HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan

Q: How much expense ratio is charged by HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan?

The expense ratio for HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan, or any other mutual fund, is the yearly fee you pay for managing your investments. As of 16 May 2025, the expense ratio charged by HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan is typically around 0.15 %. This fee covers fund management, administrative, and other operational costs. It is relatively low compared to actively managed funds, reflecting its direct growth option.

Q: What is the AUM of HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan?

As of 16 May 2025, the Assets Under Management (AUM) of HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan is approximately ₹6006.542 crore. The AUM can fluctuate based on market conditions and investor activity. It indicates the total value of assets managed by the fund.

Q: What is the NAV of HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan?

The Net Asset Value (NAV) of HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan is updated daily and reflects the per-unit value of the fund's assets. As of 16 May 2025 , the NAV is around undefined per unit, but this value might change based on market performance and fund holdings.

Q: What is the PE and PB ratio of HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan?

The PE ratio for HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan is 0 and the PB ratio is 0. The PE ratio is calculated by dividing the market price by the earnings per share, whereas the PB ratio is calculated by dividing the stock price by the book value per share.

Q: What is the exit load of HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan?

The exit load for HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan is 0% if units are redeemed within 30 days from the date of investment. After this period, no exit load is applicable. This fee is charged to discourage short-term trading and ensure long-term investment.

Debt

NAV

₹ 23.92

CAGR (3 Years)

7.86%

AUM (Cr)

₹ 6,006.54

Risk

Low to Moderate Risk

About HDFC Banking and PSU Debt Fund - Growth Option - Direct Plan

To generate income / capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and

Breakdown of this Fund

Debt Others

74.59%

Govt. Securities

44.83%

Market Capitalization

Expense Ratio, Exit Load and Tax

Expense Ratio

0.15

Exit Load

Nil

Stamp Duty

0.005% (from July 1st, 2020)

Tax Implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.