PB Ratio of Sbi Cards & Payment Services Ltd
SBI Cards & Payment Services Ltd
NSE: SBICARD
PB Ratio
Key Highlights
- The latest PB Ratio of SBI Cards & Payment Services Ltd is 4.3.
- The PB ratio of the SBI Cards & Payment Services Ltd is above 3 which indicates that the stock is overvalued but this is common in high-growing sectors The P/B Ratio of SBI Cards & Payment Services Ltd changed from 13.9 on March 2021 to 6.1 on March 2025 . This represents a CAGR of -15.19% over 5 years .
Historical P/B Ratio of SBI Cards & Payment Services Ltd
The price-to-book (P/B) ratio compares a company's market capitalization to its book value by dividing its stock price per share by its book value per share. How to calculate Price-to-Book (P/B) Ratio? The Price-to-Book Ratio is used to determine the relationship between the total value of a company's outstanding shares and the net value of its assets. Before calculating the P/B ratio, investors need to overlook the market capitalization of a company. Market capitalization = market value of a stock X no. of outstanding shares Now, you need to know the net value of an organization's assets. Book Value of Assets = Total Assets - Total Liabilities of a company After knowing the value of the above ratios, here is the formula for the P/B Ratio: P/B Ratio = Market Capitalization/ Book Value of Assets or you can also use this formula P/B ratio = Market Price Per Share/ Book Value of Asset Per Share
Historical P/B Ratio of SBI Cards & Payment Services Ltd
Company Fundamentals for SBI Cards & Payment Services Ltd
Market Cap
64,147 Cr
EPS
22.0
P/E Ratio (TTM)
30.7
P/B Ratio (TTM)
4.3
Day’s High
699.8
Day’s Low
671.55
DTE
3.3
ROE
13.0
52 Week High
1023.05
52 Week Low
650.15
ROCE
8.9
Market Price of SBI Cards & Payment Services Ltd
1M
1Y
3Y
5Y
Last Ten Days Market Price
| Date | |
|---|---|
| 27 Mar 2026 | 674.1 |
| 25 Mar 2026 | 699.95 |
| 24 Mar 2026 | 674 |
| 23 Mar 2026 | 653.3 |
| 20 Mar 2026 | 689.2 |
| 19 Mar 2026 | 695.05 |
| 18 Mar 2026 | 717.7 |
| 17 Mar 2026 | 693 |
| 16 Mar 2026 | 693.9 |
| 13 Mar 2026 | 705 |
SWOT Analysis Of SBI Cards & Payment Services Ltd
BlinkX Score for SBI Cards & Payment Services Ltd
Asset Value vs Market Value of SBI Cards & Payment Services Ltd
Market Value
₹ 0
Asset Value
₹ 0
* All values are in ₹ crores
Competitive Comparison of P/B Ratio
| Company | PB | Market Cap |
|---|
| SBI Cards & Payment Services Ltd | 4.34 | 64147 |
| Bajaj Finance Ltd | 150.0 | 525395 |
| Bajaj Finserv Ltd | 62.5 | 271213 |
| Shriram Finance Ltd | 321.0 | 170122 |
| Jio Financial Services Ltd | 45.9 | 147679 |
| Company | |
|---|---|
| SBI Cards & Payment Services Ltd | 4.34 |
| Bajaj Finance Ltd | 150.0 |
| Bajaj Finserv Ltd | 62.5 |
| Shriram Finance Ltd | 321.0 |
| Jio Financial Services Ltd | 45.9 |
PB Ratio of SBI Cards & Payment Services Ltd Explained
₹64147
Market cap
₹155
Book Value per Share
4.3X
PB Ratio
Historical Market Cap of SBI Cards & Payment Services Ltd
Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore
Historical Market Cap of SBI Cards & Payment Services Ltd
Market Cap
Historical Revenue, EBITDA and Net Profit of SBI Cards & Payment Services Ltd
Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services.\r\r\n\r\r\nTypes of Revenue:\r\r\n\r\r\n1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered.\r\r\n\r\r\n2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees.\r\r\n\r\r\nFormula for Revenue:\r\r\n\r\r\nThe formula for calculating revenue is based on two goods & services:\r\r\n\r\r\nFor goods:\r\r\nRevenue = Avg unit price x Number of Units sold\r\r\n\r\r\nFor services:\r\r\nRevenue = Avg unit price x Number of Customers served.PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions.\r\r\n\r\r\nNet Profit formula is expressed as:\r\r\n\r\r\nNet Profit = Total Revenue - Total Expense\r\r\n\r\r\nNet Profit Margin Ratio:\r\r\n\r\r\nNet Profit Margin Ratio = Net Profit / Total Revenue
Historical Revenue, EBITDA and Net Profit of SBI Cards & Payment Services Ltd
Revenue
EBITDA
Net Profit
Dividend Payout Over Time
SBI Cards & Payment Services Ltd News Hub
SBI Cards allots NCDs aggregating Rs 1500 cr
SBI Cards & Payment Services has allotted 1500 0 Fixed Rate, Unsecured, Rated, Taxable, Redeemable,
Read more
08 Aug 24
Board of SBI Cards & Payment Services approves NCD issuance of Rs 5000 cr
The Board of SBI Cards & Payment Services at its meeting held on 18 September 2024 has approved rais
Read more
18 Sept 24
SBI Cards allots 95,240 equity shares under ESOP
SBI Cards & Payment Services has allotted 95,240 equity shares under ESOP on 23 August 2024. Post al
Read more
23 Aug 24
SBI Cards & Payment Services Ltd soars 3.83%, Gains for third straight session
SBI Cards & Payment Services Ltd is up for a third straight session in a row. The stock is quoting a
Read more
03 Sept 24
