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Paisalo Digital Ltd P/E Ratio

Paisalo Digital Ltd P/E Ratio

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₹ 1.3 Cr

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186.2 K

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Last Updated time: 26 Jul 9.00 AM

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Paisalo Digital Ltd

NSE: PAISALO

PE

34.4

Last updated : 26 Jul 9.00 AM

Key Highlights

    The P/E Ratio of Paisalo Digital Ltd is 34.4 as of 26 Jul 9.00 AM .a1#The P/E Ratio of Paisalo Digital Ltd changed from 21.5 on March 2019 to 25.4 on March 2023 . This represents a CAGR of 3.39% over 5 years. a1#The Latest Trading Price of Paisalo Digital Ltd is ₹ 68.37 as of 25 Jul 15:30 .a1#The PE Ratio of Finance Industry has changed from 15.3 to 13.8 in 5 years. This represents a CAGR of -2.04%a1# The PE Ratio of Automobile industry is 18.9. The PE Ratio of Finance industry is 23.0. The PE Ratio of IT - Software industry is 29.1. The PE Ratio of Retail industry is 143.1. The PE Ratio of Textiles industry is 24.3. In 2024a1#The Market Cap of Paisalo Digital Ltd changed from ₹ 1212 crore on March 2019 to ₹ 2367 crore on March 2023 . This represents a CAGR of 14.32% over 5 years. a1#The Revenue of Paisalo Digital Ltd changed from ₹ 112.64 crore to ₹ 195.77 crore over 8 quarters. This represents a CAGR of 31.83% a1#The EBITDA of Paisalo Digital Ltd changed from ₹ 76.72 crore to ₹ 136.49 crore over 8 quarters. This represents a CAGR of 33.38% a1#The Net Pr of Paisalo Digital Ltd changed from ₹ 20.87 crore to ₹ 36.61 crore over 8 quarters. This represents a CAGR of 32.45% a1#The Dividend Payout of Paisalo Digital Ltd changed from 7.15 % on March 2019 to 4.9 % on March 2023 . This represents a CAGR of -7.28% over 5 years. a1#

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Historical P/E Ratio of Paisalo Digital Ltd

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share. P/E Ratio Formula P/E ratio = (CMP of share/ Earning per share) Types of Price to Earning Ratio 1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance. 2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

Historical P/E Ratio of Paisalo Digital Ltd

Period
Mar '1921.5
Mar '2012.7
Mar '2157.3
Mar '2244
Mar '2325.4

Company Fundamentals for Paisalo Digital Ltd

Market Cap

6,139 Cr

EPS

2.0

P/E Ratio (TTM) *

34.4

P/B Ratio (TTM) *

4.6

Day’s High

69.5

Day’s Low

68.01

DTE *

2.0

ROE *

13.5

52 Week High

99.63

52 Week Low

26.48

ROCE *

12.7

* All values are consolidated

Last Updated time: 26 Jul 9.00 AM

* All values are consolidated

Last Updated time: 26 Jul 9.00 AM

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Paisalo Digital Ltd

NSE: PAISALO

PRICE

68.37

-1.18 (-1.70%)

stock direction

Last updated : 25 Jul 15:30

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PRICE

The current market price or CMP refers to the price at which the securities are trading in the share market. Current price in Over-the-counter costs: The following current price depends upon the bid price & the asking price when a financial asset is sold over-the-counter(OTC). Current Price in Bond Market: The current price of a bond is determined by measuring the actual interest rate against the bid-related interest rate. The par or the face value is then calculated to represent the remaining interest payments due which occur before the maturity of the bond.

