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Bajaj Finance Ltd P/E Ratio

Bajaj Finance Ltd P/E Ratio

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Bajaj Finance Ltd

NSE: BAJFINANCE

PE

28.8

Last updated : 22 May 05:53 AM

Key Highlights

    The P/E Ratio of Bajaj Finance Ltd is 28.8 as of 22 May 05:53 AM .a1#The P/E Ratio of Bajaj Finance Ltd changed from 43.7 on March 2019 to 29.5 on March 2023 . This represents a CAGR of -7.56% over 5 years. a1#The Latest Trading Price of Bajaj Finance Ltd is ₹ 6753 as of 22 May 11:10 .a1#The PE Ratio of Finance Industry has changed from 15.3 to 13.6 in 5 years. This represents a CAGR of -2.33%a1# The PE Ratio of Automobile industry is 27.2. The PE Ratio of Finance industry is 13.6. The PE Ratio of IT - Software industry is 27.9. The PE Ratio of Retail industry is 94.8. The PE Ratio of Textiles industry is 21.1. In 2023a1#The Market Cap of Bajaj Finance Ltd changed from ₹ 174826 crore on March 2019 to ₹ 339972 crore on March 2023 . This represents a CAGR of 14.23% over 5 years. a1#The Revenue of Bajaj Finance Ltd changed from ₹ 9285 crore to ₹ 14934 crore over 8 quarters. This represents a CAGR of 26.82% a1#The EBITDA of Bajaj Finance Ltd changed from ₹ 6259 crore to ₹ 10515 crore over 8 quarters. This represents a CAGR of 29.61% a1#The Net Profit of Bajaj Finance Ltd changed from ₹ 2596 crore to ₹ 3824 crore over 8 quarters. This represents a CAGR of 21.37% a1#The Dividend Payout of Bajaj Finance Ltd changed from 8.9 % on March 2019 to 17.62 % on March 2023 . This represents a CAGR of 14.64% over 5 years. a1#

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P/E Ratio Over Time

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share. P/E Ratio Formula P/E ratio = (CMP of share/ Earning per share) Types of Price to Earning Ratio 1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance. 2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

P/E Ratio Over Time

Period
Mar '1943.7
Mar '2025.3
Mar '2170.1
Mar '2262.3
Mar '2329.5

Fundamental Metrics

Market Cap

417,714 Cr

EPS

233.5

P/E Ratio (TTM) *

28.8

P/B Ratio (TTM) *

5.4

Day’s High

6780.0

Day’s Low

6735.0

DTE *

3.8

ROE *

18.8

52 Week High

8190.0

52 Week Low

6190.0

ROCE *

10.3

* All values are consolidated

* All values are consolidated

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Bajaj Finance Ltd

NSE: BAJFINANCE

PRICE

6753.15

4.90(0.07%)

stock direction

Last updated : 22 May 11:10

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PRICE

The current market price or CMP refers to the price at which the securities are trading in the share market. Current price in Over-the-counter costs: The following current price depends upon the bid price & the asking price when a financial asset is sold over-the-counter(OTC). Current Price in Bond Market: The current price of a bond is determined by measuring the actual interest rate against the bid-related interest rate. The par or the face value is then calculated to represent the remaining interest payments due which occur before the maturity of the bond.

Share price Over Time

1M

1Y

3Y

5Y

* All values are in Rupees

SWOT Analysis Of Bajaj Finance Ltd

Strength

4

S

Weakness

2

W

Opportunity

1

O

Threats

1

T

BlinkX Score for Bajaj Finance Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

Asset Value vs Market Value

Market Value

4,15,681

Asset Value

7,969

51.2 X

Value addition

* All values are in Rupees

PE Ratio Over Market Cap

Key Valuation Metric

Earnings

14,451 Cr

28.8 X

PE Ratio

Market Cap

₹415680Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio

PS Ratio

PB Ratio

Earnings

14,451 Cr

28.8 X

PE Ratio

Market Cap

₹415680Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio of Finance Industry over time

PE Ratio of Top Sectors

Bajaj Finance Ltd PE Ratio Calculation

  • The Price-to-Earnings (PE) ratio, also known as the P/E Ratio, is a fundamental financial metric used to assess the valuation of a company's stock in relation to its earnings performance. For Bajaj Finance Ltd, the PE Ratio is calculated as follows:

P/E Ratio

=

Market Capitalization

Net Income

  • Given the current market conditions, Bajaj Finance Ltd's Share Price stands at 6753.15. The Earnings per Share (Diluted) for the trailing twelve months (TTM) ending in 2024-05-22T11:10:00 is 233.46. Substituting the values into the formula, PE Ratio becomes as follows: PE Ratio = 6753.15/ 233.46= 28.76.

P/E Ratio

=

Stock Price

Earning Per Share

  • This indicates that Bajaj Finance Ltd's stock is trading at approximately 28.76 times its earnings per share for the trailing twelve months. Alternatively, the PE Ratio can also be computed using the company's overall financial performance: PE Ratio = Market Cap / Net Income. Where Market Cap represents the total market capitalization of the company, and Net Income signifies the total earnings after expenses and taxes.

Understanding Bajaj Finance Ltd’s PE Ratio (BSE: BAJFINANCE)

    The Price-to-Earnings (PE) ratio, used to assess Bajaj Finance Ltd's stock (BSE: BAJFINANCE), indicates how many years it would take for the company to earn back the stock price. If a company earns ₹2 per share annually and its stock trades at ₹30, the PE ratio is 15, signifying a 15-year payback period assuming steady earnings. Earnings fluctuate, affecting the payback period, Growing earnings shorten the recovery time while declining earnings extend it. Shareholders favor shorter payback periods, preferring lower PE stocks. Among stocks with the same PE ratio, faster-growing businesses are preferred. A company with losses makes the PE ratio meaningless. Peter Lynch introduced the PEG ratio to compare stocks with different growth rates, dividing the PE ratio by the growth rate. A company is considered fairly valued when its PE ratio matches its growth rate. The PE ratio, applicable across industries, measures stock valuation based on earnings power. It indicates how quickly an investment can be recouped. Unlike the PB ratio, which assesses valuation based on the balance sheet, the PE ratio focuses on earnings. Overall, the PE ratio provides insights into stock valuation, aligning with investors' preference for faster returns.

