Bank of India Investment Managers Private

BANK OF INDIA ELSS TAX SAVER FUND

As on 23 Oct 2026

BANK OF INDIA ELSS TAX SAVER FUND

Q: What kind of returns does BANK OF INDIA ELSS TAX SAVER FUND provide?

BANK OF INDIA ELSS TAX SAVER FUND aims to generate capital appreciation by investing mainly in public sector undertakings (PSUs). Historically, its returns have often shown moderate to high growth rate depending on market conditions. BANK OF INDIA ELSS TAX SAVER FUND had a return of -4.11% over the past 1 year.

Q: How much expense ratio is charged by BANK OF INDIA ELSS TAX SAVER FUND?

The expense ratio for BANK OF INDIA ELSS TAX SAVER FUND, or any other mutual fund, is the yearly fee you pay for managing your investments. As of 23 Oct 2026, the expense ratio charged by BANK OF INDIA ELSS TAX SAVER FUND is typically around 2.44 %. This fee covers fund management, administrative, and other operational costs. It is relatively low compared to actively managed funds, reflecting its direct growth option.

Q: What is the AUM of BANK OF INDIA ELSS TAX SAVER FUND?

As of 23 Oct 2026, the Assets Under Management (AUM) of BANK OF INDIA ELSS TAX SAVER FUND is approximately ₹1366.4472 crore. The AUM can fluctuate based on market conditions and investor activity. It indicates the total value of assets managed by the fund.

Q: What is the NAV of BANK OF INDIA ELSS TAX SAVER FUND?

The Net Asset Value (NAV) of BANK OF INDIA ELSS TAX SAVER FUND is updated daily and reflects the per-unit value of the fund's assets. As of 23 Oct 2026 , the NAV is around undefined per unit, but this value might change based on market performance and fund holdings.

Q: What is the PE and PB ratio of BANK OF INDIA ELSS TAX SAVER FUND?

The PE ratio for BANK OF INDIA ELSS TAX SAVER FUND is 35.28 and the PB ratio is 10.82. The PE ratio is calculated by dividing the market price by the earnings per share, whereas the PB ratio is calculated by dividing the stock price by the book value per share.

Q: What is the exit load of BANK OF INDIA ELSS TAX SAVER FUND?

The exit load for BANK OF INDIA ELSS TAX SAVER FUND is 0% if units are redeemed within 30 days from the date of investment. After this period, no exit load is applicable. This fee is charged to discourage short-term trading and ensure long-term investment.

Equity

NAV

₹ 180.44

CAGR (3 Years)

11.34%

AUM (Cr)

₹ 1,366.45

Risk

Very High Risk

About BANK OF INDIA ELSS TAX SAVER FUND

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.

Breakdown of this Fund

Aerospace & Defence

10.84%

Air Transport Service

0.48%

Auto Ancillaries

8.55%

Automobile

6.68%

Banks

34.49%

Capital Goods - Electrical Equipment

8.43%

Capital Goods-Non Electrical Equipment

4.91%

Castings, Forgings & Fasteners

0.99%

Castings, Forgings & Fastners

1.04%

Cement

2.01%

Construction

0.74%

Consumer Durables

5.34%

Debt Others

27.54%

Electronics

1.85%

Engineering

0.59%

Fertilizers

4.14%

Finance

4.97%

Financial Services

0.72%

FMCG

4.49%

Healthcare

1.23%

Infrastructure Developers & Operators

2.83%

Insurance

2.72%

IT - Software

1.44%

Marine Port & Services

5.47%

Miscellaneous

2.52%

Non Ferrous Metals

5.05%

Packaging

3.07%

Pharmaceuticals

9.35%

Power Generation & Distribution

7.54%

Readymade Garments/ Apparells

1.28%

Readymade Garments/Apparels

1.24%

Realty

0.24%

Refineries

3.98%

Steel

1.94%

Stock/ Commodity Brokers

0.58%

Sugar

11.38%

T Bills

0.25%

Telecom-Service

6.41%

Textiles

2.68%

Market Capitalization

Expense Ratio, Exit Load and Tax

Expense Ratio

2.44

Exit Load

Nil

Stamp Duty

0.005% (from July 1st, 2020)

Tax Implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.