Share price Over Time

1M

1Y

3Y

5Y

* All values are in Rupees

SWOT Analysis Of Paisalo Digital Ltd

Strength

3

S

Weakness

2

W

Opportunity

0

O

Threats

1

T

Asset Value vs Market Value of Paisalo Digital Ltd

Market Value

6,140

Asset Value

126

47.6 X

Value addition

* All values are in Rupees

Competitive Comparison of P/E Ratio

Company NamePEMarket Cap (INR Cr.)
Paisalo Digital Ltd346,139
Bajaj Finance Ltd27411,577
Bajaj Finserv Ltd30250,907
Jio Financial Services Ltd131209,277
Power Finance Corporation Ltd8173,305

Key Valuation Metric of Paisalo Digital Ltd

Earnings

178 Cr

34.4 X

PE Ratio

Market Cap

₹6139Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

Earnings

178 Cr

34.4 X

PE Ratio

Market Cap

₹6139Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio of Finance Industry over time

PE Ratio of Top Sectors

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Historical Market Cap of Paisalo Digital Ltd

Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore

Historical Market Cap of Paisalo Digital Ltd

Period
Mar '191213
Mar '20685
Mar '213325
Mar '223485
Mar '232368

* All values are a in crore

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Historical Revenue of Paisalo Digital Ltd

Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services. Types of Revenue: 1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered. 2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees. Formula for Revenue: The formula for calculating revenue is based on two goods & services: For goods: Revenue = Avg unit price x Number of Units sold For services: Revenue = Avg unit price x Number of Customers served.

Historical Revenue of Paisalo Digital Ltd

Period
Jun '22113
Sep '22120
Dec '22122
Mar '23118
Jun '23136
Sep '23145
Dec '23183
Mar '24196

* All values are a in crore

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Historical EBITDA of Paisalo Digital Ltd

PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.

Historical EBITDA of Paisalo Digital Ltd

Period
Jun '2277
Sep '2283
Dec '2290
Mar '2388
Jun '23112
Sep '23125
Dec '23141
Mar '24136

* All values are a in crore

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Historical Net Profit of Paisalo Digital Ltd

Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions. Net Profit formula is expressed as: Net Profit = Total Revenue - Total Expense Net Profit Margin Ratio: Net Profit Margin Ratio = Net Profit / Total Revenue

Historical Net Profit of Paisalo Digital Ltd

Period
Jun '2221
Sep '2224
Dec '2228
Mar '2321
Jun '2338
Sep '2347
Dec '2356
Mar '2437

* All values are a in crore

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Historical Dividend Payout of Paisalo Digital Ltd

Dividend payout refers to the total dividends paid to shareholders relative to the company's earnings. It is a financial measure that determines the percentage of earnings paid out to existing shareholders as dividends. How to calculate Dividend Payout Ratio? The dividend payout ratio formula is as follows: DPR = Dividends paid / Net earnings With the dividend payout ratio, you can understand the company's priorities. It is an important metric that allows you to easily check DPR online.