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Market Cap Over Time

Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore

Market Cap Over Time

Period
Mar '19174827
Mar '20133337
Mar '21310266
Mar '22439487
Mar '23339973

* All values are a in crore

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Revenue Over Time

Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services. Types of Revenue: 1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered. 2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees. Formula for Revenue: The formula for calculating revenue is based on two goods & services: For goods: Revenue = Avg unit price x Number of Units sold For services: Revenue = Avg unit price x Number of Customers served.

Revenue Over Time

Period
Jun '229286
Sep '229974
Dec '2210789
Mar '2211369
Jun '2312503
Sep '2313382
Dec '2314169
Mar '2314935

* All values are a in crore

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EBITDA Over Time

PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.

EBITDA Over Time

Period
Jun '226260
Sep '226845
Dec '227481
Mar '227987
Jun '238810
Sep '239453
Dec '239939
Mar '2310515

* All values are a in crore

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Net Profit Over Time

Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions. Net Profit formula is expressed as: Net Profit = Total Revenue - Total Expense Net Profit Margin Ratio: Net Profit Margin Ratio = Net Profit / Total Revenue

Net Profit Over Time

Period
Jun '222596
Sep '222781
Dec '222973
Mar '223158
Jun '233437
Sep '233551
Dec '233639
Mar '233825

* All values are a in crore

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Dividend Payout Over Time

Dividend payout refers to the total dividends paid to shareholders relative to the company's earnings. It is a financial measure that determines the percentage of earnings paid out to existing shareholders as dividends. How to calculate Dividend Payout Ratio? The dividend payout ratio formula is as follows: DPR = Dividends paid / Net earnings With the dividend payout ratio, you can understand the company's priorities. It is an important metric that allows you to easily check DPR online.

Dividend Payout Over Time

Period
Mar '199
Mar '2012
Mar '2115
Mar '2219
Mar '2318

* All values are a in %

About Bajaj Finance Ltd

About Bajaj Finance Ltd

    Bajaj Finance Limited (Formerly Known as Bajaj Auto Finance Limited), is a subsidiary of Bajaj Finserv Limited. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers variety of financial services products to its customers. Apart from this, it focuses on six broad categories: Consumer Lending, SME Lending, Commercial Lending, Rural Lending, Deposits; and Partnerships and Services. Bajaj Auto Finance Limited was originally incorporated on March 25, 1987 as a Non-Banking Financial Company primarily focused on providing two and three-wheeler finance. During the year 1995-96, the Company completed their first Real Estate Project for Nayan Co-operative Housing Society Ltd at Pune. Based on the capital structure of Mobikwik as on the date of investment, the Company will hold approximately 12.38% of equity in Mobikwik on a fully diluted basis post conversion of CCCPS. As on 31 March 2019, the company is present in 1,830 locations across the country, including 903 locations in rural/smaller towns and villages. BFL participated in Qualified Institutions Placement of RBL Bank and was allotted 4,273,504 equity shares at a price of Rs 351 per Equity Share aggregating to approximately Rs 150 Crore.

Bajaj Finance Ltd News Hub

News

Bajaj Finance allots NCDs aggregating Rs 1305 cr

Bajaj Finance has allotted 1,30,500 NCDs of face value of Rs 1 lakh each aggregating to Rs...

Read more

15 May 2024 13:08

News

Bajaj Finance allots NCDs aggregating Rs 7,673.61 cr

Bajaj Finance has allotted 7,59,500 NCDs of face value of Rs 1,00,000 each aggregating to ...

Read more

08 May 2024 15:03

News

Bajaj Finance edges higher after RBI lifts restriction on two lending business segments

In November last year, the RBI had directed the NBFC to immediately cease the sanction and...

Read more

03 May 2024 12:41

News

Bajaj Finance allots NCDs aggregating Rs 1371.25 cr

Bajaj Finance has allotted 1,36,350 NCDs at face value of Rs. 1 Lakh each, aggregating to ...

Read more

02 May 2024 14:12

News

Bajaj Finance drops as Q4 loan losses jumps 53% YoY

The consolidated results of Bajaj Finance include the results of its wholly owned subsidia...

Read more

26 Apr 2024 12:48

News

Bajaj Finance to hold AGM

Bajaj Finance announced that the 37th Annual General Meeting (AGM) of the company will be ...

Read more

26 Apr 2024 16:01

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FAQs for PE of Bajaj Finance Ltd

What is Bajaj Finance Ltd current share price?

The current market price of Bajaj Finance Ltd as of May 22, 2024 is ₹6753.15.

Is Bajaj Finance Ltd a good investment?

As per BlinkX Score Bajaj Finance Ltd scores 36 in Revenue, 53 in Profitability. However it's advisable to conduct comprehensive research or seek advice from experts to evaluate whether it aligns with your investment objectives.

What are Bajaj Finance Ltd's total net assets?

According to Bajaj Finance Ltd's most recent financial filings, the company's net assets total ₹7969.0 Cr.

Is Bajaj Finance Ltd making a profit or loss?

Bajaj Finance Ltd's net Profit as of May 22, 2024 is close to ₹14,451 Cr.
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