UTI - Unit Linked Insurance Plan- Direct

As on 20 Dec 2024

UTI - Unit Linked Insurance Plan- Direct

Q: What kind of returns does UTI - Unit Linked Insurance Plan- Direct provide?

UTI - Unit Linked Insurance Plan- Direct aims to generate capital appreciation by investing mainly in public sector undertakings (PSUs). Historically, its returns have often shown moderate to high growth rate depending on market conditions. UTI - Unit Linked Insurance Plan- Direct had a return of 13.57% over the past 1 year.

Q: How much expense ratio is charged by UTI - Unit Linked Insurance Plan- Direct?

The expense ratio for UTI - Unit Linked Insurance Plan- Direct, or any other mutual fund, is the yearly fee you pay for managing your investments. As of 20 Dec 2024, the expense ratio charged by UTI - Unit Linked Insurance Plan- Direct is typically around 0 %. This fee covers fund management, administrative, and other operational costs. It is relatively low compared to actively managed funds, reflecting its direct growth option.

Q: What is the AUM of UTI - Unit Linked Insurance Plan- Direct?

As of 20 Dec 2024, the Assets Under Management (AUM) of UTI - Unit Linked Insurance Plan- Direct is approximately ₹5463.2092 crore. The AUM can fluctuate based on market conditions and investor activity. It indicates the total value of assets managed by the fund.

Q: What is the NAV of UTI - Unit Linked Insurance Plan- Direct?

The Net Asset Value (NAV) of UTI - Unit Linked Insurance Plan- Direct is updated daily and reflects the per-unit value of the fund's assets. As of 20 Dec 2024 , the NAV is around undefined per unit, but this value might change based on market performance and fund holdings.

Q: What is the PE and PB ratio of UTI - Unit Linked Insurance Plan- Direct?

The PE ratio for UTI - Unit Linked Insurance Plan- Direct is 29.49 and the PB ratio is 4.61. The PE ratio is calculated by dividing the market price by the earnings per share, whereas the PB ratio is calculated by dividing the stock price by the book value per share.

Q: What is the exit load of UTI - Unit Linked Insurance Plan- Direct?

The exit load for UTI - Unit Linked Insurance Plan- Direct is 0% if units are redeemed within 30 days from the date of investment. After this period, no exit load is applicable. This fee is charged to discourage short-term trading and ensure long-term investment.

Hybrid

NAV

₹ 43.44

CAGR (3 Years)

8.31%

AUM (Cr)

₹ 5,463.21

Risk

Moderately High Risk

About UTI - Unit Linked Insurance Plan- Direct

An open-ended balanced fund withan objective of investing not more than 40% of the funds in equity and equity related instruments and balance in debt and money market instruments with low to medium risk profile. Investment by an individual in the scheme is eligible for exemption under section 88 of

Breakdown of this Fund

Agro Chemicals

1.12%

Auto Ancillaries

2.00%

Automobile

2.39%

Banks

13.49%

Bearings

0.83%

Cables

1.19%

Capital Goods-Non Electrical Equipment

0.76%

Cement

1.00%

Chemicals

1.19%

Consumer Durables

3.25%

Debt Others

28.98%

Diamond, Gems and Jewellery

1.91%

Diversified

0.70%

E-Commerce/App based Aggregator

6.94%

Edible Oil

0.76%

Electronics

0.00%

Finance

4.37%

Fixed Deposits

0.12%

FMCG

1.17%

Govt. Securities

83.96%

Healthcare

3.64%

Hotels & Restaurants

0.00%

IT - Software

10.53%

Leather

0.35%

Miscellaneous

0.00%

Mutual Fund Units

0.48%

Packaging

0.00%

Paints/Varnish

2.00%

Pharmaceuticals

5.92%

Plastic products

1.58%

Quick Service Restaurant

0.81%

Readymade Garments/ Apparells

0.79%

Retail

4.95%

T Bills

0.30%

Telecomm-Service

1.62%

Textiles

0.00%

Market Capitalization

Expense Ratio, Exit Load and Tax

Expense Ratio

Exit Load

1% of the applicable NAV if redeemed or switched out.

Stamp Duty

0.005% (from July 1st, 2020)

Tax Implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.