DSP Regular Savings Fund - Direct Plan - Growth

As on 17 Jun 2025

DSP Regular Savings Fund - Direct Plan - Growth

Q: What kind of returns does DSP Regular Savings Fund - Direct Plan - Growth provide?

DSP Regular Savings Fund - Direct Plan - Growth aims to generate capital appreciation by investing mainly in public sector undertakings (PSUs). Historically, its returns have often shown moderate to high growth rate depending on market conditions. DSP Regular Savings Fund - Direct Plan - Growth had a return of 10.88% over the past 1 year.

Q: How much expense ratio is charged by DSP Regular Savings Fund - Direct Plan - Growth?

The expense ratio for DSP Regular Savings Fund - Direct Plan - Growth, or any other mutual fund, is the yearly fee you pay for managing your investments. As of 17 Jun 2025, the expense ratio charged by DSP Regular Savings Fund - Direct Plan - Growth is typically around 1.89 %. This fee covers fund management, administrative, and other operational costs. It is relatively low compared to actively managed funds, reflecting its direct growth option.

Q: What is the AUM of DSP Regular Savings Fund - Direct Plan - Growth?

As of 17 Jun 2025, the Assets Under Management (AUM) of DSP Regular Savings Fund - Direct Plan - Growth is approximately ₹173.2541 crore. The AUM can fluctuate based on market conditions and investor activity. It indicates the total value of assets managed by the fund.

Q: What is the NAV of DSP Regular Savings Fund - Direct Plan - Growth?

The Net Asset Value (NAV) of DSP Regular Savings Fund - Direct Plan - Growth is updated daily and reflects the per-unit value of the fund's assets. As of 17 Jun 2025 , the NAV is around undefined per unit, but this value might change based on market performance and fund holdings.

Q: What is the PE and PB ratio of DSP Regular Savings Fund - Direct Plan - Growth?

The PE ratio for DSP Regular Savings Fund - Direct Plan - Growth is 3.93 and the PB ratio is 0.62. The PE ratio is calculated by dividing the market price by the earnings per share, whereas the PB ratio is calculated by dividing the stock price by the book value per share.

Q: What is the exit load of DSP Regular Savings Fund - Direct Plan - Growth?

The exit load for DSP Regular Savings Fund - Direct Plan - Growth is 0% if units are redeemed within 30 days from the date of investment. After this period, no exit load is applicable. This fee is charged to discourage short-term trading and ensure long-term investment.

Hybrid

NAV

₹ 66.02

CAGR (3 Years)

12.11%

AUM (Cr)

₹ 173.25

Risk

Moderately High Risk

About DSP Regular Savings Fund - Direct Plan - Growth

To generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The DSPBRSF - Aggressive will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers d

Breakdown of this Fund

Auto Ancillaries

3.44%

Automobile

7.63%

Banks

30.62%

Chemicals

2.00%

Crude Oil & Natural Gas

2.22%

Debt Others

110.79%

Derivatives - Index

0.06%

Finance

5.07%

Gas Distribution

3.18%

Glass & Glass Products

1.62%

Govt. Securities

160.65%

Insurance

6.08%

IT - Software

4.85%

Miscellaneous

1.56%

Paints/Varnish

1.41%

Pharmaceuticals

9.76%

Power Generation & Distribution

4.13%

Telecomm Equipment & Infra Services

1.95%

Tobacco Products

4.23%

Market Capitalization

Expense Ratio, Exit Load and Tax

Expense Ratio

1.89

Exit Load

Nil

Stamp Duty

0.005% (from July 1st, 2020)

Tax Implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.