UTI - Equity Savings Fund

As on 23 Oct 2026

UTI - Equity Savings Fund

Q: What kind of returns does UTI - Equity Savings Fund provide?

UTI - Equity Savings Fund aims to generate capital appreciation by investing mainly in public sector undertakings (PSUs). Historically, its returns have often shown moderate to high growth rate depending on market conditions. UTI - Equity Savings Fund had a return of 0.26% over the past 1 year.

Q: How much expense ratio is charged by UTI - Equity Savings Fund?

The expense ratio for UTI - Equity Savings Fund, or any other mutual fund, is the yearly fee you pay for managing your investments. As of 23 Oct 2026, the expense ratio charged by UTI - Equity Savings Fund is typically around 1.41 %. This fee covers fund management, administrative, and other operational costs. It is relatively low compared to actively managed funds, reflecting its direct growth option.

Q: What is the AUM of UTI - Equity Savings Fund?

As of 23 Oct 2026, the Assets Under Management (AUM) of UTI - Equity Savings Fund is approximately ₹804.3143 crore. The AUM can fluctuate based on market conditions and investor activity. It indicates the total value of assets managed by the fund.

Q: What is the NAV of UTI - Equity Savings Fund?

The Net Asset Value (NAV) of UTI - Equity Savings Fund is updated daily and reflects the per-unit value of the fund's assets. As of 23 Oct 2026 , the NAV is around undefined per unit, but this value might change based on market performance and fund holdings.

Q: What is the PE and PB ratio of UTI - Equity Savings Fund?

The PE ratio for UTI - Equity Savings Fund is 14.46 and the PB ratio is 6.61. The PE ratio is calculated by dividing the market price by the earnings per share, whereas the PB ratio is calculated by dividing the stock price by the book value per share.

Q: What is the exit load of UTI - Equity Savings Fund?

The exit load for UTI - Equity Savings Fund is 0% if units are redeemed within 30 days from the date of investment. After this period, no exit load is applicable. This fee is charged to discourage short-term trading and ensure long-term investment.

Hybrid

NAV

₹ 19.93

CAGR (3 Years)

7.84%

AUM (Cr)

₹ 804.31

Risk

Moderate Risk

About UTI - Equity Savings Fund

The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment obj

Breakdown of this Fund

Aerospace & Defence

1.66%

Air Transport Service

2.07%

Automobile

17.23%

Banks

42.68%

Crude Oil & Natural Gas

1.71%

Debt Others

28.06%

Finance

8.81%

Financial Services

0.35%

Fixed Deposits

1.23%

FMCG

2.49%

Govt. Securities

37.88%

Infrastructure Developers & Operators

4.84%

Insurance

3.84%

IT - Software

7.34%

Marine Port & Services

1.63%

Mining & Mineral products

1.39%

Non Ferrous Metals

2.44%

Pharmaceuticals

4.68%

Power Generation & Distribution

4.60%

Realty

0.99%

Refineries

4.53%

Steel

3.12%

Telecom Equipment & Infra Services

2.57%

Telecom-Service

6.71%

Textiles

7.15%

Market Capitalization

Expense Ratio, Exit Load and Tax

Expense Ratio

1.41

Exit Load

Redemption / Switch out within 30 days from the date of allotment - 1.00% Redemp...

Stamp Duty

0.005% (from July 1st, 2020)

Tax Implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.