Moneyview Ltd IPO

Moneyview Ltd IPO

We are a consumer-focused, digital only, credit-led financial services platform for Middle India (households with an average annual income of Rs.300,000- Rs.1,100,000) customers providing access to a full suite of financial products through a network of Financial Partners, including our NBFC subsidiary, on our Moneyview mobile application. As of December 31, 2025, we had 125.49 million Registered Users and 42 Financial Partners. Personal loans are our flagship offering, personalized through our in-house AI/ML segmentation and risk models. We operate as a lending service provider, facilitating loan origination and servicing. Our expanded offerings include earned wage access, home loans, credit cards, insurance, digital gold and UPI.

Moneyview Ltd IPO Details

Total Shares Offered

₹ 32,10,82,435

Offer to Public

10,04,94,200

Retail Max (Shares)

₹ 11,23,78,852

Pre Issue Promoters Holding

₹ 36,88,75,776

Exchange

BSE

Issue size

₹ 1091.68 Cr

IPO Open Date

Sep 24, 2026

Close Date

Sep 28, 2026

Lot Size

441

Min Investment

₹ 14,112

Issue Type

Book Building

Listing Date

Oct 1, 2026

Moneyview Ltd IPO Dates

check-icon
Sep 24, 2026
Opening date
check-icon
Sep 28, 2026
Closing date
check-icon
Sep 29, 2026
Basis of Allotment
check-icon
Sep 30, 2026
Initiation of Refunds
check-icon
Sep 30, 2026
Credit of Shares
check-icon
Oct 1, 2026
Listing date

Details

SectorType
SectorComputers - Software - Medium
Sub SectorSmall
Issue TypeBook Building

Subscription Status

*Values are in Lakhs

Investor Type

QIB

NII

Retail

Employee

Total

Moneyview Ltd Financial Status

Income Statement

Particulars (In Rs. Crores)

Balance Sheet

Particulars (In Rs. Crores)
Particulars (in Rs. Crores)FY23FY22FY21
Revenue from operations2,304.391,321.96640.05
EBITDA236.07184.60177.99
PAT164.02153.77168.50
Total Assets1,049.47927.54975.25
Share Capital40.5637.452.17
Total Borrowings249.2260.91326.53
Operating Activities (Net Cash)171.52158.61172.70
Investing Activities (Net Cash)1,082.51713.33410.21
Financing Activities (Net Cash)249.2260.91326.53
Net Cashflow633.31476.37435.07

About Moneyview Ltd

Our Company was originally incorporated as Whizdm Innovations Private Limited, a private limited company under the provisions of the Companies Act, 2013 with the Registrar of Companies, Karnataka at Bangalore (RoC), pursuant to a certificate of incorporation dated August 11, 2014. Pursuant to a resolution passed by our Board on May 14, 2025, a special resolution passed by our Shareholders on May 15, 2025 and a fresh certificate of incorporation dated May 22, 2025 issued by the Registrar of Companies, Central Processing Centre (RoC, CPC), the name of our Company was changed to Moneyview Private Limited. Upon the conversion of our Company into a public limited company, pursuant to a resolution passed by our Board and a special resolution passed by our Shareholders, each on May 30, 2025 and a fresh certificate of incorporation dated June 10, 2025 issued by the RoC, CPC the name of our Company was changed to Moneyview Limited.

According to the Redseer Report, India's retail lending market is set to nearly double by FY2030, with retail loan sanctions projected to grow at a CAGR of 14-16% from Rs.65 trillion in FY2025 to Rs.127-138 trillion by FY2030. Unsecured loans are expected to grow at a CAGR of 19-21% between FY2025 and FY2030. Personal loans are projected to reach Rs.28-31 trillion by FY2030. Digital personal loans accounted for 13% of unsecured personal loans sanctioned in FY2025 and represent the fastest-growing segment within unsecured lending. This growth is driven by AI/ML-based underwriting, alternative-data models, and faster, frictionless access to credit.

We are a consumer-focused, digital only, credit-led financial services platform for Middle India (households with an average annual income of Rs.300,000- Rs.1,100,000) customers providing access to a full suite of financial products through a network of Financial Partners, including our NBFC subsidiary, on our Moneyview mobile application. As of December 31, 2025, we had 125.49 million Registered Users and 42 Financial Partners. Personal loans are our flagship offering, personalized through our in-house AI/ML segmentation and risk models. We operate as a lending service provider, facilitating loan origination and servicing. Our expanded offerings include earned wage access, home loans, credit cards, insurance, digital gold and UPI.

