₹ 0.4 Cr
Volume transacted
16.3 K
stocks traded
Last Updated time: 26 Jul 12:39 PM
GIC Housing Finance Ltd
NSE: GICHSGFIN
DPS
₹ 4.5
Last updated : FY 2024
The Dividend per Share of GIC Housing Finance Ltd is ₹ 4.5 as of 2024 .a1#The Dividend Payout of GIC Housing Finance Ltd changed from 17.25 % on March 2019 to 16.04 % on March 2024 . This represents a CAGR of -1.20% over 6 years. a1#The Latest Trading Price of GIC Housing Finance Ltd is ₹ 264.55 as of 26 Jul 12:32 .a1#The Market Cap of GIC Housing Finance Ltd changed from ₹ 705.44 crore on March 2022 to ₹ 1084 crore on March 2024 . This represents a CAGR of 15.41% over 3 years. a1#The Revenue of GIC Housing Finance Ltd changed from ₹ 276.35 crore to ₹ 265.54 crore over 8 quarters. This represents a CAGR of -1.98% a1#The EBITDA of GIC Housing Finance Ltd changed from ₹ 223.76 crore to ₹ 255.37 crore over 8 quarters. This represents a CAGR of 6.83% a1#The Net Pr of GIC Housing Finance Ltd changed from ₹ 39.17 crore to ₹ 53.67 crore over 8 quarters. This represents a CAGR of 17.05% a1#
Open Demat Account
Enter your mobile no. to continue
+91
*By signing up you agree to our terms & conditions
50 Years
of Trust & Legacy
₹0 AMC
for First Year
₹0 Brokerage
on Delivery, Intraday, Currency and NSE F&O
Market Cap
₹ 1,360 Cr
EPS
₹ 27.2
P/E Ratio (TTM) *
9.3
P/B Ratio (TTM) *
0.7
DTE *
4.7
ROE *
8.3
ROCE *
8.8
Dividend Yield *
2.24
DPS *
4.5
Dividend Payout *
16.04
Ann.Dividend % *
45
* All values are consolidated
Last Updated time: 26 Jul 12:39 PM
* All values are consolidated
Last Updated time: 26 Jul 12:39 PM
Dividend payout refers to the total dividends paid to shareholders relative to the company's earnings. It is a financial measure that determines the percentage of earnings paid out to existing shareholders as dividends. How to calculate Dividend Payout Ratio? The dividend payout ratio formula is as follows: DPR = Dividends paid / Net earnings With the dividend payout ratio, you can understand the company's priorities. It is an important metric that allows you to easily check DPR online.
Period | |
---|---|
Mar '19 | 17 |
Mar '20 | 24 |
Mar '21 | 20 |
Mar '22 | 14 |
Mar '23 | 11 |
Mar '24 | 16 |
* All values are a in %
Dividend Yield is a financial ratio that shows the annual dividend income relative to the market price of a share. It is calculated by dividing the dividend per share by the current market price per share, expressed as a percentage.
* All values are in %
GIC Housing Finance Ltd
NSE: GICHSGFIN
PRICE
₹ 264.55
11.95 (4.73%)
Last updated : 26 Jul 12:32
Strength
2
S
Weakness
2
W
Opportunity
0
O
Threats
0
T
A dividend is paid on common stock when a company has accumulated substantial profits over years, often seen as excess cash that doesn't need immediate use.
A quarterly dividend is paid to preferred stock owners, typically accumulating a fixed amount, and is earned on shares that function more like bonds.
Companies declare interim dividends before final full-year accounts are prepared, specifically in India, during the financial year from April to March of the following year.
A final dividend is issued after the year's accounts have been compiled. Aside from this, the following list highlights the most prevalent sorts of dividends:
Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore
Period | |
---|---|
Mar '22 | 705 |
Mar '23 | 834 |
Mar '24 | 1085 |
* All values are a in ₹crore
Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services. Types of Revenue: 1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered. 2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees. Formula for Revenue: The formula for calculating revenue is based on two goods & services: For goods: Revenue = Avg unit price x Number of Units sold For services: Revenue = Avg unit price x Number of Customers served.
Period | |
---|---|
Jun '22 | 276 |
Sep '22 | 281 |
Dec '22 | 284 |
Mar '23 | 287 |
Jun '23 | 271 |
Sep '23 | 270 |
Dec '23 | 263 |
Mar '24 | 266 |
* All values are a in ₹crore
PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.
