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Gic Housing Finance Ltd vs Pnb Housing Finance Ltd Stock Comparison

Gic Housing Finance Ltd vs Pnb Housing Finance Ltd Stock Comparison

Last Updated on: May 17, 2025

Key Highlights

  • The Latest Trading Price of GIC Housing Finance Ltd is ₹ 189.35 as of 16 May 15:30.
  • The P/E Ratio of GIC Housing Finance Ltd changed from 4.1 on March 2022 to 0 on March 2021 . This represents a CAGR of -100.00% over 5 yearsThe P/E Ratio of PNB Housing Finance Ltd changed from 7.6 on March 2022 to 6.8 on March 2021 . This represents a CAGR of -2.20% over 5 years.
  • The Market Cap of GIC Housing Finance Ltd changed from ₹ 705.44 crore on March 2022 to ₹ 0 crore on March 2021 . This represents a CAGR of -100.00% over 5 yearsThe Market Cap of PNB Housing Finance Ltd changed from ₹ 6351 crore on March 2022 to ₹ 6301 crore on March 2021 . This represents a CAGR of -0.16% over 5 years.
  • The revenue of GIC Housing Finance Ltd for the Mar '25 is ₹ 275.83 crore as compare to the Dec '24 revenue of ₹ 270.22 crore. This represent the growth of 2.08% The revenue of PNB Housing Finance Ltd for the Mar '25 is ₹ 2036 crore as compare to the Dec '24 revenue of ₹ 1943 crore. This represent the growth of 4.82%.
  • The ebitda of GIC Housing Finance Ltd for the Mar '25 is ₹ 233.02 crore as compare to the Dec '24 ebitda of ₹ 238.8 crore. This represent the decline of -2.42% The ebitda of PNB Housing Finance Ltd for the Mar '25 is ₹ 1903 crore as compare to the Dec '24 ebitda of ₹ 1787 crore. This represent the growth of 6.47%.
  • The net profit of GIC Housing Finance Ltd changed from ₹ 31.84 crore to ₹ 35.2 crore over 8 quarters. This represents a CAGR of 5.14% The net profit of PNB Housing Finance Ltd changed from ₹ 347.32 crore to ₹ 550.38 crore over 8 quarters. This represents a CAGR of 25.88% .
  • The Dividend Payout of GIC Housing Finance Ltd changed from 23.63 % on March 2020 to 16.04 % on March 2024 . This represents a CAGR of -7.46% over 5 yearsThe Dividend Payout of PNB Housing Finance Ltd changed from 0 % on March 2020 to 0 % on March 2024 . This represents a CAGR of 0.0% over 5 years.

Share Price

* All values are in Rupees

P/E Ratio Over Time

No data available

Market Cap Over Time

No data available

* All values are in crore

Historical Share Prices

* All values are in Rupees

Revenue Over Time

No data available

* All values are in crore

EBITDA Over Time

No data available

* All values are in crore

Net Profit Over Time

No data available

* All values are in crore

Dividend Payout Over Time

No data available

* All values are in %

About GIC Housing Finance Ltd

  • GIC Housing Finance Limited was incorporated on December 12, 1989 with the name GIC Grih Vitta Limited.
  • The Company was formed with the objective of entering in the field of direct lending to individuals and other corporates to accelerate the housing activities in India. GIC Housing Finance Ltd is a subsidiary of General Insurance Corporation of India.
  • The Company is engaged in the housing finance activity.
  • They operate in the retail loan segment.
  • They provide loans to individuals and to persons/ entities engaged in construction of houses/ flats for residential purposes. As on 31 March 2019, the company had 75 offices spread across the country.

About PNB Housing Finance Ltd

  • PNB Housing Finance Limited is a registered housing finance company with National Housing Bank (NHB), incorporated under the Companies Act, 1956 and commenced its operations on November 11, 1988.
  • It is promoted by Punjab National Bank (PNB), which holds 32.57% of share capital in the Company.
  • The Company offer retail and corporate loans, including individual home loans, retail loan against property, retail non-resident property loan, construction finance and lease rental discounting among others.
  • It operate the sales and distribution function through the wholly-owned subsidiary, PHFL Home Loans and Services Limited. The company has a robust network of branches spread across the country which help its customers avail financial services (loans and deposits) seamlessly. In 2003, PNB Housing Finance was notified under the SARFAESI Act.

