Equitas Small Finance Bank Ltd vs Ujjivan Small Finance Bank Ltd Stock Comparison

Home

Insights

Stock Comparison

Last Updated on: May 09, 2026

Key Highlights

The Latest Trading Price of Equitas Small Finance Bank Ltd is ₹ 72.54 as of 08 May 15:30 . The P/E Ratio of Equitas Small Finance Bank Ltd changed from 17.8 on March 2021 to 42.6 on March 2025 . This represents a CAGR of 19.07% over 5 yearsThe P/E Ratio of Ujjivan Small Finance Bank Ltd changed from 610 on March 2021 to 9.2 on March 2025 . This represents a CAGR of -56.78% over 5 years The Market Cap of Equitas Small Finance Bank Ltd changed from ₹ 6841 crore on March 2021 to ₹ 6269 crore on March 2025 . This represents a CAGR of -1.73% over 5 yearsThe Market Cap of Ujjivan Small Finance Bank Ltd changed from ₹ 5271 crore on March 2021 to ₹ 6656 crore on March 2025 . This represents a CAGR of 4.78% over 5 years The revenue of Equitas Small Finance Bank Ltd for the Mar '26 is ₹ 2099 crore as compare to the Dec '25 revenue of ₹ 1981 crore. This represent the growth of 5.99% The revenue of Ujjivan Small Finance Bank Ltd for the Mar '26 is ₹ 2185 crore as compare to the Dec '25 revenue of ₹ 2047 crore. This represent the growth of 6.72% The ebitda of Equitas Small Finance Bank Ltd for the Mar '26 is ₹ 1134 crore as compare to the Dec '25 ebitda of ₹ 953.78 crore. This represent the growth of 18.96% The ebitda of Ujjivan Small Finance Bank Ltd for the Mar '26 is ₹ 1156 crore as compare to the Dec '25 ebitda of ₹ 995.91 crore. This represent the growth of 16.1% The net profit of Equitas Small Finance Bank Ltd changed from ₹ 25.76 crore to ₹ 212.68 crore over 8 quarters. This represents a CAGR of 187.34% The net profit of Ujjivan Small Finance Bank Ltd changed from ₹ 301.08 crore to ₹ 281.97 crore over 8 quarters. This represents a CAGR of -3.23% The Dividend Payout of Equitas Small Finance Bank Ltd changed from 19.36 % on March 2023 to 77.52 % on March 2025 . This represents a CAGR of 58.79% over 3 yearsThe Dividend Payout of Ujjivan Small Finance Bank Ltd changed from 22.63 % on March 2023 to 0 % on March 2025 . This represents a CAGR of -100.00% over 3 years .

About Equitas Small Finance Bank Ltd

Equitas Small Finance Bank Limited (ESFBL) was originally incorporated as V.A.P. Finance Private Limited' on June 21, 1993 at Madras, Tamil Nadu, as a Private Limited Company by the RoC. Bank became a deemed public limited company on March 5, 1994 and the name of our Bank was changed to V.A.P. Finance Limited and the Certificate of Incorporation was endorsed by the RoC to that effect.
Bank thereafter became a Private Limited Company dated March 30, 2011 upon change of name from V.A.P. Finance Limited to V.A.P. Finance Private Limited due to conversion of the Bank from a Public Limited Company to a Private Limited Company.
A fresh Certificate of Incorporation dated August 12, 2011 was granted by the RoC upon change of name from V.A.P. Finance Private Limited to Equitas Finance Private Limited.

About Ujjivan Small Finance Bank Ltd

Ujjivan Small Finance Bank Limited is a mass market focused small finance bank in India, catering to financially unserved and underserved segments and committed to building financial inclusion in the country.
The companies Promoter, Ujjivan Financial Services Limited (UFSL) commenced operations as an NBFC in 2005 with the mission to provide a full range of financial services to the economically active poor' who were not adequately served by financial institutions.
On October 7, 2015, UFSL received RBI In-Principle Approval to set up a Small Finance Bank(SFB), following which it incorporated Ujjivan Small Finance Bank Limited as a wholly-owned subsidiary.
UFSL, subsequent to obtaining RBI Final Approval on November 11, 2016 to establish and carry on business as an SFB, transferred its business undertaking comprising of its lending and financing business to our Bank, which commenced its operations from February 1, 2017.

FAQs for the comparison of Equitas Small Finance Bank Ltd and Ujjivan Small Finance Bank Ltd

Which company has a larger market capitalization, Equitas Small Finance Bank Ltd or Ujjivan Small Finance Bank Ltd?

Market cap of Equitas Small Finance Bank Ltd is 8,280 Cr while Market cap of Ujjivan Small Finance Bank Ltd is 12,131 Cr

What are the key factors driving the stock performance of Equitas Small Finance Bank Ltd and Ujjivan Small Finance Bank Ltd?

The stock performance of Equitas Small Finance Bank Ltd and Ujjivan Small Finance Bank Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for Equitas Small Finance Bank Ltd and Ujjivan Small Finance Bank Ltd?

As of May 9, 2026, the Equitas Small Finance Bank Ltd stock price is INR ₹72.54. On the other hand, Ujjivan Small Finance Bank Ltd stock price is INR ₹62.39.

How do dividend payouts of Equitas Small Finance Bank Ltd and Ujjivan Small Finance Bank Ltd compare?

To compare the dividend payouts of Equitas Small Finance Bank Ltd and Ujjivan Small Finance Bank Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.

Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.