Period | |
---|---|
Jun '22 | 224 |
Sep '22 | 251 |
Dec '22 | 268 |
Mar '23 | 259 |
Jun '23 | 229 |
Sep '23 | 224 |
Dec '23 | 222 |
Mar '24 | 255 |
* All values are a in ₹crore
Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions. Net Profit formula is expressed as: Net Profit = Total Revenue - Total Expense Net Profit Margin Ratio: Net Profit Margin Ratio = Net Profit / Total Revenue
Period | |
---|---|
Jun '22 | 39 |
Sep '22 | 56 |
Dec '22 | 65 |
Mar '23 | 52 |
Jun '23 | 32 |
Sep '23 | 30 |
Dec '23 | 36 |
Mar '24 | 54 |
* All values are a in ₹crore
GIC Housing Finance Ltd is a subsidiary of General Insurance Corporation of India. The company is engaged in the housing finance activity. They operate in the retail loan segment. They provide loans to individuals and to persons/ entities engaged in construction of houses/ flats for residential purposes. As on 31 March 2019, the company had 75 offices spread across the country. They have got a strong marketing team, which is further assisted by Sales Associates (SAs). They have tie-ups with builders to provide finance to individual borrowers. The company also has tie-ups with corporates for various housing finance needs. GIC Housing Finance Ltd was incorporated on December 12, 1989 with the name GIC Grih Vitta Ltd. The company was formed with the objective of entering in the field of direct lending to individuals and other corporates to accelerate the housing activities in India. The company was promoted by General Insurance Corporation of India and their erstwhile subsidiaries namely, National Insurance Company Ltd, The New India Assurance Company Ltd, The Oriental Insurance Company Ltd and United India Insurance Company Ltd together with erstwhile UTI, ICICI, IFCI, HDFC and SBI, all of them contributing to the initial share capital. HDFC, SBI, ICICI and SUUTI sold off their holding in the company and ceased to be the promoters of the company. During the year 1989-91, the company started their operations in 8 locations. During the year 1991-92, they launched Employee and Builder Scheme Housing Scheme. During the year 1992-93, the name of the company was changed from GIC Grih Vitta Ltd to GIC Housing Finance Ltd with effect from November 16, 1993. During the year 1994-95, the company started new services centres in Navi Mumbai, Vizag and Coimbatore. During the year 1996-97, they started the process of branch interlinking and computerization. During the year 2000-01, the company opened a service centre at Madurai in Tamilnadu. During the year 2001-02, they opened three service centres at Trichy (Tamil Nadu), Thane (Mumbai) and Noida (Delhi). During the year 2009-10, the company opened their branches in tier two cities namely Baroda, Nagpur and Nasik. With this, the total number of branches as on 31st March 2010 stood at 27. They sanctioned Rs 77757 lakh under 'Apna Ghar Yojana' during the year. The company had taken 'Special Contingency Insurance' with The New India Assurance Company Ltd, which covers Accidental Insurance and Mortgaged property Insurance of the borrowers of the company. Also, the company made a tie up with Kotak Mahindra Old Mutual Life Insurance Ltd for getting insurance cover on the life of the borrower to the extent of the 'outstanding home Loan'. In December 2010, the company sold their investments in LIC Mutual Fund Asset Management Company Ltd and LIC Mutual Fund Trustee Company Pvt Ltd.During the year ended 31 March 2014, GIC Housing Finance opened its branches at Patna (Bihar), Ahmedabad (Gujarat), Yelahanka (Bangalore, Karnataka), Chandanagar (Hyderabad, Andhra Pradesh), Kalyan & Borivali (Maharashtra) and Dehradun (Uttarakhand). During the year ended 31 March 2015, GIC Housing Finance opened its branches at Meerut (Uttar Pradesh), Boisar (Maharashtra), Ghaziabad (Uttar Pradesh), Margao (Goa), Dwarka (Delhi), Electronic City (Bengaluru), Garia (Kolkata) and Hadapsar (Maharashtra). During the year ended 31 March 2016, GIC Housing Finance opened its branches at Greater Noida (Uttar Pradesh), Raipur (Chhattisgarh), Vijayawada (Andhra Pradesh), Vasai (Maharashtra) and Patiala (Punjab).During the year ended 31 March 2017, GIC Housing Finance opened its branches at Pitampura (Delhi), Hinjewadi (Maharashtra), Barasat (West Bengal), Mangalore (Karnataka) and Guwahati (Assam). During the year ended 31 March 2018, GIC Housing Finance opened its branches at Kozhikode (Kerala), Nellore (Andhra Pradesh), Whitefield (Karnataka), Hubli (Karnataka) and Siliguri (West Bengal). During the year 2019, the Company has opened its Branches at Thrissur (Kerala), Surat (Gujarat), Suchitra (Hyderabad), Kengari (Karnataka) and Varanasi (Uttar Pradesh).
GIC Housing Finance to discuss results
GIC Housing Finance will hold a meeting of the Board of Directors of the Company on 6 Augu...
Read more
23 Jul 202416:54
GIC Housing Finance announces change in Head HR & Operations
GIC Housing Finance has appointed T. Mariraja (Senior Vice President) as the Head of HR & ...
Read more
19 Jun 202411:35
Board of GIC Housing Finance recommends final dividend
GIC Housing Finance announced that the Board of Directors of the Company at its meeting he...
Read more
14 May 202409:50
GIC Housing Finance to hold AGM
GIC Housing Finance announced that the 34th Annual General Meeting(AGM) of the company wil...
Read more
14 May 202409:50
GIC Housing Finance announces board meeting date
GIC Housing Finance will hold a meeting of the Board of Directors of the Company on 13 May...
Read more
04 Apr 202416:51
Board of GIC Housing Finance to consider fund raising via NCDs
The Board of GIC Housing Finance will meet on 13 May 2024 to consider raising of funds by ...
Read more
04 Apr 202413:12
FAQs for dividends of GIC Housing Finance Ltd
What is the current market price of GIC Housing Finance Ltd Ltd as of July 26, 2024?
What dividend did GIC Housing Finance Ltd declare in the last fiscal year?
What is the most recent dividend declared by GIC Housing Finance Ltd?
How many times has GIC Housing Finance Ltd declared dividends in the current fiscal year
How many times did GIC Housing Finance Ltd declare dividends in the previous fiscal year?
Unlimited trading at just
Rs. 199