Indian Bank Net Banking - Features, Registration Steps, Activation & Login

Indian Bank net banking allows every account holder to execute their online banking transactions. The facility offers several beneficial features to users, including online transactions, bill payments, debit/credit card applications, and more.

In this article, let us walk through the various services available through Indian online net banking, and will also learn how to register, activate, and log in to your respective account. 

Features of Indian Bank Net Banking

Here are the important features of Indian Bank Net Banking services:

RTGS/NEFT/IMPS: The Indian Bank net banking services allow the users to withdraw funds from the Indian Bank accounts to the other third-party accounts through RTGS, IMPS, or NEFT process.

Account Updating and Viewing: Account holders can view and update their account information online.

Enabling RD and FD Investments: The account holders can get access to invest in RD or FD online with Indian Bank online net banking. 

Check Bank Balance: Indian Bank net banking enables account holders to check their bank account balance and activity, along with the status of their chequebook.

Online Bookings: Indian Bank allows account holders to book air, rail, or bus tickets online through their net banking services.

Online Bill Payments: Pay credit card and utility bills online using Indian Bank net banking.

Indian Bank Net Banking New Registration

So how to activate net banking in Indian Bank? To avail Indian Bank net banking activation online services, the account holders are required to follow the below steps:

1. Visit the official online banking portal of Indian Bank.
2. Click the ‘Login’ button, and you will be directed to a new page. Select ‘New User.’
3. Next, enter your CIF or account number and the mobile number linked to your account. After filling in the details, click ‘submit.’
4. You will receive a One Time Password (OTP) on your registered mobile number. Enter this OTP to verify your identity.
5. Once verified, provide your account details and any other required information. After you submit this information, choose the type of banking service you want.
6. Create a login password for your Indian Bank net banking activation. Then, pick two security questions and provide your respective answers.
7. You can activate your Indian Bank net banking account either at an Indian Bank branch or using your Indian Bank ATM card.
8. To activate the account through the branch, download the application form, fill it out, and take it to your nearest branch.
9. To activate the ATM card, agree to the terms and conditions, and enter your ATM card details on the next page.
10. After the bank verifies your information, your Indian Bank net banking account will be activated within 24 hours.

Indian Bank Net Banking Login 

Here, let us understand the Indian Bank net banking login process for both personal and corporate banking users.

Indian Bank Personal Banking Login 

Step 1: Visit the Indian Bank Net Banking Page (https://www.netbanking.indianbank.in/jsp/startIB.jsp )

Step 2: Select the Individual option in the login section.

Step 3: Type your username and password, enter Captcha, and then click login. 

Indian Bank Corporate Login

By following the below steps, users can get access to Indian Bank Corporate Banking section:

Step 1: Visit the Indian Bank Net Banking Page (https://www.netbanking.indianbank.in/jsp/startIB.jsp )

Step 2: Select the Corporate option in the login section.

Step 3: Enter your Corporate User ID, Password, and Captcha. Click on the 'Login' button to enter the Indian Bank net banking portal.

How to Reset Indian Bank Net Banking Login Password?

Users can update or create a new net banking password whenever they want with just a click by following the below steps:

Step 1: Login to the Indian Bank net banking site https://www.netbanking.indianbank.in/jsp/startIB.jsp. 

Step 2: Click on 'Login to Net Banking' on the next page. Now enter your User ID and proceed.

Step 3: Now click the 'Forgot Login Password' on the next page.

Step 4: A small pop-up will appear before you. Here you have to click on the 'Next' option to continue with the next step.

Step 5: Fill in your Username, Bank Account Number, Date of Birth, Mobile Number, Country, and CAPTCHA code. Click on the submit button. 

Step 6: Please enter the OTP delivered to your registered phone number.

Step 7: Change your Indian Bank net banking password. The customer may also refer to an Indian Bank branch or use ATM card details to change the net banking password.

Step 8: Now enter your new password and proceed, then submit your request

Step 9: Now the user can use the new password to log into the Indian Bank net banking portal.

How to Transfer Funds Using Indian Bank Net Banking?

All users of Indian Bank online net banking will be able to transfer funds to other accounts through the available IMPS, NEFT, and RTGS. The below steps will help you execute the process:

Step 1: Login to the Indian Bank net banking site https://www.netbanking.indianbank.in/jsp/startIB.jsp. 

Step 2: Select the Fund Transfer option

Step 3: From the available options, opt for either the NEFT, RTGS, or IMPS

Step 4: Choose the "Fund transfer to account." Fill in all the information provided like the beneficiary account number, beneficiary's IFSC code, the name of the beneficiary, and the amount.

Step 3: Select Confirm.

Step 4: Enter the OTP received on the registered mobile number.

Indian Bank Net Banking Application

Apart from online banking, Indian Bank also provides the facility of mobile banking to its customers. Customers can access all the banking services with the Indian Bank Mobile Banking app on their mobile phones.

The following are the services that Indian Bank Mobile Banking provides:

• Accessing the Bank Account Details
• Online Ticket Booking
• Instant Money Transfers
• Premium payments for Insurance
• Inquiry about the Cheque Book status
• Paying Bills Online
• Debit/Credit Card Services
• Grievance Redressals and Service Requests
• KYC Updation
• Transaction History
• Tax Payment
• Online Trading Services
• Issuance of Cheque Book

The Merging of Indian Bank and Allahabad Bank

Indian Bank and Allahabad Bank have been merged, effective April 1, 2020, providing more hassle-free banking services to customers. Some of the benefits that would eventually be implemented include: 

• Increase in the number of bank branches and ATMs.
• More customer service representatives.
• Digital banking services have evolved.
• There is no change in Indian Bank net banking accessibility for consumers. 
• The presence of net banking has not affected consumer access to digital banking. 
• Consumers registered can use the mobile and internet banking apps provided by the Indian Bank.