Home

Insights

PE

PNB Housing Finance Ltd P/E Ratio

PNB Housing Finance Ltd P/E Ratio

download
stocks purchased

₹ 6.2 Cr

Volume transacted

stocks purchased

76.2 K

stocks traded

Last Updated time: 13 Jul 13:24 PM

Image

PNB Housing Finance Ltd

NSE: PNBHOUSING

PE

14

Last updated : 13 Jul 13:24 PM

Key Highlights

    The P/E Ratio of PNB Housing Finance Ltd is 14 as of 13 Jul 13:24 PM .a1#The P/E Ratio of PNB Housing Finance Ltd changed from 12.2 on March 2019 to 8.3 on March 2023 . This represents a CAGR of -7.41% over 5 years. a1#The Latest Trading Price of PNB Housing Finance Ltd is ₹ 810.4 as of 12 Jul 15:30 .a1#The PE Ratio of Finance Industry has changed from 15.3 to 13.8 in 5 years. This represents a CAGR of -2.04%a1# The PE Ratio of Automobile industry is 17.2. The PE Ratio of Finance industry is 24.7. The PE Ratio of IT - Software industry is 29.2. The PE Ratio of Retail industry is 143.1. The PE Ratio of Textiles industry is 12.1. In 2024a1#The Market Cap of PNB Housing Finance Ltd changed from ₹ 14497 crore on March 2019 to ₹ 8669 crore on March 2023 . This represents a CAGR of -9.77% over 5 years. a1#The Revenue of PNB Housing Finance Ltd changed from ₹ 1411 crore to ₹ 1813 crore over 8 quarters. This represents a CAGR of 13.34% a1#The EBITDA of PNB Housing Finance Ltd changed from ₹ 1254 crore to ₹ 1643 crore over 8 quarters. This represents a CAGR of 14.47% a1#The Net Pr of PNB Housing Finance Ltd changed from ₹ 234.96 crore to ₹ 439.25 crore over 8 quarters. This represents a CAGR of 36.73% a1#The Dividend Payout of PNB Housing Finance Ltd changed from 13.94 % on March 2019 to 0 % on March 2023 . This represents a CAGR of -100.00% over 5 years. a1#

Open Demat Account

Lead form image

Enter your mobile no. to continue

+91

*By signing up you agree to our terms & conditions

50 Years

of Trust & Legacy

₹0 AMC

for First Year

₹0 Brokerage

on Delivery, Intraday, Currency and NSE F&O

×

Historical P/E Ratio of PNB Housing Finance Ltd

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share. P/E Ratio Formula P/E ratio = (CMP of share/ Earning per share) Types of Price to Earning Ratio 1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance. 2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

Historical P/E Ratio of PNB Housing Finance Ltd

Period
Mar '1912.2
Mar '204.3
Mar '216.8
Mar '227.6
Mar '238.3

Company Fundamentals for PNB Housing Finance Ltd

Market Cap

21,048 Cr

EPS

58.1

P/E Ratio (TTM) *

14.0

P/B Ratio (TTM) *

1.4

Day’s High

822.0

Day’s Low

795.6

DTE *

3.7

ROE *

10.1

52 Week High

913.95

52 Week Low

598.05

ROCE *

8.9

* All values are consolidated

Last Updated time: 13 Jul 13:24 PM

* All values are consolidated

Last Updated time: 13 Jul 13:24 PM

Image

PNB Housing Finance Ltd

NSE: PNBHOUSING

PRICE

810.4

10.70 (1.34%)

stock direction

Last updated : 12 Jul 15:30

×

PRICE

The current market price or CMP refers to the price at which the securities are trading in the share market. Current price in Over-the-counter costs: The following current price depends upon the bid price & the asking price when a financial asset is sold over-the-counter(OTC). Current Price in Bond Market: The current price of a bond is determined by measuring the actual interest rate against the bid-related interest rate. The par or the face value is then calculated to represent the remaining interest payments due which occur before the maturity of the bond.

Share price Over Time

1M

1Y

3Y

5Y

* All values are in Rupees

SWOT Analysis Of PNB Housing Finance Ltd

Strength

4

S

Weakness

2

W

Opportunity

0

O

Threats

0

T

BlinkX Score for PNB Housing Finance Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

Asset Value vs Market Value of PNB Housing Finance Ltd

Market Value

21,048

Asset Value

5,688

2.7 X

Value addition

* All values are in Rupees

Competitive Comparison of P/E Ratio

Company NamePEMarket Cap (INR Cr.)
PNB Housing Finance Ltd1321,048
Bajaj Finance Ltd30433,629
Bajaj Finserv Ltd31254,995
Jio Financial Services Ltd138222,587
Power Finance Corporation Ltd9183,222

