PGIM India Equity Savings Fund - Direct Plan - Growth

As on 16 May 2025

PGIM India Equity Savings Fund - Direct Plan - Growth

Q: What kind of returns does PGIM India Equity Savings Fund - Direct Plan - Growth provide?

PGIM India Equity Savings Fund - Direct Plan - Growth aims to generate capital appreciation by investing mainly in public sector undertakings (PSUs). Historically, its returns have often shown moderate to high growth rate depending on market conditions. PGIM India Equity Savings Fund - Direct Plan - Growth had a return of 8.42% over the past 1 year.

Q: How much expense ratio is charged by PGIM India Equity Savings Fund - Direct Plan - Growth?

The expense ratio for PGIM India Equity Savings Fund - Direct Plan - Growth, or any other mutual fund, is the yearly fee you pay for managing your investments. As of 16 May 2025, the expense ratio charged by PGIM India Equity Savings Fund - Direct Plan - Growth is typically around 0.89 %. This fee covers fund management, administrative, and other operational costs. It is relatively low compared to actively managed funds, reflecting its direct growth option.

Q: What is the AUM of PGIM India Equity Savings Fund - Direct Plan - Growth?

As of 16 May 2025, the Assets Under Management (AUM) of PGIM India Equity Savings Fund - Direct Plan - Growth is approximately ₹70.6227 crore. The AUM can fluctuate based on market conditions and investor activity. It indicates the total value of assets managed by the fund.

Q: What is the NAV of PGIM India Equity Savings Fund - Direct Plan - Growth?

The Net Asset Value (NAV) of PGIM India Equity Savings Fund - Direct Plan - Growth is updated daily and reflects the per-unit value of the fund's assets. As of 16 May 2025 , the NAV is around undefined per unit, but this value might change based on market performance and fund holdings.

Q: What is the PE and PB ratio of PGIM India Equity Savings Fund - Direct Plan - Growth?

The PE ratio for PGIM India Equity Savings Fund - Direct Plan - Growth is 26.45 and the PB ratio is 4.48. The PE ratio is calculated by dividing the market price by the earnings per share, whereas the PB ratio is calculated by dividing the stock price by the book value per share.

Q: What is the exit load of PGIM India Equity Savings Fund - Direct Plan - Growth?

The exit load for PGIM India Equity Savings Fund - Direct Plan - Growth is 0% if units are redeemed within 30 days from the date of investment. After this period, no exit load is applicable. This fee is charged to discourage short-term trading and ensure long-term investment.

Hybrid

NAV

₹ 55.28

CAGR (3 Years)

8.36%

AUM (Cr)

₹ 70.62

Risk

Low to Moderate Risk

About PGIM India Equity Savings Fund - Direct Plan - Growth

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments. However, there can be no assurance that the investment obje

Breakdown of this Fund

Aerospace & Defence

0.90%

Air Transport Service

1.20%

Alcoholic Beverages

0.92%

Automobile

3.53%

Banks

40.99%

Capital Goods-Non Electrical Equipment

0.54%

Cement

23.31%

Chemicals

0.46%

Consumer Durables

3.49%

Debt Others

191.76%

Diamond, Gems and Jewellery

11.71%

E-Commerce/App based Aggregator

1.08%

Finance

26.28%

FMCG

2.38%

Govt. Securities

48.63%

Healthcare

1.25%

Infrastructure Developers & Operators

6.06%

Insurance

2.08%

IT - Software

5.92%

Marine Port & Services

9.93%

Mining & Mineral products

9.09%

Pharmaceuticals

2.74%

Refineries

27.96%

Steel

17.32%

Telecomm Equipment & Infra Services

0.24%

Telecomm-Service

4.99%

Market Capitalization

Expense Ratio, Exit Load and Tax

Expense Ratio

0.89

Exit Load

Nil

Stamp Duty

0.005% (from July 1st, 2020)

Tax Implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.