Peer Comparison:

  • Onemi Technology Solutions Ltd
  • PB Fintech Ltd
  • One 97 Communications Ltd
  • Bajaj Finance Ltd
  • SBI Cards & Payment Services Ltd

Moneyview Ltd Key Points

Strengths

Large, growing and sticky user base with a flywheel effect for growth.

Data driven approach for user segmentation and risk assessment.

Strong technology and AI capabilities enabling scalable and efficient growth

Capital-light model with a diversified network of capital partners

Experienced management team with a track record of building and managing successful businesses.

Risk

Our success depends on our ability to attract, engage and monetize new and existing users on our platform. Any failure to do so could have an adverse impact on our business, financial condition, cash flows and results of operations.

We depend on cooperation with our Financial Partners. In the three month periods ended June 30, 2026 and 2025, and Fiscals 2026, 2025 and 2024, our top ten Financial Partners contributed to 39.02%, 38.69%, 37.36%, 46.82% and 56.78% of our revenue from operations, respectively. Our business may be negatively affected if our Financial Partners do not continue their relationship with us, which could have an adverse impact on our business, financial condition, cash flows, results of operations and prospects.

The sustained success of our Company is closely linked to the continued contributions of our Key Managerial Personnel, Senior Management Personnel and our employees, along with our ability to attract, retain, and motivate talented individuals. In Fiscal 2026, we paid a one-time non-recurring performance-based incentive to our Managing Director and Chief Executive Officer, Puneet Agarwal, and any inability to effectively manage costs, retention, motivation, or preserve our organisational culture and core values during our growth journey, may have an adverse impact on our business, financial condition, cash flows, results of operations and prospects.

Strategy

Expand the Registered User base.

Increase user monetization and personal loan volumes.

Expanding the user lifetime value through multi product relationship.

Deepening financial partner ecosystem for product and market expansion

Continue to invest heavily in AI to improve operational efficiencies and grow operating leverage

How To Apply for Moneyview Ltd IPO Online?

Step 1:

Log in to the BlinkX stock market app and click ‘IPO’ in the Xplore section.

Step 2:

From the list of open IPOs, select the IPO you want to invest.

Step 3:

Go through the IPO details like lot size, price band, about the company, etc.

Step 4:

Click ‘Apply IPO’ to apply and enter the number of lots and bidding price along with your UPI ID.

Step 5:

Confirm your bid and accept the payment mandate sent to your UPI App for completing the IPO application.

FAQs on IPO (Initial Public Offering)

What is the issue size of the Moneyview Ltd IPO?

close
Moneyview Ltd's IPO offers shares for up to 750 It begins on Sep 24, 2026 and ends on Sep 28, 2026.

What is the price of the Moneyview Ltd IPO?

close
The price of Moneyview Ltd IPO ranges between ₹32 to ₹34 per share.

What are the open and close dates for the Moneyview Ltd IPO?

close
The Moneyview Ltd IPO opens on Sep 24, 2026 and closes on Sep 28, 2026.

When will the Moneyview Ltd IPO be allotted?

close
The allotment for the Moneyview Ltd IPO will be finalised on Sep 29, 2026. The shares will be listed on BSE and NSE on Oct 1, 2026.

What is the minimum lot size required for Moneyview Ltd IPO?

close
The minimum lot size for Moneyview Ltd IPO is 441 shares, priced between ₹32 to ₹34 per share.

What is the GMP of Moneyview Ltd IPO?

close
The GMP (Grey Market Premium) of Moneyview Ltd IPO fluctuates based on market demand and sentiment.

How do you check the allotment status of Moneyview Ltd IPO?

close
To check the allotment status of Moneyview Ltd IPO, visit the registrar's website, select the IPO, enter your PAN Card number, Application Number, or DP Client ID, and click 'search.'

Where is the Moneyview Ltd IPO getting listed?

close
The Moneyview Ltd IPO is getting listed on the BSE and NSE. Bidding opens on Sep 24, 2026, and closes on Sep 28, 2026. The allotment is finalised on Sep 29, 2026.

How do you apply for the Moneyview Ltd IPO?

close
To apply for the Moneyview Ltd IPO, download the BlinkX app, complete KYC, select the IPO, enter bid details, and submit. Verify UPI payment for shares allotment.

Join the Future of Trading

with BlinkX

#ItsATraderThing

Open Trading Account
Verify your phone
+91
*By signing up you agree to our terms & conditions