Key Valuation Metric of PNB Housing Finance Ltd

Earnings

1,508 Cr

14.0 X

PE Ratio

Market Cap

₹21048Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

Earnings

1,508 Cr

14.0 X

PE Ratio

Market Cap

₹21048Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio of Finance Industry over time

PE Ratio of Top Sectors

×

Historical Market Cap of PNB Housing Finance Ltd

Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore

Historical Market Cap of PNB Housing Finance Ltd

Period
Mar '1914498
Mar '202745
Mar '216302
Mar '226352
Mar '238669

* All values are a in crore

×

Historical Revenue of PNB Housing Finance Ltd

Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services. Types of Revenue: 1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered. 2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees. Formula for Revenue: The formula for calculating revenue is based on two goods & services: For goods: Revenue = Avg unit price x Number of Units sold For services: Revenue = Avg unit price x Number of Customers served.

Historical Revenue of PNB Housing Finance Ltd

Period
Jun '221412
Sep '221683
Dec '221797
Mar '231638
Jun '231708
Sep '231779
Dec '231756
Mar '241814

* All values are a in crore

×

Historical EBITDA of PNB Housing Finance Ltd

PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.

Historical EBITDA of PNB Housing Finance Ltd

Period
Jun '221254
Sep '221317
Dec '221376
Mar '231363
Jun '231507
Sep '231576
Dec '231540
Mar '241644

* All values are a in crore

×

Historical Net Profit of PNB Housing Finance Ltd

Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions. Net Profit formula is expressed as: Net Profit = Total Revenue - Total Expense Net Profit Margin Ratio: Net Profit Margin Ratio = Net Profit / Total Revenue

Historical Net Profit of PNB Housing Finance Ltd

Period
Jun '22235
Sep '22263
Dec '22269
Mar '23279
Jun '23347
Sep '23383
Dec '23338
Mar '24439

* All values are a in crore

×

Historical Dividend Payout of PNB Housing Finance Ltd

Dividend payout refers to the total dividends paid to shareholders relative to the company's earnings. It is a financial measure that determines the percentage of earnings paid out to existing shareholders as dividends. How to calculate Dividend Payout Ratio? The dividend payout ratio formula is as follows: DPR = Dividends paid / Net earnings With the dividend payout ratio, you can understand the company's priorities. It is an important metric that allows you to easily check DPR online.

