HDFC Banking & Financial Services Fund - Growth Option - Direct Plan

As on 25 Jul 2025

HDFC Banking & Financial Services Fund - Growth Option - Direct Plan

Q: How much expense ratio is charged by HDFC Banking & Financial Services Fund - Growth Option - Direct Plan?

The expense ratio for HDFC Banking & Financial Services Fund - Growth Option - Direct Plan, or any other mutual fund, is the yearly fee you pay for managing your investments. As of 25 Jul 2025, the expense ratio charged by HDFC Banking & Financial Services Fund - Growth Option - Direct Plan is typically around 1.85 %. This fee covers fund management, administrative, and other operational costs. It is relatively low compared to actively managed funds, reflecting its direct growth option.

Q: What is the AUM of HDFC Banking & Financial Services Fund - Growth Option - Direct Plan?

As of 25 Jul 2025, the Assets Under Management (AUM) of HDFC Banking & Financial Services Fund - Growth Option - Direct Plan is approximately ₹4289.7957 crore. The AUM can fluctuate based on market conditions and investor activity. It indicates the total value of assets managed by the fund.

Q: What is the NAV of HDFC Banking & Financial Services Fund - Growth Option - Direct Plan?

The Net Asset Value (NAV) of HDFC Banking & Financial Services Fund - Growth Option - Direct Plan is updated daily and reflects the per-unit value of the fund's assets. As of 25 Jul 2025 , the NAV is around undefined per unit, but this value might change based on market performance and fund holdings.

Q: What is the PE and PB ratio of HDFC Banking & Financial Services Fund - Growth Option - Direct Plan?

The PE ratio for HDFC Banking & Financial Services Fund - Growth Option - Direct Plan is 27.25 and the PB ratio is 3.69. The PE ratio is calculated by dividing the market price by the earnings per share, whereas the PB ratio is calculated by dividing the stock price by the book value per share.

Q: What is the exit load of HDFC Banking & Financial Services Fund - Growth Option - Direct Plan?

The exit load for HDFC Banking & Financial Services Fund - Growth Option - Direct Plan is 0% if units are redeemed within 30 days from the date of investment. After this period, no exit load is applicable. This fee is charged to discourage short-term trading and ensure long-term investment.

Equity

NAV

₹ 18.18

CAGR (3 Years)

21.68%

AUM (Cr)

₹ 4,289.80

Risk

Very High Risk

About HDFC Banking & Financial Services Fund - Growth Option - Direct Plan

To provide long-term capital appreciation by investing predominantly in equity and equity related instrumentsof companies engaged in banking and financial services. Thereis no assurance that the investmentobjective of the Scheme will be realized.

Breakdown of this Fund

Banks

131.74%

Debt Others

2.69%

E-Commerce/App based Aggregator

0.98%

Finance

41.01%

Insurance

12.37%

Miscellaneous

2.07%

Market Capitalization

Expense Ratio, Exit Load and Tax

Expense Ratio

1.85

Exit Load

1.00% - If Units are redeemed / switched-out within 30 days from the date of all...

Stamp Duty

0.005% (from July 1st, 2020)

Tax Implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.