Vaibhav Vyapaar Ltd

Vaibhav Vyapaar Limited was originally incorporated as Vaibhav Vyapaar Private Limited on 24.02.2009 under the Companies Act, 1956 with Certificate of incorporation issued by the Registrar of Companies, West Bengal. Subsequently, the name of the Company was changed to 'Vaibhav Vyapaar Limited' dated 02.06.2026 issued by the CPC, Manesar. Vaibhav Vyapaar is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI). It provide unsecured personal loans to salaried individuals and self-employed individuals through the fully digital lending platform, both on a direct lending & co-lending basis. In parallel, it generate revenue by providing the application and technology services to other NBFCs. Company was acquired by Capfront Technologies Private Limited through Share Purchase Agreement dated 24.10.2019. A Business/Assets Transfer Agreement dated 01.06.2022 was entered into between Capfront Technologies Private Limited and the Company for transfer of business via slump sale as a going concern in FY22. As on 31.03.2026, Company has Asset Under Management (AUM) of Rs. 7,067.77 Lakhs and a net worth of Rs. 2,721.70 Lakhs. Company also maintained a debt-to-equity ratio of 1.60 as on March 31, 2026. Apart from this, the business model helps credit access, particularly first-time borrowers, including lower-income salaried professionals. Company provide personal loans, through Mobile application namely 'LoanFront- Personal Loan App' which provides credit facilities to retail customers. Alongside the direct lending portfolio, it participate in co-lending arrangements other NBFCs, wherein loans are originated, underwriting process along with documentation, and services. Company has filed a Draft Prospectus with SEBI &is planning for IPO, consisting a Fresh Issue of 76,00,000 Equity shares having Face value of Rs 5 each.