Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option

As on 03 Jul 2026

Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option

Q: How much expense ratio is charged by Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option?

The expense ratio for Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option, or any other mutual fund, is the yearly fee you pay for managing your investments. As of 03 Jul 2026, the expense ratio charged by Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option is typically around 1.9 %. This fee covers fund management, administrative, and other operational costs. It is relatively low compared to actively managed funds, reflecting its direct growth option.

Q: What is the AUM of Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option?

As of 03 Jul 2026, the Assets Under Management (AUM) of Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option is approximately ₹167.3219 crore. The AUM can fluctuate based on market conditions and investor activity. It indicates the total value of assets managed by the fund.

Q: What is the NAV of Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option?

The Net Asset Value (NAV) of Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option is updated daily and reflects the per-unit value of the fund's assets. As of 03 Jul 2026 , the NAV is around undefined per unit, but this value might change based on market performance and fund holdings.

Q: What is the PE and PB ratio of Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option?

The PE ratio for Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option is 12.11 and the PB ratio is 3.17. The PE ratio is calculated by dividing the market price by the earnings per share, whereas the PB ratio is calculated by dividing the stock price by the book value per share.

Q: What is the exit load of Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option?

The exit load for Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option is 0% if units are redeemed within 30 days from the date of investment. After this period, no exit load is applicable. This fee is charged to discourage short-term trading and ensure long-term investment.

Solution Oriented

NAV

₹ 38.82

CAGR (3 Years)

8.97%

AUM (Cr)

₹ 167.32

Risk

Moderately High Risk

About Tata Retirement Savings Fund- Conservative Plan-Direct Plan-Growth Option

To Provide a financial tool for long term financial security for investors based on their retirement planning goals.

Breakdown of this Fund

Aerospace & Defence

7.61%

Alcoholic Beverages

3.04%

Auto Ancillaries

2.51%

Automobile

1.16%

Banks

11.32%

Cables

2.96%

Capital Goods - Electrical Equipment

3.23%

Capital Goods-Non Electrical Equipment

3.24%

Chemicals

1.04%

Consumer Durables

2.79%

Crude Oil & Natural Gas

2.23%

Debt Others

46.01%

Diamond, Gems and Jewellery

2.75%

E-Commerce/App based Aggregator

4.19%

Finance

9.60%

Financial Services

9.61%

FMCG

6.62%

Govt. Securities

216.46%

Healthcare

2.54%

IT - Software

4.70%

Leather

1.64%

Marine Port & Services

3.16%

Mining & Mineral products

4.32%

Miscellaneous

0.60%

Non Ferrous Metals

0.13%

Pharmaceuticals

1.19%

Plantation & Plantation Products

3.01%

Power Generation & Distribution

1.91%

Printing & Stationery

3.26%

Realty

1.57%

Refineries

5.28%

Stock/ Commodity Brokers

4.40%

Tobacco Products

4.05%

Market Capitalization

Expense Ratio, Exit Load and Tax

Expense Ratio

1.9

Exit Load

On or before expiry of 12 months from the date allotment: If the withdrawal amou...

Stamp Duty

0.005% (from July 1st, 2020)

Tax Implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.