AMC for assistance. Regularly reviewing mutual fund status helps investors stay informed about the current value, returns, and recent purchases and redemptions. An investor's folio number serves as a unique identification number, which is assigned by an Asset Management Company (AMC). By using the folio number, investors can easily access and track their mutual fund holdings linked to that AMC. Folio number makes it an efficient and convenient way to track their investments. This article explains how to check a mutual fund status with a folio number.  

Steps to Check Mutual Fund Status with Folio Number 

AMC websites, registrar portals, and mobile apps allow investors to check their mutual fund status with their folio number. Here are the steps: 

1.  AMC Website/App  

1. Identify the AMC where the mutual fund investment was made. 
2. Visit the official AMC website or download its mobile application. 
3. Click on “Investor Login”, “Existing Investor”, or a similar option. 
4. Using the folio number, PAN, and registered email address, log in or register. 
5. Go to Portfolio or Holdings. 
6. Get details on units held, current NAV, investment value, and transaction history. 

2. Registrar Portals (CAMS/KFintech) 

1. Visit the official registrar website: 
2. CAMS: camsonline.com 
3. KFintech: mfs.kfintech.com 
4. Go to the “Investor Services” or “Account Statement” section. 
5. Select the option to receive a Consolidated Account Statement (CAS). 
6. Enter the folio number, registered email ID, and other required details. 
7. Set a password to receive a secure PDF statement. 
8. Check the registered email for the consolidated statement showing holdings across multiple AMCs. 

3. Mobile Apps 

1. Download trusted mutual fund or registrar apps such as myCAMS, KFintech Investor App, or AMC-specific apps. 
2. Register or log in using the PAN, folio number, and registered mobile number. 
3. Verify the identity via OTP. 
4. Access the Portfolio section to view investments, NAV, returns, and transaction history in one place. 

4. Other Ways to Check Mutual Fund Status 

1. Email or SMS: Request an account statement from AMC or registrar websites to the registered email or mobile number. 
2. Customer Care: Contact the AMC’s customer support with the folio number and PAN for assistance. 
3. Broker Platform: If the investment was made through a broker or distributor, log in to their platform or contact them for updates. 

Why is the Folio Number Relevant to the Investor? 

Folio number helps investors manage, track, and monitor their investments efficiently while keeping all records organised, linked to a single identifier. 

• Easy Monitoring of Returns: Enables investors to track current value, NAV, and overall returns of their mutual fund investments. 
• Access to Account Statements: Allows quick download of consolidated or scheme-wise account statements for review or record-keeping. 
• Complete Transaction History: Provides a clear record of all purchases, redemptions, switches, dividends, and SIP transactions. 
• Unified Investment Tracking: Consolidates all schemes invested within the same AMC under one folio, avoiding duplication and confusion. 
• Simplified Transactions: Makes buying, selling, or switching mutual funds faster by using a single reference number. 
• Efficient Portfolio Management: Helps analyse asset allocation, rebalance investments, and align the portfolio with financial goals. 
• Smooth Tax Reporting: Assists in consolidating capital gains and dividend details for accurate tax filing. 
• Personalised Customer Support: Enables fund houses and registrars to quickly locate investor details and resolve queries. 
• Seamless Digital Access: Acts as a key login reference for AMC and registrar portals to manage investments online. 

Advantages of Having a Folio Number 

Aside from knowing how to check folio number, it is important to understand its benefits in mutual funds. 

• An individual can use folio number to check different investments made in a variety of plans.  
• A person's investment records can be checked by using these numbers. 
•  Fund houses can use it to track an individual's contact information and transaction history.  
• Since investors have already been assigned a folio number, they do not have to undergo a new KYC registration process with the same AMC or fund house.  
• An individual can gain instant access to their MF unit list with an AMC by using their folio number.  
• The system eliminates the need to maintain multiple account numbers and allows investors to conduct transactions from anywhere, at any time.  
• This system of record-keeping allows AMCs to verify the credibility of their unitholders. 

Safety Tips While Checking Mutual Fund Status Online 

While checking mutual funds status with the folio number, keep the following points in mind: 

• Visit the official website of the Asset Management Company (AMC), a Registrar and Transfer Agent (RTA) like CAMS or KFintech, or a platform offered by a SEBI-registered investment advisor to access the account. 
• Do not use links from unsolicited emails or third-party websites. 
• Verify that the URL is correct. In the address bar of the browser, type the URL manually. 
• Make sure that the web address begins with "https://" and that the browser window contains a padlock icon to indicate that the connection is secure. 
• Use public computers and Wi-Fi with caution. Cyber-attacks and data theft are more likely to occur on public computers and Wi-Fi networks. Make use of a personal, secure device and network. 
• Update the operating system and antivirus software regularly. 

Disclaimer: All investments are subject to market risks, economic conditions, regulatory changes, and other external factors. Returns are not guaranteed and may vary based on market performance and investment tenure. Investors should assess their risk tolerance and financial objectives, conduct their own research, and consult a qualified financial advisor before making any investment decisions. 

Conclusion 

Folio numbers used to track mutual fund statuses offer an efficient way to stay updated on portfolio performance, analyse the transactions, and keep track of financial objectives. Folio numbers are used as distinct numbers for all investments done with an Asset Management Company. Investors can check mutual fund status with folio number on AMC websites, Registrars such as CAMS & KFintech, Mobile-based platforms, customer care services, online mutual fund platforms, or through a trusted stock market trading app that provides consolidated portfolio access.  

Folio numbers should be used by investors to manage investments efficiently, provide secured access to data, and facilitate transactions and taxation processes. A regular review of mutual fund status through secure and authorised digital channels enables better financial decisions.