PNB Housing Finance Ltd Financial Statement
*All values are in Rs. Cr
| Particulars | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|
| Revenue | 2,070.61 | 2,045.26 | 1,924.89 |
| Operating Expense | 135.74 | 125.26 | 149.21 |
| Net Profit | 531.73 | 567.11 | 471.43 |
| Net Profit Margin | 25.68 | 27.73 | 24.49 |
| Earning Per Share | 20.45 | 21.82 | 18.14 |
| EBIDTA | 1,912.15 | 1,927.34 | 1,774.77 |
| Effective Tax Rate | 6.77 | 8.73 | 7.36 |
| Particulars | Jun 2025 |
|---|---|
| Revenue | 2070.61 |
| Operating Expense | 135.74 |
| Net Profit | 531.73 |
| Net Profit Margin | 25.68 |
| Earning Per Share | 20.45 |
| EBIDTA | 1912.15 |
| Effective Tax Rate | 6.77 |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| Total Revenue Annual | 7,632.76 | 7,013.74 | 6,490.55 |
| Operating Expenses Annual | 5,109.60 | 5,001.32 | 5,074.35 |
| Operating Profit Annual | 7,104.17 | 6,285.08 | 5,317.62 |
| Interest Annual | 4,552.55 | 4,262.42 | 3,899.58 |
| Depreciation | 55.75 | 50.98 | 51.23 |
| Net Profit Annual | 1,948.95 | 1,527.42 | 1,056.27 |
| Tax Annual | 546.92 | 444.26 | 310.54 |
| Particulars | Mar 2025 |
|---|---|
| Total Revenue Annual | 7,632.76 |
| Operating Expenses Annual | 5,109.60 |
| Operating Profit Annual | 7,104.17 |
| Interest Annual | 4,552.55 |
| Depreciation | 55.75 |
| Net Profit Annual | 1,948.95 |
| Tax Annual | 546.92 |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| Cash Flow at the Beginning | 1,958.44 | 3,617.42 | 4,914.36 |
| Cash Flow from Operations | -8,119.50 | -4,644.14 | -1,772.04 |
| Cash Flow from Investing | 756.64 | -1,193.48 | 173.63 |
| Cash Flow from Financing | 7,403.89 | 4,178.64 | 301.47 |
| Cash Flow at the End | 1,999.47 | 1,958.44 | 3,617.42 |
| Particulars | Mar 2025 |
|---|---|
| Cash Flow at the Beginning | 1,958.44 |
| Cash Flow from Operations | -8,119.50 |
| Cash Flow from Investing | 756.64 |
| Cash Flow from Financing | 7,403.89 |
| Cash Flow at the End | 1,999.47 |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| PBDIT Margin (%) | 92.73 | 89.51 | 81.93 |
| PBIT Margin (%) | 92.01 | 88.78 | 81.14 |
| PBT Margin (%) | 92.01 | 88.78 | 81.14 |
| Net PROFIT Margin (%) | 25.44 | 21.75 | 16.27 |
| Return On Networth / Equity (%) | 12.27 | 11.80 | 10.18 |
| Return On Networth /Employed (%) | 9.46 | 9.27 | 8.27 |
| Return On Assets (%) | TBA | TBA | TBA |
| Total Debt / Equity (X) | 3.69 | 4.20 | 5.14 |
| Asset Turnover Ratio (%) | TBA | TBA | TBA |
| Particulars | Mar 2025 |
|---|---|
| PBDIT Margin (%) | 92.73 |
| PBIT Margin (%) | 92.01 |
| PBT Margin (%) | 92.01 |
| Net PROFIT Margin (%) | 25.44 |
| Return On Networth / Equity (%) | 12.27 |
| Return On Networth /Employed (%) | 9.46 |
| Return On Assets (%) | TBA |
| Total Debt / Equity (X) | 3.69 |
| Asset Turnover Ratio (%) | TBA |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| Fixed Assets Annual | 249.81 | 215.75 | 148.41 |
| Total Current Assets Annual | 3,922.45 | 3,472.01 | 5,413.85 |
| Non Current Assets Annual | 78,574.08 | 68,899.20 | 61,391.11 |
| Total Shareholders Funds Annual | 16,833.70 | 14,932.37 | 10,952.57 |
| Total Assets Annual | 82,496.53 | 72,371.21 | 66,804.96 |
| Particulars | Mar 2025 |
|---|---|
| Fixed Assets Annual | 249.81 |
| Total Current Assets Annual | 3,922.45 |
| Non Current Assets Annual | 78,574.08 |
| Total Shareholders Funds Annual | 16,833.70 |
| Total Assets Annual | 82,496.53 |
EPS (INR)
Expected
20.51
Reported
20.52
Surprise
0.05%
Mar 2025
EPS beaten by 0.05%
Dec 2024
EPS beaten by 0.05%
Sep 2024
EPS beaten by 0.00%
