HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan

As on 12 Jun 2026

HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan

Q: How much expense ratio is charged by HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan?

The expense ratio for HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan, or any other mutual fund, is the yearly fee you pay for managing your investments. As of 12 Jun 2026, the expense ratio charged by HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan is typically around 1.75 %. This fee covers fund management, administrative, and other operational costs. It is relatively low compared to actively managed funds, reflecting its direct growth option.

Q: What is the AUM of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan?

As of 12 Jun 2026, the Assets Under Management (AUM) of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan is approximately ₹150.515 crore. The AUM can fluctuate based on market conditions and investor activity. It indicates the total value of assets managed by the fund.

Q: What is the NAV of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan?

The Net Asset Value (NAV) of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan is updated daily and reflects the per-unit value of the fund's assets. As of 12 Jun 2026 , the NAV is around undefined per unit, but this value might change based on market performance and fund holdings.

Q: What is the PE and PB ratio of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan?

The PE ratio for HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan is 10.74 and the PB ratio is 1.54. The PE ratio is calculated by dividing the market price by the earnings per share, whereas the PB ratio is calculated by dividing the stock price by the book value per share.

Q: What is the exit load of HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan?

The exit load for HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan is 1% if units are redeemed within 30 days from the date of investment. After this period, no exit load is applicable. This fee is charged to discourage short-term trading and ensure long-term investment.

Solution Oriented

NAV

₹ 24.55

CAGR (3 Years)

7.57%

AUM (Cr)

₹ 150.52

Risk

Moderately High Risk

About HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option - Direct Plan

The Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.

Breakdown of this Fund

Agro Chemicals

1.67%

Alcoholic Beverages

0.83%

Auto Ancillaries

1.45%

Automobile

4.25%

Banks

47.99%

Bearings

1.05%

Cables

0.53%

Capital Goods - Electrical Equipment

1.28%

Cement

1.21%

Consumer Durables

1.22%

Debt Others

138.78%

Engineering

0.82%

Entertainment

1.60%

Gas Distribution

1.77%

Govt. Securities

131.72%

Healthcare

1.92%

Infrastructure Developers & Operators

37.39%

Insurance

6.55%

IT - Software

19.55%

Logistics

4.13%

Marine Port & Services

1.49%

Miscellaneous

0.10%

Packaging

1.66%

Pharmaceuticals

5.45%

Power Generation & Distribution

3.00%

Refineries

30.64%

Refractories

2.33%

Retail

0.33%

Telecom-Service

4.84%

Tobacco Products

2.46%

Tyres

2.75%

Market Capitalization

Expense Ratio, Exit Load and Tax

Expense Ratio

1.75

Exit Load

In respect of each purchase/switch-in of Units, 15% of the units (the limit) may...

Stamp Duty

0.005% (from July 1st, 2020)

Tax Implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.