Historical Dividend Payout of PNB Housing Finance Ltd

Period
Mar '1914
Mar '200
Mar '210
Mar '220
Mar '230

* All values are a in %

About PNB Housing Finance Ltd

About PNB Housing Finance Ltd

    PNB Housing Finance Limited (PNB Housing) is a registered housing finance company with National Housing Bank (NHB), incorporated under the Companies Act, 1956 and commenced its operations on November 11, 1988. It is promoted by Punjab National Bank (PNB), which holds 32.57% of share capital in the Company. The Company offer retail and corporate loans, including individual home loans, retail loan against property, retail non-resident property loan, construction finance and lease rental discounting among others. It operate the sales and distribution function through the wholly-owned subsidiary, PHFL Home Loans and Services Limited. The company has a robust network of branches spread across the country which help its customers avail financial services (loans and deposits) seamlessly. In 2003, PNB Housing Finance was notified under the SARFAESI Act. In 2006, the company crossed the Rs 1000 crore loan portfolio. In 2009, PNB Housing Finance's promoter PNB sold 26% of its stake in the total issued, subscribed and paid-up share capital of the company to Destimoney Enterprises Private Limited (DEPL). In 2010, PNB Housing Finance launched the business process re-engineering project, 'Kshitij'. In 2012, DEPL increased its shareholding in the company to 49%, pursuant to the conversion of Compulsory Convertible Debentures (CCDs) issued in 2009. During the year, PNB Housing Finance brought down Gross and net NPAs lower than 0.5% of its asset portfolio. In 2013, PNB Housing Finance crossed Rs 1000 crore in retail deposits. In 2014, the company's profit after tax crossed Rs 100 crore and assets under management crossed Rs 10000 crore. In 2015, the company implemented end-to-end Enterprise System Solution. During the year, DEPL was acquired by Quality Investment Holdings (QIH) of the Carlyle Group. In October 2016, PNB Housing Finance raised Rs 3000 crore from an initial public offer. Its equity shares were listed on National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) with effect from 7 November 2016. In 2016, PNB Housing Finance's assets under management crossed Rs 25000 crore. In 2017, PNB Housing Finance's assets under management crossed Rs 50000 crore and deposits crossed Rs 10000 crore. During the year, PNB Housing Finance incorporated a subsidiary 'PHFL Home Loans & Services Ltd'. The Board of Directors of PNB Housing Finance at its meeting held on 3 May 2018 approved to raise funds by way of External Commercial Borrowings for not exceeding USD 1 billion in one or more trenches to augment its medium-term resources subject to all regulatory approvals. On 10 July 2018, PNB Housing Finance informed the stock exchanges that it has received a joint communication from its promoter Punjab National Bank (PNB) and its second largest shareholder viz. Quality Investment Holdings (The Carlyle Group) regarding the initiation of the process for the sale of minimum 51% stake in PNB Housing Finance Limited to the potential acquirers. During the financial year 2019, Rs. 30,858 crores was borrowed through bank term loans, National Housing Bank refinance, external commercial borrowings and public deposits. The National Housing Bank sanctioned Rs. 3,500 crores in the third quarter of fiscal 2018-19, which was fully drawn down during the fourth quarter. The total Assets Under Management (AUM) as at March 31, 2019 were Rs. 84,722 crores. During FY 2018-19, the Company has opened 18 new branches, out of which 4 branches were opened in the existing locations and 14 branches were opened at new locations. As on March 31, 2019, the Company has presence through 102 branches, 29 outreach locations, totalling to 131 distribution outlets. During the year 209, the Company has sourced loans worth Rs. 16,494 crores for PNB Housing. During the year 2020, the Company had opened 2 new branches. As on March 31, 2020, the Company has presence through 105 branches, 28 outreach locations, totalling to 133 distribution outlets. The assets under management (AUM) as at March 31, 2020 were Rs. 83,346 crores. During the year 200, the Company has sourced loans worth Rs. 11,326 crores for PNB Housing. It became the first HFC to sign a funding of US$75 million via External Commercial Borrowings (ECBs) from Japan International Corporation Agency (JICA). The Assets Under Management (AUM) as at March 31, 2021 were Rs. 74,469 crores. As on March 31, 2021, the Company has presence through 94 branches, 17 outreach locations, totalling to 111 distribution outlets. The Company also has 22 underwriting hubs for credit decision making. During the year 2022, the Company opened 24 new branches/ outreaches, majority in tier II and tier III cities to expand Unnati operations. As on March 31 2022, the Company has presence through 99 branches, 38 outreach locations, totaling to 137 distribution outlets. The Company also has 22 underwriting hubs for credit decision making. During the year, it started 24 new locations dedicated to Unnati. With emphasis on Unnati, the Company opened 3 more branches and 2 outreach centres in April 2022 resulting in a total of 29 dedicated Unnati locations by the end of April 2022. The Assets Under Management (AUM) as at March 31, 2022 were Rs. 65,977 crore. During the year, the Company has sourced 74% of loan applications resulting into 71% of total loans disbursed by PNB Housing. During the year 2023, the Company expanded its branch network to 189 branches/outreaches an increase from 137 branches/ outreaches as on March 31, 2022. The affordable loan segment presence was expanded to 82 branches/outreaches in more than 150 districts.

PNB Housing Finance Ltd News Hub

News

Volumes spurt at PNB Housing Finance Ltd counter

C.E. Info Systems Ltd, Tamilnad Mercantile Bank Ltd, Bata India Ltd, Sapphire Foods India ...

Read more

20 Jun 202411:00

News

PNB Housing Finance Ltd leads losers in 'A' group

Gravita India Ltd, Power Finance Corporation Ltd, Alok Industries Ltd and Hitachi Energy I...

Read more

20 Jun 202415:00

News

PNB Housing Finance to conduct AGM

PNB Housing Finance announced that the 36th Annual General Meeting (AGM) of the company wi...

Read more

19 Jun 202412:59

News

PNB Housing Finance to hold board meeting

PNB Housing Finance will hold a meeting of the Board of Directors of the Company on 18 Jun...

Read more

12 Jun 202417:42

News

Board of PNB Housing Finance to consider fund raising via NCDs

The Board of PNB Housing Finance will meet on 18 June 2024 to consider the proposal of fun...

Read more

12 Jun 202418:07

News

Volumes soar at PNB Housing Finance Ltd counter

Campus Activewear Ltd, 3M India Ltd, Medplus Health Services Ltd, Grindwell Norton Ltd are...

Read more

29 May 202411:00

Product Composition by Percentage (Revenue)

FAQs for PE of PNB Housing Finance Ltd

What is PNB Housing Finance Ltd current share price?

The current market price of PNB Housing Finance Ltd as of July 13, 2024 is ₹810.40.

Is PNB Housing Finance Ltd a good investment?

As per BlinkX Score PNB Housing Finance Ltd scores 6 in Revenue, 44 in Profitability. However it's advisable to conduct comprehensive research or seek advice from experts to evaluate whether it aligns with your investment objectives.

What are PNB Housing Finance Ltd's total net assets?

According to PNB Housing Finance Ltd's most recent financial filings, the company's net assets total ₹5688.1 Cr.

Is PNB Housing Finance Ltd making a profit or loss?

PNB Housing Finance Ltd's net Profit as of July 13, 2024 is close to ₹1,508 Cr.
up arrow
50yearstrust

Unlimited trading at just

Rs. 399

Rs. 199