Historical Dividend Payout of Paisalo Digital Ltd

Period
Mar '197
Mar '208
Mar '217
Mar '226
Mar '235

* All values are a in %

About Paisalo Digital Ltd

About Paisalo Digital Ltd

    Paisalo Digital Ltd (Erstwhile known S. E. Investments Limited (SEIL)) was incorporated as Private Limited Company in the state of Uttar Pradesh and started commercial vehicle finance. The Company is a Systemically Important Non-Deposit Taking Non-Banking Financial Company engaged in providing loans. It is primarily focusing on financing self-employed borrowers, a segment which is still untapped / unserved, driven by rising affluence, aspirations and favorable demographics. The company operates through three divisions, namely Financial Services division, Microcredit division and Alternate Energy. The Financial Services division offers hire-purchase and leasing services for motor vehicles; and personal loans, business loans, and loans against property to individuals and corporate bodies. This division also provides fixed deposit schemes and safe deposit locker facilities. The Microcredit division offers loans to low-income households. This division provides income generation loans, loans to rickshaw pullers, Islamic Microcredit, and microfinance housing. The Alternate Energy division owns and operates 2.4 MW wind energy generation unit located in Vani Vilas Sagar at Chitradurga, Karnataka; and 0.8 MW wind energy generation unit located at Bhu/Kita, Jaisalmer, Rajasthan. SEIL Microfin Ltd was incorporated on March 5, 1992 as a private limited company with the name SE Investment Ltd. In March 1, 1995, the company was converted into a public limited company. Starting from July 2001, the company entered the business of extending loans and advances against security of specific assets specially vehicles and/or property. In December 2003, they took personal loan segment. During the year 2005-06, the company forayed into new vistas and entered in extending personal loans and advanced to individuals belonging to weaker sections. They opened their new branch offices at Jaipur, Ahmedabad and Jodhpur. The company set up 0.80 MW Wind Energy Generator (WEG) in Jaisalmer, Rajasthan. Also, they made a tie-up with concerned State Electricity Boards for the sale of power generated through their WEG's. During the year 2007-08, the company shares are listed on Bombay Stock Exchange Ltd with effect from October 11, 2007. During the year 2008-09, the company started finance scheme for the benefit of rickshaw pullers. By this scheme, a rickshaw puller can finance the rickshaw from the Company and can conveniently repay the loan amount in the daily installments of Rs 30 each for 400 days with weekly off. The company along with Unnati Financial Services Pvt Ltd set up bio power plants. The main raw material is gobar (dung) and bio waste. During the year 2009-10, as per the scheme of amalgamation, Unnati Financial Services Pvt Ltd merged with the company with effect from August 31, 2008. In July 2010, the name of the company was changed from SE Investments Ltd to SEIL Microfin Ltd to highlight the company's core expertise in microfinance. On 25th April, 2009, the erstwhile Unnati Financial Services Private Limited was amalgamated with the Company through Scheme of Amalgamation sanctioned by Delhi High Court vide its order dated 24th Sep. 2009, which became effective on 4th Nov. 2009 and consequently, the assets and liabilities of erstwhile Unnati Financial Services Private Limited stand transferred to and vested in the Company with effect from the appointed date i.e. 31st Aug. 2008. During the year 2010-11, the Scheme of Arrangement amongst M/s S. E. Investments Ltd. (Transferor Company) (presently known as Paisalo Digital Ltd), M/s S. E. Power Ltd. (Transferee Company) and their Respective Shareholders was approved on 19th November, 2010, which became effective from September 30, 2010, the Appointed Date of the said Scheme. During FY 2015-16, the Company opened 9 new branches in the State of Rajasthan; in 2016-17 opened 4 new branches in the state of Uttar Pradesh and started operations from Indri in Haryana. On February 23, 2018 Agarwal Meadows Private Limited (Transferor Company) was amalgamated with Paisalo Digital Limited (Transferee Company) through Scheme of Amalgamation sanctioned by the Tribunal at New Delhi vide its order dated May 17, 2019 and pursuant to the said Scheme as sanctioned by the Tribunal all the assets and liabilities of the Transferor Company had been transferred and vested in the Transferee Company with effect from December 31, 2017.

Paisalo Digital Ltd News Hub

News

Board of Paisalo Digital appoints director

The Board of Paisalo Digital at its meeting held on 25 July 2024 has approved the appointm...

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25 Jul 202411:24

News

Board of Paisalo Digital approves increase in authorised share capital

The Board of Paisalo Digital at its meeting held on 25 July 2024 has approved increase in ...

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25 Jul 202411:14

News

Board of Paisalo Digital approves fund raising up to Rs 1,800 cr

The Board of Paisalo Digital at its meeting held on 25 July 2024 has approved fund raising...

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25 Jul 202411:10

News

Paisalo Digital schedules board meeting

Paisalo Digital will hold a meeting of the Board of Directors of the Company on 25 July 20...

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22 Jul 202410:14

News

Paisalo Digital to mull fund raising on Jul 25

The company may raise funds by way of issuance of equity shares and/or any other eligible ...

Read more

22 Jul 202408:48

News

Board of Paisalo Digital to consider fund raising options

The Board of Paisalo Digital will meet on 25 July 2024 to consider raising of funds by way...

Read more

20 Jul 202418:49

Product Composition by Percentage (Revenue)

FAQs for PE of Paisalo Digital Ltd

What is Paisalo Digital Ltd current share price?

The current market price of Paisalo Digital Ltd as of July 26, 2024 is ₹68.37.

What is Paisalo Digital Ltd's market cap?

Paisalo Digital Ltd's market capitalisation stood at ₹6,139 Cr as of July 26, 2024

What are Paisalo Digital Ltd's total net assets?

According to Paisalo Digital Ltd's most recent financial filings, the company's net assets total ₹126.4 Cr.

Is Paisalo Digital Ltd making a profit or loss?

Paisalo Digital Ltd's net Profit as of July 26, 2024 is close to ₹178 Cr.
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