1) Can I write a cheque if I do not have a bank account?

No, you cannot write a cheque without a bank account, as cheques are drawn against your account balance.

2) Who is eligible to cross a cheque?

Only the account holder or the person authorized by the account holder can cross a cheque.

3) What is a cheque book?

A cheque book is a book containing pre-printed cheques that an account holder uses to make payments or withdrawals.

4) What is a cheque bounce?

A cheque bounce occurs when there are insufficient funds in the account to cover the cheque amount, causing the cheque to be returned unpaid.

what is cancelled cheque?

A cheque with two parallel lines drawn across it and the word "Cancelled" written on it; used as proof of bank account details, not for transactions.

what is bearer cheque?

A cheque payable to the person holding or presenting it; no identification is required to encash it.

what is cross cheque ?

A cheque with two parallel lines on the top left corner, making it payable only into a bank account and not over the counter.

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