Onemi Technology Solutions Ltd IPO

Onemi Technology Solutions Ltd IPO

Kissht is a technology-enabled lender in India, primarily offering digital loans through its mobile application for various consumption and business needs. We provide swift, accessible and personalized credit solutions to support our customers throughout their financial journeys.

Onemi Technology Solutions Ltd IPO Details

Total Shares Offered

₹ 5,41,47,391

Offer to Public

44,39,788

Retail Max (Shares)

₹ 1,89,51,586

Pre Issue Promoters Holding

₹ 11,48,90,203

Exchange

BSE

Issue size

₹ 925.92 Cr

IPO Open Date

Apr 30, 2026

Close Date

May 5, 2026

Lot Size

87

Min Investment

₹ 14,094

Issue Type

Book Building

Listing Date

May 8, 2026

Onemi Technology Solutions Ltd IPO Dates

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Apr 30, 2026
Opening date
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May 5, 2026
Closing date
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May 6, 2026
Basis of Allotment
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May 7, 2026
Initiation of Refunds
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May 7, 2026
Credit of Shares
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May 8, 2026
Listing date

Details

SectorType
SectorFinance & Investments
Sub SectorNA
Issue TypeBook Building

Subscription Status

*Values are in Lakhs

Investor Type

QIB

NII

Retail

Employee

Total

Onemi Technology Solutions Ltd Financial Status

Income Statement

Particulars (In Rs. Crores)

Balance Sheet

Particulars (In Rs. Crores)
Particulars (in Rs. Crores)FY23FY22FY21
Revenue from operations1,337.471,674.45984.46
EBITDA94.76140.2155.94
PAT50.9082.4724.68
Total Assets211.56268.16273.92
Share Capital10.6810.0710.16
Total Borrowings118.9513.0019.15
Operating Activities (Net Cash)64.8696.9839.43
Investing Activities (Net Cash)576.22431.00296.48
Financing Activities (Net Cash)118.9513.0019.15
Net Cashflow10.82120.90231.75

About Onemi Technology Solutions Ltd

Our Company was incorporated as `OnEMI Technology Solutions Private Limited' as a private limited company under the Companies Act, 2013, pursuant to the certificate of incorporation dated June 18, 2016, issued by the RoC CRC. Our Company was subsequently converted into a public limited company pursuant to the resolution passed by our Board of Directors on June 16, 2025, and special resolution passed by our Shareholders on June 17, 2025, and the name of our Company was changed to `OnEMI Technology Solutions Limited', and a fresh certificate of incorporation dated July 8, 2025, was issued by the RoC CPC.

India is projected to maintain the highest growth rate among major economies, with steady GDP growth of 6.2-6.6% from 2025 through 2029P. This sustained expansion is driven by strong domestic demand and a growing working-age population, reflecting India's economic resilience. In contrast, global real GDP decreased to 3.2% in 2025 from 3.5% in 2023, due to challenges such as higher interest rates, tighter financial conditions, and ongoing geopolitical tensions.

Kissht is a technology-enabled lender in India, primarily offering digital loans through its mobile application for various consumption and business needs. We provide swift, accessible and personalized credit solutions to support our customers throughout their financial journeys.

Peer Comparison:

  • Bajaj Finance Limited
  • Cholamandalam Investment & Finance Company Limited
  • HDB Financial Services Limited
  • SBI Cards & Payment Services Limited

Onemi Technology Solutions Ltd Key Points

Strengths

Large customer base acquired through a distinctive multi-channel acquisition strategy.

Driving asset quality through advanced and comprehensive risk management.

Access to diversified and scalable funding sources.

Scalable, cloud-native and AI-built technology platform integrated across all key functions

Experienced founders and leadership, backed by marquee investors

Risk

A significant portion of the company's AUM consists of unsecured loans (94.23% and 98.15% of its total AUM as of December 31, 2025 and March 31, 2025, respectively). Any decrease in demand for the company's unsecured loans products may adversely affect its business, financial condition, cash flows, results of operations and prospects.

The company success depends on retaining and expanding its customer base. If the company does not continue to innovate and further develop its platform or the company's platform developments do not perform, or the company is not able to keep pace with technological developments or if the company is unable to attract new customers or are unable to retain and grow its relationships with the company's existing customers, its business, financial condition, cash flows, results of operations and prospects would be materially and adversely affected.

The company and its Subsidiary have witnessed negative operating cash flows in the past. Net cash inflow/(outflow) of the Company and its Subsidiary was Rs.(1,377.63) million and Rs.(2,294.17) million, respectively, in the nine months ended December 31, 2025 and Rs.(6,614.26) million and Rs.(8,249.93) million, respectively, in Fiscal 2025.

Strategy

Deepen relationships with our existing customer base and continue to acquire new high-quality customers to achieve a leadership position in the mass market segment.

Continuous improvement in credit models to drive growth and profitability.

Be at the forefront of technology by leveraging ML, generative AI and other emerging tools.

Deliver superior profitability at scale by leveraging lower cost of funds and operating leverage.

Build a comprehensive financial services platform through product expansion.

How To Apply for Onemi Technology Solutions Ltd IPO Online?

Step 1:

Log in to the BlinkX stock market app and click ‘IPO’ in the Xplore section.

Step 2:

From the list of open IPOs, select the IPO you want to invest.

Step 3:

Go through the IPO details like lot size, price band, about the company, etc.

Step 4:

Click ‘Apply IPO’ to apply and enter the number of lots and bidding price along with your UPI ID.

Step 5:

Confirm your bid and accept the payment mandate sent to your UPI App for completing the IPO application.

FAQs on IPO (Initial Public Offering)

What is the issue size of the Onemi Technology Solutions Ltd IPO?

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Onemi Technology Solutions Ltd's IPO offers shares for up to 850 It begins on Apr 30, 2026 and ends on May 5, 2026.

What is the price of the Onemi Technology Solutions Ltd IPO?

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The price of Onemi Technology Solutions Ltd IPO ranges between ₹162 to ₹171 per share.

What are the open and close dates for the Onemi Technology Solutions Ltd IPO?

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The Onemi Technology Solutions Ltd IPO opens on Apr 30, 2026 and closes on May 5, 2026.

When will the Onemi Technology Solutions Ltd IPO be allotted?

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The allotment for the Onemi Technology Solutions Ltd IPO will be finalised on May 6, 2026. The shares will be listed on BSE and NSE on May 8, 2026.

What is the minimum lot size required for Onemi Technology Solutions Ltd IPO?

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The minimum lot size for Onemi Technology Solutions Ltd IPO is 87 shares, priced between ₹162 to ₹171 per share.

What is the GMP of Onemi Technology Solutions Ltd IPO?

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The GMP (Grey Market Premium) of Onemi Technology Solutions Ltd IPO fluctuates based on market demand and sentiment.

How do you check the allotment status of Onemi Technology Solutions Ltd IPO?

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To check the allotment status of Onemi Technology Solutions Ltd IPO, visit the registrar's website, select the IPO, enter your PAN Card number, Application Number, or DP Client ID, and click 'search.'

Where is the Onemi Technology Solutions Ltd IPO getting listed?

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The Onemi Technology Solutions Ltd IPO is getting listed on the BSE and NSE. Bidding opens on Apr 30, 2026, and closes on May 5, 2026. The allotment is finalised on May 6, 2026.

How do you apply for the Onemi Technology Solutions Ltd IPO?

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To apply for the Onemi Technology Solutions Ltd IPO, download the BlinkX app, complete KYC, select the IPO, enter bid details, and submit. Verify UPI payment for shares allotment.

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