PNB Housing Finance Ltd Financial Statement
*All values are in Rs. Cr
| Particulars | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|
| Revenue | 2,045.26 | 1,924.89 | 1,869.06 |
| Operating Expense | 125.26 | 149.21 | 129.86 |
| Net Profit | 567.11 | 471.43 | 471.70 |
| Net Profit Margin | 27.73 | 24.49 | 25.24 |
| Earning Per Share | 21.82 | 18.14 | 18.16 |
| EBIDTA | 1,927.34 | 1,774.77 | 1,728.68 |
| Effective Tax Rate | 8.73 | 7.36 | 7.15 |
| Particulars | Mar 2025 |
|---|---|
| Revenue | 2045.26 |
| Operating Expense | 125.26 |
| Net Profit | 567.11 |
| Net Profit Margin | 27.73 |
| Earning Per Share | 21.82 |
| EBIDTA | 1927.34 |
| Effective Tax Rate | 8.73 |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|
| Total Revenue Annual | 7,013.74 | 6,490.55 | 6,141.09 |
| Operating Expenses Annual | 5,001.32 | 5,074.35 | 5,029.97 |
| Operating Profit Annual | 6,285.08 | 5,317.62 | 5,181.58 |
| Interest Annual | 4,262.42 | 3,899.58 | 4,065.63 |
| Depreciation | 50.98 | 51.23 | 53.18 |
| Net Profit Annual | 1,527.42 | 1,056.27 | 821.92 |
| Tax Annual | 444.26 | 310.54 | 240.85 |
| Particulars | Mar 2024 |
|---|---|
| Total Revenue Annual | 7,013.74 |
| Operating Expenses Annual | 5,001.32 |
| Operating Profit Annual | 6,285.08 |
| Interest Annual | 4,262.42 |
| Depreciation | 50.98 |
| Net Profit Annual | 1,527.42 |
| Tax Annual | 444.26 |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|
| Cash Flow at the Beginning | 3,617.42 | 4,914.36 | 6,906.43 |
| Cash Flow from Operations | -4,644.14 | -1,772.04 | 6,216.35 |
| Cash Flow from Investing | -1,193.48 | 173.63 | -1,476.23 |
| Cash Flow from Financing | 4,178.64 | 301.47 | -6,732.19 |
| Cash Flow at the End | 1,958.44 | 3,617.42 | 4,914.36 |
| Particulars | Mar 2024 |
|---|---|
| Cash Flow at the Beginning | 3,617.42 |
| Cash Flow from Operations | -4,644.14 |
| Cash Flow from Investing | -1,193.48 |
| Cash Flow from Financing | 4,178.64 |
| Cash Flow at the End | 1,958.44 |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|
| PBDIT Margin (%) | 89.51 | 81.93 | 84.32 |
| PBIT Margin (%) | 88.78 | 81.14 | 83.45 |
| PBT Margin (%) | 88.78 | 81.14 | 83.45 |
| Net PROFIT Margin (%) | 21.75 | 16.27 | 13.37 |
| Return On Networth / Equity (%) | 11.80 | 10.18 | 8.81 |
| Return On Networth /Employed (%) | 9.27 | 8.27 | 7.83 |
| Return On Assets (%) | TBA | TBA | TBA |
| Total Debt / Equity (X) | 4.20 | 5.14 | 6.02 |
| Asset Turnover Ratio (%) | TBA | TBA | TBA |
| Particulars | Mar 2024 |
|---|---|
| PBDIT Margin (%) | 89.51 |
| PBIT Margin (%) | 88.78 |
| PBT Margin (%) | 88.78 |
| Net PROFIT Margin (%) | 21.75 |
| Return On Networth / Equity (%) | 11.80 |
| Return On Networth /Employed (%) | 9.27 |
| Return On Assets (%) | TBA |
| Total Debt / Equity (X) | 4.20 |
| Asset Turnover Ratio (%) | TBA |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|
| Fixed Assets Annual | 215.75 | 148.41 | 153 |
| Total Current Assets Annual | 3,472.01 | 5,413.85 | 6,244.21 |
| Non Current Assets Annual | 68,899.20 | 61,391.11 | 59,405.09 |
| Total Shareholders Funds Annual | 14,932.37 | 10,952.57 | 9,800.54 |
| Total Assets Annual | 72,371.21 | 66,804.96 | 65,649.30 |
| Particulars | Mar 2024 |
|---|---|
| Fixed Assets Annual | 215.75 |
| Total Current Assets Annual | 3,472.01 |
| Non Current Assets Annual | 68,899.20 |
| Total Shareholders Funds Annual | 14,932.37 |
| Total Assets Annual | 72,371.21 |
EPS (INR)
Expected
21.17
Reported
21.18
Surprise
0.05%
Dec 2024
EPS beaten by 0.05%
Sep 2024
EPS beaten by 0.00%
Jun 2024
EPS beaten by 0.00%
