Franklin Templeton Asset Management (I) Pv

Franklin India Retirement Fund - Direct - Growth

As on 30 Jan 2026

Franklin India Retirement Fund - Direct - Growth

Q: What kind of returns does Franklin India Retirement Fund - Direct - Growth provide?

Franklin India Retirement Fund - Direct - Growth aims to generate capital appreciation by investing mainly in public sector undertakings (PSUs). Historically, its returns have often shown moderate to high growth rate depending on market conditions. Franklin India Retirement Fund - Direct - Growth had a return of 6.07% over the past 1 year.

Q: How much expense ratio is charged by Franklin India Retirement Fund - Direct - Growth?

The expense ratio for Franklin India Retirement Fund - Direct - Growth, or any other mutual fund, is the yearly fee you pay for managing your investments. As of 30 Jan 2026, the expense ratio charged by Franklin India Retirement Fund - Direct - Growth is typically around 0.5 %. This fee covers fund management, administrative, and other operational costs. It is relatively low compared to actively managed funds, reflecting its direct growth option.

Q: What is the AUM of Franklin India Retirement Fund - Direct - Growth?

As of 30 Jan 2026, the Assets Under Management (AUM) of Franklin India Retirement Fund - Direct - Growth is approximately ₹512.6921 crore. The AUM can fluctuate based on market conditions and investor activity. It indicates the total value of assets managed by the fund.

Q: What is the NAV of Franklin India Retirement Fund - Direct - Growth?

The Net Asset Value (NAV) of Franklin India Retirement Fund - Direct - Growth is updated daily and reflects the per-unit value of the fund's assets. As of 30 Jan 2026 , the NAV is around undefined per unit, but this value might change based on market performance and fund holdings.

Q: What is the PE and PB ratio of Franklin India Retirement Fund - Direct - Growth?

The PE ratio for Franklin India Retirement Fund - Direct - Growth is 14.26 and the PB ratio is 2.54. The PE ratio is calculated by dividing the market price by the earnings per share, whereas the PB ratio is calculated by dividing the stock price by the book value per share.

Q: What is the exit load of Franklin India Retirement Fund - Direct - Growth?

The exit load for Franklin India Retirement Fund - Direct - Growth is 0% if units are redeemed within 30 days from the date of investment. After this period, no exit load is applicable. This fee is charged to discourage short-term trading and ensure long-term investment.

Solution Oriented

NAV

₹ 240.72

CAGR (3 Years)

11.06%

AUM (Cr)

₹ 512.69

Risk

Moderately High Risk

About Franklin India Retirement Fund - Direct - Growth

To provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.

Breakdown of this Fund

Aerospace & Defence

4.75%

Agro Chemicals

2.27%

Air Transport Service

2.56%

Alcoholic Beverages

2.06%

Auto Ancillaries

3.51%

Automobile

7.82%

Banks

47.08%

Capital Goods-Non Electrical Equipment

4.05%

Cement

4.46%

Chemicals

0.72%

Consumer Durables

5.27%

Debt Others

127.38%

E-Commerce/App based Aggregator

5.71%

Finance

4.20%

FMCG

8.27%

Gas Distribution

3.18%

Govt. Securities

47.85%

Healthcare

6.69%

Hotels & Restaurants

1.82%

Infrastructure Developers & Operators

10.52%

Insurance

5.33%

IT - Software

18.81%

Miscellaneous

1.86%

Pharmaceuticals

6.49%

Power Generation & Distribution

6.75%

Quick Service Restaurant

2.35%

Readymade Garments/ Apparells

0.17%

Realty

2.52%

Refineries

8.88%

Retail

1.93%

Steel

2.48%

Stock/ Commodity Brokers

0.50%

Telecom Equipment & Infra Services

0.43%

Telecom-Service

9.63%

Market Capitalization

Expense Ratio, Exit Load and Tax

Expense Ratio

0.5

Exit Load

Nil

Stamp Duty

0.005% (from July 1st, 2020)

Tax Implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.