Punjab National Bank Net Banking

Most of the services offered by Punjab National Bank are now conveniently accessible online. These include fund transfers, bill payments, and account management among other services. While it may seem quite easy to check one's balance or pay utility bills, Punjab National Bank has ensured that it remains convenient from anywhere at any given time.

How to Register for PNB Net Banking

Follow the steps below to register for Punjab National Bank Net Banking new user registration:

1. Visit the official PFB Portal and go to Internet Banking.
2. Click on "Internet Banking Login" followed by "New User."
3. Enter your account number or PAN card number, and then select your registration type.
4. Fill up all details and enter the OTP that will come to your registered mobile number.
5. You can enter your debit card number.
6. Set the login PIN and password.
7. Click on ‘Agree to the terms and conditions’ and register.
8. Upon successful registration of Punjab National Bank net banking, you will be notified with a pop-up stating "Successfully Registered."

How to Login to PNB Net Banking

1. Log on to the PNB Retail Internet Banking Portal.
2. Enter the User ID or Customer ID and click 'Continue'.
3. Enter the login password and accept the terms and conditions.
4. Retrieve the OTP received on your mobile number registered.
5. Choose and answer the 7 security questions provided.
6. Select a picture and mention an appropriate sentence to complete the login process. 

Follow these steps, for a convenient Punjab National net banking login​.

Services Offered by PNB Net Banking

PNB offers its net banking services for a range of banking requirements through Punjab Bank Net Banking

• Funds Transfer: This feature enables users to transfer funds either between their PNB accounts or to other banks using IMPS, NEFT, or RTGS.
• Pay Bills: Any utility bills such as electricity and water, and payment through a credit card, among others, can be made online.
• Account Management: Online facilities for account statements, transaction history, cheque services, etc., are available.
• Financial Services: Open Fixed Deposits (FD), Recurring Deposits (RD), or Public Provident Fund (PPF), invest in mutual funds, and acquire loans for housing, education, and personal.

How to Transfer Funds via PNB Net Banking

You can transfer your funds quite easily with the help of the online facilities of Punjab National Bank Online Net Banking. Here is a step-by-step guide on how to do it.

To Another PNB Account

Step 1: Access your PNB net banking account.

Step 2: Click on 'Transactions' and then 'Within PNB' in case of internal transfers.

Step 3: Select the beneficiary's account or add a new beneficiary the number and IFSC code of the beneficiary's account. Enter the amount, the date of the transaction, and also the transaction password. Click the Submit button to confirm the transaction.

To Other Bank Accounts

For inter-bank transfers, PNB provides services through NEFT, IMPS, and RTGS. The process is similar to that of intra-PNB transfers, except instead of 'Transactions' you would select 'NEFT/RTGS/IMPS.'

PNB Net Banking Transaction Limits & Charges

Here’s a summary of the transaction limits and charges associated with PNB Net Banking​.

IMPS Charges:

NEFT Charges (Offline Transactions):

Note: No charges apply for NEFT transactions made online.

How to Reset Your PNB Net Banking Password

If you forget the Punjab National Net Banking password, follow these steps.

• Visit the PNB net banking page and click on 'Forgot Password'.
• Input your User ID and verify it using OTP sent to the registered mobile number.
• Input your account details, debit card number, and ATM PIN.
• Reset your password and enter a new one.
• On confirmation, a message will appear that the password has been reset successfully.

PNB Corporate Net Banking

Corporate account customers of PNB can register their online banking by submitting the PNB-1212 form to the bank branch. Once the activation is successful, the corporate customer will be provided with the Corporate ID and Administrator ID for login.

Login Process:

1. Log on to the website of PNB Corporate Net Banking.
2. Enter the Corporate ID and Admin User ID.
3. Provide login password and the OTP.
4. Set up some security questions for login.

PNB Mobile Banking (PNB ONE)

PNB ONE is PNB's mobile banking application that offers all bank-related services on one single platform. Customers can download the app, sign up, and check their balance transfer funds, or pay bills.

How to Activate PNB Mobile Banking

Here are the steps you have to follow for activating the PNB mobile banking.

• Open your mobile application store and download the PNB ONE application.
• You will then have a ' New User' option and fill in your account and registration details.
• OTP is sent to the mobile number that you have registered with the system and the same needs to be verified.
• Enter your debit card number as well as your ATM PIN.
• Generate your MPIN for easy access.

Conclusion
PNB offers 'one-stop shop' online banking services through PNB Net Banking and PNB Mobile Banking for the hassle-free management of personal as well as corporate accounts. Its feature list for fund transfers, bill payments, account management, and loan servicing 24x7 makes PNB's digital offerings convenient, secure, and efficient, whether for managing personal accounts or corporate finances; PNB Net Banking makes banking easy, accessible, and highly secure, including the ability to check your PNB balance check number effortlessly.