GIC Housing Finance Ltd News Hub

News

GIC Housing Finance AGM scheduled

GIC Housing Finance announced that the 35th Annual General Meeting(AGM) of the company wil...

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17 May 2025 16:26

News

Board of GIC Housing Finance recommends final dividend

GIC Housing Finance announced that the Board of Directors of the Company at its meeting he...

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17 May 2025 09:38

News

GIC Housing Finance schedules board meeting

GIC Housing Finance will hold a meeting of the Board of Directors of the Company on 16 May...

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26 Mar 2025 15:40

News

GIC Housing Finance to discuss results

GIC Housing Finance will hold a meeting of the Board of Directors of the Company on 11 Feb...

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17 Jan 2025 11:57

News

GIC Housing Finance ties up with India Mortgage Guarantee Corporation

GIC Housing Finance has executed an agreement with India Mortgage Guarantee Corporation (I...

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07 Jan 2025 16:07

News

GIC Housing Finance to conduct board meeting

GIC Housing Finance will hold a meeting of the Board of Directors of the Company on 8 Nove...

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11 Oct 2024 10:32

PNB Housing Finance Ltd News Hub

News

PNB Housing Finance grants 1.08 lakh stock options

PNB Housing Finance has approved on 16 May 2025, the grant of 1,08,000 Options representin...

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17 May 2025 11:29

News

Volumes jump at PNB Housing Finance Ltd counter

Nuvoco Vistas Corporation Ltd, Adani Ports & Special Economic Zone Ltd, Godrej Agrovet Ltd...

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02 May 2025 11:00

News

PNB Housing spurts after strong Q4 outcome

Net interest income grew by 16.2% YoY and 5.5% QoQ to Rs 734 crore during the quarter. Net...

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29 Apr 2025 10:14

News

Board of PNB Housing Finance recommends Final Dividend

PNB Housing Finance announced that the Board of Directors of the Company at its meeting he...

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28 Apr 2025 16:41

News

PNB Housing Finance to discuss results

PNB Housing Finance will hold a meeting of the Board of Directors of the Company on 28 Apr...

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22 Apr 2025 09:39

News

PNB Housing Finance announces change in senior management

PNB Housing Finance announced that Anujai Saxena, Business Head (Affordable Business) has ...

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08 Apr 2025 19:57

SWOT Analysis Of GIC Housing Finance Ltd

Strength

2

S

Weakness

2

W

Opportunity

0

O

Threats

0

T

SWOT Analysis Of PNB Housing Finance Ltd

Strength

4

S

Weakness

2

W

Opportunity

0

O

Threats

0

T

BlinkX Score for GIC Housing Finance Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

BlinkX Score for PNB Housing Finance Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

FAQs for the comparison of GIC Housing Finance Ltd and PNB Housing Finance Ltd

Which company has a larger market capitalization, GIC Housing Finance Ltd or PNB Housing Finance Ltd?

Market cap of GIC Housing Finance Ltd is 1,019 Cr while Market cap of PNB Housing Finance Ltd is 27,848 Cr

What are the key factors driving the stock performance of GIC Housing Finance Ltd and PNB Housing Finance Ltd?

The stock performance of GIC Housing Finance Ltd and PNB Housing Finance Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for GIC Housing Finance Ltd and PNB Housing Finance Ltd?

As of May 17, 2025, the GIC Housing Finance Ltd stock price is INR ₹189.35. On the other hand, PNB Housing Finance Ltd stock price is INR ₹1071.4.

How do dividend payouts of GIC Housing Finance Ltd and PNB Housing Finance Ltd compare?

To compare the dividend payouts of GIC Housing Finance Ltd and PNB Housing Finance Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.
Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.
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